HomeMississippiRankin CountyPearl
Pearl, Mississippi: commercial real estate data.
Pearl is a Census city of 27,737 people across 25.49 square miles of land, in Rankin County. Median household income is $61,695, 61.6 percent of occupied homes are owned, and the SBA record carries 37 7(a) approvals to borrowers here worth $26.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Pearl
What Pearl is
- Census place typecity
- Land area25.49 sq mi
- Water area0.12 sq mi
- Population per square mile of land1,088
- County holding the largest share of its areaRankin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pearl
How many people live in Pearl
- Population27,737
- Median age36.4
- Population under 185,877
- Share under 1821.2 percent
- Population 65 and over3,988
- Share 65 and over14.4 percent
- Households11,249
- Family households7,122
- Share of households that are families63.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pearl
Income and work in Pearl
- Median household income$61,695
- Per capita income$35,473
- Civilian labor force15,834
- Employed15,155
- Unemployed679 plus or minus 250
- Unemployment rate4.3 percent plus or minus 1.6
- Adults 25 and over19,330
- Adults 25 and over with a high school diploma or higher89.1 percent
- Adults 25 and over with a bachelor degree or higher28.1 percent
- Adults 25 and over with a graduate degree11.0 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pearl
Housing in Pearl
- Housing units12,059
- Occupied units11,249
- Vacant units810 plus or minus 283
- Vacancy rate6.7 percent plus or minus 2.3
- Owner occupied6,928
- Renter occupied4,321
- Ownership rate61.6 percent
- Median owner-occupied home value$182,500
- Median gross rent, monthly$1,175
- Annual rent as a share of median income22.9 percent
- Single family units8,526
- Share single family70.7 percent
- Units in buildings of two or more2,301 plus or minus 548
- Share in buildings of two or more19.1 percent plus or minus 4.4
- Mobile homes1,219 plus or minus 296
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pearl
How Pearl gets to work
- Workers 16 and over who commute13,897
- Commuting under 15 minutes3,548
- Share commuting under 15 minutes25.5 percent
- Commuting 30 minutes or more2,925 plus or minus 673
- Share commuting 30 minutes or more21.0 percent plus or minus 4.8
- Drove alone81.9 percent
- Carpooled8.9 percent plus or minus 2.6
- Public transport0.0 percent
- Walked1.5 percent plus or minus 0.9
- Worked from home7.2 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pearl
SBA loans in Pearl (7(a))
- Approvals37
- Gross approval$26,709,700
- Average approval$721,884
- Median approval$342,500
- Ninetieth percentile approval$1,971,560
- Largest approval$3,350,000
- Jobs supported401
- Jobs per approval10.8
- Loans with a final outcome6
- Paid in full4
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more16.2 percent
- Share to franchises24.3 percent
- Distinct lenders17
- Distinct industries by NAICS29
Counted by borrower city: approvals to borrowers whose address is in Pearl, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pearl
Flood risk in Pearl
- NFIP communityCity of Pearl
- NFIP community number280145
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/16/22
The City of Pearl participates in the National Flood Insurance Program as community 280145 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Rankin County, not Pearl
Rankin County context, not Pearl figures
- Establishments in Rankin County4,083
- Covered employment, Rankin County67,059
- Average annual pay, Rankin County$52,290
- Housing units permitted, Rankin County586
Every figure in this section is published for Rankin County as a whole and is not a measurement of Pearl.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Pearl questions, answered from the record.
How many people live in Pearl, Mississippi?
27,737, in 11,249 households. Pearl city covers 25.49 square miles of land, which is 1,088 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pearl in?
Rankin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Pearl?
$61,695. The median owner-occupied home is valued at $182,500. Median gross rent is $1,175 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pearl businesses?
37 7(a) approvals totaling $26.7 m since FY2020, across 17 lenders, median approval $342,500. These count approvals to borrowers whose address is in Pearl, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pearl borrowers get paid back?
No rate is published for Pearl. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Pearl in the National Flood Insurance Program?
Yes. Pearl appears in the FEMA Community Status Book as Pearl, city of, community 280145, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Pearl figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rankin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pearl.
Is zoning published for Pearl?
No. Nothing on this page presents parcel level zoning.
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