HomeMississippiTate County
Tate County, Mississippi: commercial real estate data.
Tate County, Mississippi had an estimated 28,551 residents on July 1, 2024, up 1.7 percent since the 2020 census base of 28,064, across 405 square miles. County output reached $806.7 m in 2024, 389 establishments operate here, and the SBA record carries 11 7(a) approvals worth $4.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Tate County
How many people live in Tate County
- Population, American Community Survey 2020-202428,321
- Households11,018
- Average household size2.57
- Median household income$69,704
- Median age38.5
- Median gross rent$963 per month
- Median owner-occupied home value$209,000
- Home value to household income3.0 times
- Annual rent as a share of median income16.6 percent
- Adults 25 and over with a bachelor degree or higher23.6 percent
- Adults 25 and over with a graduate degree9.9 percent
- Adults 25 and over18,601
- Population under 186,308
- Share under 1822.3 percent
- Population 65 and over4,744
- Share 65 and over16.8 percent
- Working age population, 18 to 6417,269
- Civilian labor force13,318
- Unemployment rate4.7 percent
- Labor force participation, adults 18 and over60.5 percent
- Rank by population among Mississippi counties29th of 82
- Rank by population among US county-equivalents, Puerto Rico included1532nd of 3,222
Tate County is the 29th largest of 82 Mississippi counties by population. A median home costs 3.0 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 22.3 percent against 16.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Tate County
Is Tate County's population growing?
- Population, July 1, 202428,551
- Census 2020 base population28,064
- Population change since the 2020 census base1.74 percent
- Population change, 2023 to 2024162
- Births, 2024247
- Deaths, 2024362
- Natural change, 2024-115
- Net domestic migration, 2024281
- Net international migration, 2024-4
- Total net migration, 2024277
- Cumulative net domestic migration, 2021 to 2024803
- Rank by growth among US county-equivalents1263rd of 3,144
The county has grown 1.74 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Tate County
Where are people moving to Tate County from?
- Tax returns filed by households arriving783
- People arriving, from those returns1,600
- Tax returns filed by households leaving705
- Net household movement78
- Adjusted gross income arriving$43.7 m
- Net adjusted gross income movement$10.2 m
- Average income of an arriving household$55,865
- Average income of a leaving household$47,580
- Largest single originDeSoto County (328 households)
- Largest single destinationDeSoto County (242 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| DeSoto County | 328 | 699 | $20.1 m |
| Panola County | 88 | 191 | $3.0 m |
| Shelby County | 75 | 142 | $3.1 m |
| Marshall County | 20 | 41 | $1.1 m |
Households arriving report $8,285 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is DeSoto County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Tate County
What is the Tate County economy?
- County GDP, 2024$806.7 m
- County GDP, 2023$745.3 m
- GDP change, 2023 to 20248.2 percent
- GDP change over five years50.2 percent
- Rank by GDP among the Mississippi areas BEA publishes45th of 82
- Rank by GDP among the US county areas BEA publishes2022nd of 3,127
- GDP per resident$28,486
Output grew 8.2 percent in the latest year and 50.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Tate County
Employment by industry in Tate County
- Covered employment, annual average6,361
- Establishments reporting446
- Average annual pay$43,656
- Average weekly wage$840
- Retail trade, employment892
- Retail trade, average annual pay$30,693
- Manufacturing, employment888
- Manufacturing, average annual pay$62,770
- Accommodation and food services, employment583
- Accommodation and food services, average annual pay$18,078
- Construction, employment166
- Construction, average annual pay$56,107
- Finance and insurance, employment133
- Transportation and warehousing, employment97
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 892 | 78 | $30,693 |
| Manufacturing | 888 | 18 | $62,770 |
| Accommodation and food services | 583 | 58 | $18,078 |
| Construction | 166 | 31 | $56,107 |
| Finance and insurance | 133 | 32 | $54,521 |
| Transportation and warehousing | 97 | 19 | $76,668 |
| Other services, except public administration | 70 | 21 | $41,445 |
| Arts, entertainment and recreation | 63 | 7 | $19,748 |
Retail trade is the largest private sector at 892 jobs, 14.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Tate County
How many businesses are in Tate County?
- Establishments, all industries389
- Employment at those establishments3,941
- Annual payroll$144.7 m
- Establishments per 1,000 residents13.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Tate County
Building permits in Tate County
- Housing units authorized by permit, 2024114
- Declared construction value permitted$34.9 m
- Single family units authorized114
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$306,549
- Units authorized per 1,000 households10.3
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Tate County
SBA loans in Tate County (7(a) and 504)
- 7(a) approvals recorded11
- 7(a) gross approval dollars$4.8 m
- Average 7(a) approval$437,309
- Median 7(a) approval$315,000
- Largest single approval$956,500
- Jobs reported supported, 7(a)154
- Jobs per approval14.0
- Distinct 7(a) lenders active8
- Distinct industries receiving approvals9
- Median 7(a) term180 months
- Share of loans on real estate terms, 240 months or longer45.5 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter4
- Franchise loans0
- Franchise share of approvals0.0 percent
- Most active lenderBankFirst Financial Services (3)
- 504 approvals recorded1
- 504 gross approval dollars$264,000
- Average 504 approval$264,000
- Median 504 approval$264,000
- Distinct CDCs active1
- 504 jobs per approval11.0
- 504 jobs per million dollars approved41.7
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$5.1 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Tate County
SBA loan default and charge-off rates in Tate County
Do SBA loans in Tate County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure8
- Status: Cancelled2
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Tate County
SBA lending by place in Tate County
- Borrower cities with recorded lending3
- Senatobia, approvals9
- Sarah, approvals1
- Coldwater, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Senatobia | 9 | $4,345,400 |
| Sarah | 1 | $315,000 |
| Coldwater | 1 | $150,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Tate County
How large is Tate County?
- Land area405 sq mi
- Rank by land area among Mississippi counties80th of 82
- Width, east to west32.5 mi
- Height, north to south15.1 mi
- Geographies sharing a boundary5
- Residents per square mile of land70
- Establishments per square mile0.96
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Tate County
Flood risk in Tate County
- Participation of the county's own NFIP community Tate County, unincorporated areasParticipating, community 280235
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Tate County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Tate County (community 280235), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Tate County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Tate County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Tate County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202428,321
- Households11,018
- Average household size2.57
- Median household income$69,704
- Median age38.5
Common questions
Tate County questions, answered from the record.
How many people live in Tate County, Mississippi?
The Census Bureau estimates 28,551 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 28,321, in 11,018 households, ranking 29th of 82 Mississippi counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Tate County's population growing?
The population has grown 1.74 percent since the 2020 census base of 28,064, to 28,551 on July 1, 2024. In 2024 there were 247 births against 362 deaths, with net migration of 277. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Tate County?
$69,704. The median owner-occupied home is valued at $209,000, which is 3.0 times income, and median gross rent is $963 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Tate County?
389 establishments, employing 3,941 people with an annual payroll of $144.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Tate County?
Retail trade is the largest private sector at 892 jobs, 14.0 percent of covered employment. Covered employment averages 6,361 jobs at an average annual pay of $43,656, or $840 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Tate County?
11 7(a) approvals totaling $4.8 m since FY2020, across 8 lenders, with a median approval of $315,000, plus 1 504 approvals worth $264,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Tate County?
114 housing units were authorized by permit in 2024, with a declared construction value of $34.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Tate County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Tate County come from?
The largest single origin is DeSoto County, with 328 households. Arriving households report an average income of $55,865 against $47,580 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Tate County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Tate County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Tate County
Cities and places in Tate.
5 Census places lie wholly or partly in Tate County. All 5 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Senatobia | city | 8,380 | 9 | Wholly in this county |
| Coldwater | town | 1,156 | 1 | Wholly in this county |
| Arkabutla | CDP | 202 | None recorded | Wholly in this county |
| Strayhorn | CDP | 176 | None recorded | Wholly in this county |
| Independence | CDP | 133 | None recorded | Wholly in this county |
A further 1 of the county's 11 SBA 7(a) approvals are to borrowers in cities that match no Census place in Tate County, the largest being Sarah (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.