HomeMontanaFlathead CountyWhitefish city
Whitefish city, Montana: commercial real estate data.
Whitefish city is a Census city of 8,749 people across 7.33 square miles of land, in Flathead County. Median household income is $73,811, 61.7 percent of occupied homes are owned, and the SBA record carries 29 7(a) approvals to borrowers here worth $29.3 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Whitefish
What Whitefish is
- Census place typecity
- Land area7.33 sq mi
- Water area5.29 sq mi
- Population per square mile of land1,194
- County holding the largest share of its areaFlathead County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitefish
How many people live in Whitefish
- Population8,749
- Median age44.4
- Population under 181,428
- Share under 1816.3 percent
- Population 65 and over2,043
- Share 65 and over23.4 percent
- Households4,302
- Family households2,090
- Share of households that are families48.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitefish
Income and work in Whitefish
- Median household income$73,811
- Per capita income$56,782
- Civilian labor force4,954
- Employed4,837
- Unemployed117 plus or minus 121
- Unemployment rate2.4 percent plus or minus 2.4
- Adults 25 and over6,965
- Adults 25 and over with a high school diploma or higher97.2 percent
- Adults 25 and over with a bachelor degree or higher56.8 percent
- Adults 25 and over with a graduate degree16.7 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitefish
Housing in Whitefish
- Housing units5,536
- Occupied units4,302
- Vacant units1,234 plus or minus 257
- Vacancy rate22.3 percent plus or minus 4.5
- Owner occupied2,653
- Renter occupied1,649
- Ownership rate61.7 percent
- Median owner-occupied home value$684,300
- Median gross rent, monthly$1,354
- Annual rent as a share of median income22.0 percent plus or minus 4.6
- Single family units3,970
- Share single family71.7 percent
- Units in buildings of two or more1,490 plus or minus 382
- Share in buildings of two or more26.9 percent plus or minus 6.7
- Mobile homes62 plus or minus 59
- Median year structure built1991
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitefish
How Whitefish gets to work
- Workers 16 and over who commute3,582
- Commuting under 15 minutes1,823 plus or minus 424
- Share commuting under 15 minutes50.9 percent plus or minus 10.3
- Commuting 30 minutes or more539 plus or minus 169
- Share commuting 30 minutes or more15.0 percent plus or minus 4.4
- Drove alone62.2 percent
- Carpooled4.2 percent plus or minus 2.2
- Public transport0.3 percent plus or minus 0.5
- Walked6.9 percent plus or minus 4.0
- Worked from home24.4 percent plus or minus 6.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitefish
SBA loans in Whitefish (7(a))
- Approvals29
- Gross approval$29,336,900
- Average approval$1,011,617
- Median approval$275,700
- Ninetieth percentile approval$4,513,800
- Largest approval$5,000,000
- Jobs supported187
- Jobs per approval6.4
- Loans with a final outcome12
- Paid in full12
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more24.1 percent
- Share to franchises6.9 percent
- Distinct lenders16
- Distinct industries by NAICS19
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Whitefish
SBA loans in Whitefish (504)
- Approvals13
- Gross approval$5,854,000
- Average approval$450,308
- Median approval$319,000
- Largest approval$1,229,000
- Jobs supported75
- Loans with a final outcome4
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Flathead County, not Whitefish
Flathead County context, not Whitefish figures
These are Flathead County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Whitefish measurements.
- Establishments in Flathead County5,092
- Employment at those establishments, Flathead County45,165
- Covered employment, Flathead County50,611
- Average annual pay, Flathead County$58,339
- Average weekly wage, Flathead County$1,122
- Housing units permitted, Flathead County286
- Of those, single family, Flathead County198
- County product, 2024, Flathead County$7,210,153,000
- County product change over the prior year, Flathead County7.5 percent
- Average income of an arriving household, Flathead County$125,638
Every figure in this section is published for Flathead County as a whole and is not a measurement of Whitefish. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Whitefish questions, answered from the record.
How many people live in Whitefish, Montana?
8,749, in 4,302 households. Whitefish city covers 7.33 square miles of land, which is 1,194 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Whitefish in?
Flathead County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Whitefish?
$73,811. The median owner-occupied home is valued at $684,300. Median gross rent is $1,354 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Whitefish businesses?
29 7(a) approvals totalling $29.3 m, across 16 lenders, median approval $275,700, plus 13 504 approvals worth $5.9 m. These count approvals to borrowers whose address is in Whitefish, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Whitefish borrowers get paid back?
Of the 12 loans that have reached a final outcome, 12 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Whitefish figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Flathead County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Whitefish.
Is zoning published for Whitefish?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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