HomeMontanaFlathead CountyColumbia Falls
Columbia Falls, Montana: commercial real estate data.
Columbia Falls is a Census city of 5,615 people across 2.28 square miles of land, in Flathead County. Median household income is $75,766, 56.0 percent of occupied homes are owned, and the SBA record carries 26 7(a) approvals to borrowers here worth $11.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Columbia Falls
What Columbia Falls is
- Census place typecity
- Land area2.28 sq mi
- Water area0 sq mi
- Population per square mile of land2,460
- County holding the largest share of its areaFlathead County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Columbia Falls
How many people live in Columbia Falls
- Population5,615
- Median age36.6
- Population under 181,348 plus or minus 398
- Share under 1824.0 percent plus or minus 7.1
- Population 65 and over667 plus or minus 196
- Share 65 and over11.9 percent plus or minus 3.5
- Households2,209
- Family households1,516
- Share of households that are families68.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Columbia Falls
Income and work in Columbia Falls
- Median household income$75,766 plus or minus $17,198
- Per capita income$32,981
- Civilian labor force3,108
- Employed2,934
- Unemployed174 plus or minus 158
- Unemployment rate5.6 percent plus or minus 5.0
- Adults 25 and over3,655
- Adults 25 and over with a high school diploma or higher91.2 percent
- Adults 25 and over with a bachelor degree or higher32.1 percent plus or minus 7.7
- Adults 25 and over with a graduate degree10.4 percent plus or minus 4.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Columbia Falls
Housing in Columbia Falls
- Housing units2,471
- Occupied units2,209
- Vacant units262 plus or minus 167
- Vacancy rate10.6 percent plus or minus 6.7
- Owner occupied1,238
- Renter occupied971 plus or minus 222
- Ownership rate56.0 percent
- Median owner-occupied home value$384,400
- Median gross rent, monthly$1,016
- Annual rent as a share of median income16.1 percent plus or minus 4.5
- Single family units1,516
- Share single family61.4 percent
- Units in buildings of two or more843 plus or minus 285
- Share in buildings of two or more34.1 percent plus or minus 10.9
- Mobile homes112 plus or minus 111
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Columbia Falls
How Columbia Falls gets to work
- Workers 16 and over who commute2,485
- Commuting under 15 minutes500 plus or minus 205
- Share commuting under 15 minutes20.1 percent plus or minus 7.7
- Commuting 30 minutes or more612 plus or minus 241
- Share commuting 30 minutes or more24.6 percent plus or minus 9.0
- Drove alone78.6 percent
- Carpooled4.4 percent plus or minus 3.7
- Public transport0.0 percent
- Walked2.2 percent plus or minus 2.7
- Worked from home14.8 percent plus or minus 10.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Columbia Falls
SBA loans in Columbia Falls (7(a))
- Approvals26
- Gross approval$11,690,100
- Average approval$449,619
- Median approval$245,600
- Ninetieth percentile approval$1,068,750
- Largest approval$3,500,000
- Jobs supported396
- Jobs per approval15.2
- Loans with a final outcome12
- Paid in full12
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more15.4 percent
- Share to franchises3.8 percent
- Distinct lenders11
- Distinct industries by NAICS21
Counted by borrower city: approvals to borrowers whose address is in Columbia Falls, in any county, FY2020 to FY2026. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Columbia Falls
SBA loans in Columbia Falls (504)
- Approvals4
- Gross approval$2,684,000
- Average approval$671,000
- Median approval$583,000
- Largest approval$1,400,000
- Jobs supported20
- Loans with a final outcome1
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Columbia Falls, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Columbia Falls
Flood risk in Columbia Falls
- NFIP communityCity of Columbia Falls
- NFIP community number300024
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/04/15
The City of Columbia Falls participates in the National Flood Insurance Program as community 300024 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Flathead County, not Columbia Falls
Flathead County context, not Columbia Falls figures
- Establishments in Flathead County5,092
- Covered employment, Flathead County50,611
- Average annual pay, Flathead County$58,339
- Housing units permitted, Flathead County286
Every figure in this section is published for Flathead County as a whole and is not a measurement of Columbia Falls.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Columbia Falls questions, answered from the record.
How many people live in Columbia Falls, Montana?
5,615, in 2,209 households. Columbia Falls city covers 2.28 square miles of land, which is 2,460 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Columbia Falls in?
Flathead County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Columbia Falls?
$75,766. The median owner-occupied home is valued at $384,400. Median gross rent is $1,016 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Columbia Falls businesses?
26 7(a) approvals totaling $11.7 m since FY2020, across 11 lenders, median approval $245,600, plus 4 504 approvals worth $2.7 m since FY2010. These count approvals to borrowers whose address is in Columbia Falls, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Columbia Falls borrowers get paid back?
No rate is published for Columbia Falls. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Columbia Falls in the National Flood Insurance Program?
Yes. Columbia Falls appears in the FEMA Community Status Book as Columbia Falls, city of, community 300024, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Columbia Falls figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Flathead County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Columbia Falls.
Is zoning published for Columbia Falls?
No. Nothing on this page presents parcel level zoning.
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