HomeMississippiJackson CountyOcean Springs city
Ocean Springs city, Mississippi: commercial real estate data.
Ocean Springs city is a Census city of 18,646 people across 11.55 square miles of land, in Jackson County. Median household income is $79,712, 68.7 percent of occupied homes are owned, and the SBA record carries 31 7(a) approvals to borrowers here worth $22.8 m.
76 sourced place values · tier FULL · 8 sections
Ocean Springs
What Ocean Springs is
- Census place typecity
- Land area11.55 sq mi
- Water area3.66 sq mi
- Population per square mile of land1,614
- County holding the largest share of its areaJackson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ocean Springs
How many people live in Ocean Springs
- Population18,646
- Median age43.3
- Population under 183,861
- Share under 1820.7 percent
- Population 65 and over3,999
- Share 65 and over21.4 percent
- Households8,202
- Family households5,182
- Share of households that are families63.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ocean Springs
Income and work in Ocean Springs
- Median household income$79,712
- Per capita income$45,853
- Civilian labor force9,447
- Employed9,050
- Unemployed397 plus or minus 244
- Unemployment rate4.2 percent plus or minus 2.6
- Adults 25 and over13,605
- Adults 25 and over with a high school diploma or higher93.9 percent
- Adults 25 and over with a bachelor degree or higher46.3 percent
- Adults 25 and over with a graduate degree19.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ocean Springs
Housing in Ocean Springs
- Housing units8,913
- Occupied units8,202
- Vacant units711 plus or minus 229
- Vacancy rate8.0 percent plus or minus 2.5
- Owner occupied5,638
- Renter occupied2,564
- Ownership rate68.7 percent
- Median owner-occupied home value$259,400
- Median gross rent, monthly$1,358
- Annual rent as a share of median income20.4 percent
- Single family units7,217
- Share single family81.0 percent
- Units in buildings of two or more1,653 plus or minus 377
- Share in buildings of two or more18.5 percent plus or minus 4.2
- Mobile homes43 plus or minus 54
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ocean Springs
How Ocean Springs gets to work
- Workers 16 and over who commute8,063
- Commuting under 15 minutes2,081
- Share commuting under 15 minutes25.8 percent
- Commuting 30 minutes or more2,819
- Share commuting 30 minutes or more35.0 percent
- Drove alone83.9 percent
- Carpooled3.9 percent plus or minus 2.4
- Public transport0.0 percent
- Walked0.8 percent plus or minus 0.8
- Worked from home10.6 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ocean Springs
SBA 7(a) lending to Ocean Springs borrowers
- Approvals31
- Gross approval$22,780,600
- Average approval$734,858
- Median approval$150,000
- Ninetieth percentile approval$2,030,000
- Largest approval$4,420,000
- Jobs supported692
- Jobs per approval22.3
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.1 percent
- Share to franchises32.3 percent
- Distinct lenders18
- Distinct industries by NAICS25
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ocean Springs
SBA 504 lending to Ocean Springs borrowers
- Approvals2
- Gross approval$2,140,000
- Average approval$1,070,000
- Median approval$1,250,000
- Largest approval$1,250,000
- Jobs supported20
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jackson County, not Ocean Springs
Jackson County context, not Ocean Springs figures
These are Jackson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ocean Springs measurements.
- Establishments in Jackson County2,358
- Employment at those establishments, Jackson County44,996
- Covered employment, Jackson County51,303
- Average annual pay, Jackson County$59,641
- Average weekly wage, Jackson County$1,147
- Housing units permitted, Jackson County516
- Of those, single family, Jackson County510
- County product, 2024, Jackson County$10,873,008,000
- County product change over the prior year, Jackson County3.2 percent
- Average income of an arriving household, Jackson County$57,678
Every figure in this section is published for Jackson County as a whole and is not a measurement of Ocean Springs. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ocean Springs questions, answered from the record.
How many people live in Ocean Springs, Mississippi?
18,646, in 8,202 households. Ocean Springs city covers 11.55 square miles of land, which is 1,614 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ocean Springs in?
Jackson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ocean Springs?
$79,712. The median owner-occupied home is valued at $259,400. Median gross rent is $1,358 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ocean Springs businesses?
31 7(a) approvals totalling $22.8 m, across 18 lenders, median approval $150,000, plus 2 504 approvals worth $2.1 m. These count approvals to borrowers whose address is in Ocean Springs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ocean Springs borrowers get paid back?
No rate is published for Ocean Springs. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Ocean Springs figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jackson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ocean Springs.
Is zoning published for Ocean Springs?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.