HomeMississippiYalobusha CountyWater Valley
Water Valley, Mississippi: commercial real estate data.
Water Valley is a Census city of 3,376 people across 7.01 square miles of land, in Yalobusha County. Median household income is $42,684, 48.8 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $100,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Water Valley
What Water Valley is
- Census place typecity
- Land area7.01 sq mi
- Water area0 sq mi
- Population per square mile of land482
- County holding the largest share of its areaYalobusha County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Water Valley
How many people live in Water Valley
- Population3,376
- Median age32.0
- Population under 18788 plus or minus 199
- Share under 1823.3 percent plus or minus 5.9
- Population 65 and over637 plus or minus 147
- Share 65 and over18.9 percent plus or minus 4.4
- Households1,249
- Family households812
- Share of households that are families65.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Water Valley
Income and work in Water Valley
- Median household income$42,684 plus or minus $11,988
- Per capita income$25,436
- Civilian labor force1,506
- Employed1,460
- Unemployed46 plus or minus 38
- Unemployment rate3.1 percent plus or minus 2.5
- Adults 25 and over2,182
- Adults 25 and over with a high school diploma or higher82.3 percent
- Adults 25 and over with a bachelor degree or higher23.1 percent plus or minus 6.9
- Adults 25 and over with a graduate degree7.8 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Water Valley
Housing in Water Valley
- Housing units1,600
- Occupied units1,249
- Vacant units351 plus or minus 147
- Vacancy rate21.9 percent plus or minus 8.9
- Owner occupied609 plus or minus 131
- Renter occupied640 plus or minus 156
- Ownership rate48.8 percent
- Median owner-occupied home value$135,500 plus or minus $56,041
- Median gross rent, monthly$606
- Annual rent as a share of median income17.0 percent plus or minus 5.4
- Single family units1,052
- Share single family65.8 percent
- Units in buildings of two or more418 plus or minus 150
- Share in buildings of two or more26.1 percent plus or minus 9.0
- Mobile homes130 plus or minus 101
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Water Valley
How Water Valley gets to work
- Workers 16 and over who commute1,365
- Commuting under 15 minutes493 plus or minus 173
- Share commuting under 15 minutes36.1 percent plus or minus 10.8
- Commuting 30 minutes or more678 plus or minus 222
- Share commuting 30 minutes or more49.7 percent plus or minus 13.4
- Drove alone88.0 percent
- Carpooled3.9 percent plus or minus 3.6
- Public transport0.0 percent
- Walked1.2 percent plus or minus 2.0
- Worked from home5.8 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Water Valley
SBA loans in Water Valley (7(a))
- Approvals2
- Gross approval$100,000
- Average approval$50,000
- Median approval$50,000
- Largest approval$50,000
- Jobs supported4
- Jobs per approval2.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Water Valley, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Water Valley
Flood risk in Water Valley
- NFIP communityCity of Water Valley
- NFIP community number280187
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/17/10
The City of Water Valley participates in the National Flood Insurance Program as community 280187 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Yalobusha County, not Water Valley
Yalobusha County context, not Water Valley figures
- Establishments in Yalobusha County169
- Covered employment, Yalobusha County2,657
- Average annual pay, Yalobusha County$42,381
- Housing units permitted, Yalobusha County24
Every figure in this section is published for Yalobusha County as a whole and is not a measurement of Water Valley.
All Yalobusha County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Water Valley questions, answered from the record.
How many people live in Water Valley, Mississippi?
3,376, in 1,249 households. Water Valley city covers 7.01 square miles of land, which is 482 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Water Valley in?
Yalobusha County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Water Valley?
$42,684. The median owner-occupied home is valued at $135,500. Median gross rent is $606 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Water Valley businesses?
2 7(a) approvals totaling $100,000 since FY2020, across 2 lenders, median approval $50,000. These count approvals to borrowers whose address is in Water Valley, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Water Valley borrowers get paid back?
No rate is published for Water Valley. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Water Valley in the National Flood Insurance Program?
Yes. Water Valley appears in the FEMA Community Status Book as Water Valley, city of, community 280187, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Water Valley figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Yalobusha County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Water Valley.
Is zoning published for Water Valley?
No. Nothing on this page presents parcel level zoning.
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