HomeMississippiWayne CountyWaynesboro
Waynesboro, Mississippi: commercial real estate data.
Waynesboro is a Census city of 4,518 people across 12.69 square miles of land, in Wayne County. Median household income is $31,684, 63.6 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $4.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Waynesboro
What Waynesboro is
- Census place typecity
- Land area12.69 sq mi
- Water area0.01 sq mi
- Population per square mile of land356
- County holding the largest share of its areaWayne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waynesboro
How many people live in Waynesboro
- Population4,518
- Median age39.1
- Population under 18951 plus or minus 231
- Share under 1821.0 percent plus or minus 5.1
- Population 65 and over850 plus or minus 223
- Share 65 and over18.8 percent plus or minus 4.9
- Households1,825
- Family households1,263 plus or minus 259
- Share of households that are families69.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waynesboro
Income and work in Waynesboro
- Median household income$31,684
- Per capita income$26,959 plus or minus $10,275
- Civilian labor force1,653 plus or minus 334
- Employed1,591 plus or minus 318
- Unemployed62 plus or minus 98
- Unemployment rate3.8 percent plus or minus 5.9
- Adults 25 and over3,100
- Adults 25 and over with a high school diploma or higher81.7 percent
- Adults 25 and over with a bachelor degree or higher16.7 percent plus or minus 7.5
- Adults 25 and over with a graduate degree7.6 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waynesboro
Housing in Waynesboro
- Housing units2,226
- Occupied units1,825
- Vacant units401 plus or minus 185
- Vacancy rate18.0 percent plus or minus 8.1
- Owner occupied1,161 plus or minus 238
- Renter occupied664 plus or minus 183
- Ownership rate63.6 percent
- Median owner-occupied home value$86,200
- Median gross rent, monthly$708 plus or minus $159
- Annual rent as a share of median income26.8 percent plus or minus 7.2
- Single family units1,522
- Share single family68.4 percent
- Units in buildings of two or more468 plus or minus 232
- Share in buildings of two or more21.0 percent plus or minus 10.2
- Mobile homes236 plus or minus 137
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waynesboro
How Waynesboro gets to work
- Workers 16 and over who commute1,444 plus or minus 294
- Commuting under 15 minutes700 plus or minus 295
- Share commuting under 15 minutes48.5 percent plus or minus 17.9
- Commuting 30 minutes or more492 plus or minus 223
- Share commuting 30 minutes or more34.1 percent plus or minus 13.8
- Drove alone83.9 percent
- Carpooled8.5 percent plus or minus 8.7
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home7.6 percent plus or minus 8.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waynesboro
SBA loans in Waynesboro (7(a))
- Approvals9
- Gross approval$4,054,900
- Average approval$450,544
- Median approval$277,000
- Largest approval$1,000,000
- Jobs supported54
- Jobs per approval6.0
- Loans with a final outcome4
- Paid in full3
- Charged off1
- Median term126 months
- Share on real estate terms of 20 years or more11.1 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Waynesboro, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Waynesboro
Flood risk in Waynesboro
- NFIP communityCity of Waynesboro
- NFIP community number280182
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/18/11
The City of Waynesboro participates in the National Flood Insurance Program as community 280182 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Wayne County, not Waynesboro
Wayne County context, not Waynesboro figures
- Establishments in Wayne County350
- Covered employment, Wayne County4,723
- Average annual pay, Wayne County$43,388
- Housing units permitted, Wayne County7
Every figure in this section is published for Wayne County as a whole and is not a measurement of Waynesboro.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Waynesboro questions, answered from the record.
How many people live in Waynesboro, Mississippi?
4,518, in 1,825 households. Waynesboro city covers 12.69 square miles of land, which is 356 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Waynesboro in?
Wayne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Waynesboro?
$31,684. The median owner-occupied home is valued at $86,200. Median gross rent is $708 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Waynesboro businesses?
9 7(a) approvals totaling $4.1 m since FY2020, across 3 lenders, median approval $277,000. These count approvals to borrowers whose address is in Waynesboro, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Waynesboro borrowers get paid back?
No rate is published for Waynesboro. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Waynesboro in the National Flood Insurance Program?
Yes. Waynesboro appears in the FEMA Community Status Book as Waynesboro, city of, community 280182, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Waynesboro figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wayne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waynesboro.
Is zoning published for Waynesboro?
No. Nothing on this page presents parcel level zoning.
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