HomeMississippiUnion County
Union County, Mississippi: commercial real estate data.
Union County, Mississippi had an estimated 28,363 residents on July 1, 2024, up 2.1 percent since the 2020 census base of 27,781, across 416 square miles. County output reached $1.47 bn in 2024, 536 establishments operate here, and the SBA record carries 10 7(a) approvals worth $3.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Union County
How many people live in Union County
- Population, American Community Survey 2020-202428,122
- Households9,849
- Average household size2.86
- Median household income$55,505
- Median age38.3
- Median gross rent$865 per month
- Median owner-occupied home value$163,400
- Home value to household income2.9 times
- Annual rent as a share of median income18.7 percent
- Adults 25 and over with a bachelor degree or higher19.1 percent
- Adults 25 and over with a graduate degree6.9 percent
- Adults 25 and over18,528
- Population under 187,039
- Share under 1825.0 percent
- Population 65 and over4,662
- Share 65 and over16.6 percent
- Working age population, 18 to 6416,421
- Civilian labor force12,204
- Unemployment rate4.4 percent
- Labor force participation, adults 18 and over57.9 percent
- Rank by population among Mississippi counties30th of 82
- Rank by population among US county-equivalents, Puerto Rico included1538th of 3,222
Union County is the 30th largest of 82 Mississippi counties by population. A median home costs 2.9 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 25.0 percent against 16.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Union County
Is Union County's population growing?
- Population, July 1, 202428,363
- Census 2020 base population27,781
- Population change since the 2020 census base2.09 percent
- Population change, 2023 to 202488
- Births, 2024321
- Deaths, 2024299
- Natural change, 202422
- Net domestic migration, 202461
- Net international migration, 20247
- Total net migration, 202468
- Cumulative net domestic migration, 2021 to 2024509
- Rank by growth among US county-equivalents1151st of 3,144
The county has grown 2.09 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Union County
Where are people moving to Union County from?
- Tax returns filed by households arriving657
- People arriving, from those returns1,345
- Tax returns filed by households leaving642
- Net household movement15
- Adjusted gross income arriving$31.3 m
- Net adjusted gross income movement$5.4 m
- Average income of an arriving household$47,630
- Average income of a leaving household$40,263
- Largest single originLee County (134 households)
- Largest single destinationPontotoc County (127 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lee County | 134 | 290 | $7.6 m |
| Pontotoc County | 101 | 194 | $5.7 m |
| Tippah County | 57 | 128 | $2.1 m |
| Benton County | 32 | 79 | $1.1 m |
| DeSoto County | 26 | 55 | $1.5 m |
| Lafayette County | 23 | 40 | $1.0 m |
| Prentiss County | 20 | 40 | $566,000 |
Households arriving report $7,367 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Lee County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Union County
What is the Union County economy?
- County GDP, 2024$1.47 bn
- County GDP, 2023$1.40 bn
- GDP change, 2023 to 20244.8 percent
- GDP change over five years30.5 percent
- Rank by GDP among the Mississippi areas BEA publishes23rd of 82
- Rank by GDP among the US county areas BEA publishes1533rd of 3,127
- GDP per resident$52,292
Output grew 4.8 percent in the latest year and 30.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Union County
Employment by industry in Union County
- Covered employment, annual average12,223
- Establishments reporting584
- Average annual pay$52,689
- Average weekly wage$1,013
- Manufacturing, employment4,347
- Manufacturing, average annual pay$71,078
- Transportation and warehousing, employment1,592
- Transportation and warehousing, average annual pay$55,484
- Retail trade, employment1,153
- Retail trade, average annual pay$30,129
- Accommodation and food services, employment961
- Accommodation and food services, average annual pay$18,844
- Administrative and support and waste management services, employment320
- Wholesale trade, employment247
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 4,347 | 46 | $71,078 |
| Transportation and warehousing | 1,592 | 26 | $55,484 |
| Retail trade | 1,153 | 115 | $30,129 |
| Accommodation and food services | 961 | 54 | $18,844 |
| Administrative and support and waste management services | 320 | 28 | $36,651 |
| Wholesale trade | 247 | 23 | $47,293 |
| Finance and insurance | 208 | 39 | $50,953 |
| Professional, scientific and technical services | 147 | 39 | $47,858 |
Manufacturing is the largest private sector at 4,347 jobs, 35.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Union County
How many businesses are in Union County?
- Establishments, all industries536
- Employment at those establishments10,790
- Annual payroll$517.6 m
- Establishments per 1,000 residents19.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Union County
Building permits in Union County
- Housing units authorized by permit, 202418
- Declared construction value permitted$4.0 m
- Single family units authorized18
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$219,647
- Units authorized per 1,000 households1.8
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Union County
SBA loans in Union County (7(a) and 504)
- 7(a) approvals recorded10
- 7(a) gross approval dollars$3.8 m
- Average 7(a) approval$378,930
- Median 7(a) approval$288,650
- Largest single approval$1,070,000
- Jobs reported supported, 7(a)105
- Jobs per approval10.5
- Distinct 7(a) lenders active8
- Distinct industries receiving approvals8
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer20.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter6
- Franchise loans1
- Franchise share of approvals10.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Union County
SBA loan default and charge-off rates in Union County
Do SBA loans in Union County get paid back?
- Loans with a final outcome recorded3
- Paid in full2
- Charged off1
- Status: Paid in full2
- Status: Charged off1
- Status: Exempt from disclosure5
- Status: Cancelled1
- Status: Committed, not yet disbursed1
Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Union County
SBA lending by place in Union County
- Borrower cities with recorded lending2
- New Albany, approvals9
- Myrtle, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| New Albany | 9 | $3,489,300 |
| Myrtle | 1 | $300,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Union County
How large is Union County?
- Land area416 sq mi
- Rank by land area among Mississippi counties70th of 82
- Width, east to west29.1 mi
- Height, north to south16.1 mi
- Geographies sharing a boundary7
- Residents per square mile of land68
- Establishments per square mile1.29
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Union County
Flood risk in Union County
- Participation of the county's own NFIP community Union County, unincorporated areasParticipating, community 280237
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Union County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Union County (community 280237), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Union County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Union County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Union County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202428,122
- Households9,849
- Average household size2.86
- Median household income$55,505
- Median age38.3
Common questions
Union County questions, answered from the record.
How many people live in Union County, Mississippi?
The Census Bureau estimates 28,363 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 28,122, in 9,849 households, ranking 30th of 82 Mississippi counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Union County's population growing?
The population has grown 2.09 percent since the 2020 census base of 27,781, to 28,363 on July 1, 2024. In 2024 there were 321 births against 299 deaths, with net migration of 68. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Union County?
$55,505. The median owner-occupied home is valued at $163,400, which is 2.9 times income, and median gross rent is $865 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Union County?
536 establishments, employing 10,790 people with an annual payroll of $517.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Union County?
Manufacturing is the largest private sector at 4,347 jobs, 35.6 percent of covered employment. Covered employment averages 12,223 jobs at an average annual pay of $52,689, or $1,013 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Union County?
10 7(a) approvals totaling $3.8 m since FY2020, across 8 lenders, with a median approval of $288,650. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Union County?
18 housing units were authorized by permit in 2024, with a declared construction value of $4.0 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Union County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Union County come from?
The largest single origin is Lee County, with 134 households. Arriving households report an average income of $47,630 against $40,263 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Union County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Union County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Union County
Cities and places in Union.
4 Census places lie wholly or partly in Union County. All 4 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| New Albany | city | 7,663 | 9 | Wholly in this county |
| Myrtle | town | 771 | 1 | Wholly in this county |
| Sherman | town | 545 | None recorded | 24.3 percent here, 73.5 percent Pontotoc County, 2.2 percent Lee County |
| Blue Springs | village | 268 | None recorded | Wholly in this county |