HomeMississippiLafayette CountyOxford
Oxford, Mississippi: commercial real estate data.
Oxford is a Census city of 26,411 people across 26.62 square miles of land, in Lafayette County. Median household income is $64,451, 43.2 percent of occupied homes are owned, and the SBA record carries 38 7(a) approvals to borrowers here worth $16.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oxford
What Oxford is
- Census place typecity
- Land area26.62 sq mi
- Water area0.09 sq mi
- Population per square mile of land992
- County holding the largest share of its areaLafayette County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
How many people live in Oxford
- Population26,411
- Median age30.3
- Population under 184,762
- Share under 1818.0 percent
- Population 65 and over3,682
- Share 65 and over13.9 percent
- Households9,955
- Family households4,658
- Share of households that are families46.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
Income and work in Oxford
- Median household income$64,451
- Per capita income$41,665
- Civilian labor force13,308
- Employed12,943
- Unemployed365 plus or minus 197
- Unemployment rate2.7 percent plus or minus 1.5
- Adults 25 and over15,889
- Adults 25 and over with a high school diploma or higher92.6 percent
- Adults 25 and over with a bachelor degree or higher57.5 percent
- Adults 25 and over with a graduate degree29.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
Housing in Oxford
- Housing units16,717
- Occupied units9,955
- Vacant units6,762
- Vacancy rate40.4 percent
- Owner occupied4,298
- Renter occupied5,657
- Ownership rate43.2 percent
- Median owner-occupied home value$385,700
- Median gross rent, monthly$1,071
- Annual rent as a share of median income19.9 percent
- Single family units8,569
- Share single family51.3 percent
- Units in buildings of two or more8,087
- Share in buildings of two or more48.4 percent
- Mobile homes61 plus or minus 62
- Median year structure built2000
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
How Oxford gets to work
- Workers 16 and over who commute11,520
- Commuting under 15 minutes6,237
- Share commuting under 15 minutes54.1 percent
- Commuting 30 minutes or more2,855 plus or minus 672
- Share commuting 30 minutes or more24.8 percent plus or minus 5.6
- Drove alone77.7 percent
- Carpooled6.3 percent plus or minus 2.1
- Public transport1.7 percent plus or minus 0.7
- Walked4.0 percent plus or minus 1.8
- Worked from home9.1 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
SBA loans in Oxford (7(a))
- Approvals38
- Gross approval$15,979,700
- Average approval$420,518
- Median approval$189,900
- Ninetieth percentile approval$980,640
- Largest approval$2,680,000
- Jobs supported694
- Jobs per approval18.3
- Loans with a final outcome11
- Paid in full10
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more2.6 percent
- Share to franchises26.3 percent
- Distinct lenders19
- Distinct industries by NAICS28
Counted by borrower city: approvals to borrowers whose address is in Oxford, in any county, FY2020 to FY2026. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oxford
SBA loans in Oxford (504)
- Approvals8
- Gross approval$9,445,000
- Average approval$1,180,625
- Median approval$966,500
- Largest approval$2,536,000
- Jobs supported219
- Loans with a final outcome1
- Charged off1
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Oxford, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oxford
Flood risk in Oxford
- NFIP communityCity of Oxford
- NFIP community number280094
- Participating in the NFIPYes
- Community Rating System classClass 8
- Currently effective map date11/26/10
The City of Oxford participates in the National Flood Insurance Program as community 280094 and carries Community Rating System class 8, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lafayette County, not Oxford
Lafayette County context, not Oxford figures
- Establishments in Lafayette County1,435
- Covered employment, Lafayette County25,442
- Average annual pay, Lafayette County$50,652
- Housing units permitted, Lafayette County522
Every figure in this section is published for Lafayette County as a whole and is not a measurement of Oxford.
All Lafayette County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oxford questions, answered from the record.
How many people live in Oxford, Mississippi?
26,411, in 9,955 households. Oxford city covers 26.62 square miles of land, which is 992 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oxford in?
Lafayette County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oxford?
$64,451. The median owner-occupied home is valued at $385,700. Median gross rent is $1,071 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oxford businesses?
38 7(a) approvals totaling $16.0 m since FY2020, across 19 lenders, median approval $189,900, plus 8 504 approvals worth $9.4 m since FY2010. These count approvals to borrowers whose address is in Oxford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oxford borrowers get paid back?
No rate is published for Oxford. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oxford in the National Flood Insurance Program?
Yes. Oxford appears in the FEMA Community Status Book as Oxford, city of, community 280094, carrying Community Rating System class 8, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oxford figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lafayette County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oxford.
Is zoning published for Oxford?
No. Nothing on this page presents parcel level zoning.
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