HomeMississippiJasper CountyBay Springs
Bay Springs, Mississippi: commercial real estate data.
Bay Springs is a Census city of 1,855 people across 14.94 square miles of land, in Jasper County. Median household income is $50,306, 72.4 percent of occupied homes are owned, and the SBA record carries 19 7(a) approvals to borrowers here worth $5.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bay Springs
What Bay Springs is
- Census place typecity
- Land area14.94 sq mi
- Water area0.06 sq mi
- Population per square mile of land124
- County holding the largest share of its areaJasper County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bay Springs
How many people live in Bay Springs
- Population1,855
- Median age45.1
- Population under 18344 plus or minus 156
- Share under 1818.5 percent plus or minus 7.6
- Population 65 and over369 plus or minus 125
- Share 65 and over19.9 percent plus or minus 5.5
- Households830
- Family households484 plus or minus 141
- Share of households that are families58.3 percent plus or minus 13.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bay Springs
Income and work in Bay Springs
- Median household income$50,306 plus or minus $10,369
- Per capita income$28,986
- Civilian labor force860 plus or minus 186
- Employed776 plus or minus 175
- Unemployed84 plus or minus 76
- Unemployment rate9.8 percent plus or minus 8.6
- Adults 25 and over1,412
- Adults 25 and over with a high school diploma or higher89.2 percent
- Adults 25 and over with a bachelor degree or higher15.3 percent plus or minus 5.1
- Adults 25 and over with a graduate degree7.1 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bay Springs
Housing in Bay Springs
- Housing units919
- Occupied units830
- Vacant units89 plus or minus 38
- Vacancy rate9.7 percent plus or minus 3.9
- Owner occupied601 plus or minus 141
- Renter occupied229 plus or minus 77
- Ownership rate72.4 percent
- Median owner-occupied home value$152,700
- Median gross rent, monthly$300 plus or minus $205
- Annual rent as a share of median income7.2 percent plus or minus 5.1
- Single family units679 plus or minus 137
- Share single family73.9 percent
- Units in buildings of two or more170 plus or minus 70
- Share in buildings of two or more18.5 percent plus or minus 7.0
- Mobile homes70 plus or minus 66
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bay Springs
How Bay Springs gets to work
- Workers 16 and over who commute769 plus or minus 175
- Commuting under 15 minutes267 plus or minus 102
- Share commuting under 15 minutes34.7 percent plus or minus 10.6
- Commuting 30 minutes or more259 plus or minus 102
- Share commuting 30 minutes or more33.7 percent plus or minus 10.8
- Drove alone92.0 percent
- Carpooled6.3 percent plus or minus 5.4
- Public transport0.0 percent
- Walked0.9 percent plus or minus 1.5
- Worked from home0.8 percent plus or minus 1.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bay Springs
SBA loans in Bay Springs (7(a))
- Approvals19
- Gross approval$5,613,100
- Average approval$295,426
- Median approval$139,700
- Largest approval$2,000,000
- Jobs supported129
- Jobs per approval6.8
- Loans with a final outcome8
- Paid in full5
- Charged off3
- Median term60 months
- Share on real estate terms of 20 years or more5.3 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Bay Springs, in any county, FY2020 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bay Springs
Flood risk in Bay Springs
- NFIP communityTown of Bay Springs
- NFIP community number280087
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/04/11(M)
The Town of Bay Springs participates in the National Flood Insurance Program as community 280087 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Jasper County, not Bay Springs
Jasper County context, not Bay Springs figures
- Establishments in Jasper County207
- Covered employment, Jasper County3,856
- Average annual pay, Jasper County$47,744
- Housing units permitted, Jasper County0
Every figure in this section is published for Jasper County as a whole and is not a measurement of Bay Springs.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Bay Springs questions, answered from the record.
How many people live in Bay Springs, Mississippi?
1,855, in 830 households. Bay Springs city covers 14.94 square miles of land, which is 124 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bay Springs in?
Jasper County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bay Springs?
$50,306. The median owner-occupied home is valued at $152,700. Median gross rent is $300 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bay Springs businesses?
19 7(a) approvals totaling $5.6 m since FY2020, across 6 lenders, median approval $139,700. These count approvals to borrowers whose address is in Bay Springs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bay Springs borrowers get paid back?
No rate is published for Bay Springs. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Bay Springs in the National Flood Insurance Program?
Yes. Bay Springs appears in the FEMA Community Status Book as Bay Springs, town of, community 280087, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bay Springs figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jasper County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bay Springs.
Is zoning published for Bay Springs?
No. Nothing on this page presents parcel level zoning.
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