Mineral County, Montana: commercial real estate data.
Mineral County, Montana had an estimated 5,195 residents on July 1, 2024, up 14.7 percent since the 2020 census base of 4,531, across 1,219 square miles. County output reached $163.6 m in 2024, 144 establishments operate here, and the SBA record carries 4 7(a) approvals worth $566,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Mineral County
How many people live in Mineral County
- Population, American Community Survey 2020-20244,959
- Households2,150
- Average household size2.31
- Median household income$63,450
- Median age50.0
- Median gross rent$801 per month
- Median owner-occupied home value$364,300
- Home value to household income5.7 times
- Annual rent as a share of median income15.1 percent
- Adults 25 and over with a bachelor degree or higher26.1 percent
- Adults 25 and over with a graduate degree6.5 percent
- Adults 25 and over3,744
- Population under 181,028
- Share under 1820.7 percent
- Population 65 and over1,394
- Share 65 and over28.1 percent
- Working age population, 18 to 642,537
- Civilian labor force2,158
- Unemployment rate3.1 percent
- Labor force participation, adults 18 and over54.9 percent
- Rank by population among Montana counties37th of 56
- Rank by population among US county-equivalents, Puerto Rico included2903rd of 3,222
Mineral County is the 37th largest of 56 Montana counties by population. A median home costs 5.7 times median household income, which is severely unaffordable by national standards. Residents 65 and over outnumber those under 18, at 28.1 percent against 20.7 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Mineral County
Is Mineral County's population growing?
- Population, July 1, 20245,195
- Census 2020 base population4,531
- Population change since the 2020 census base14.65 percent
- Population change, 2023 to 202460
- Births, 202441
- Deaths, 202455
- Natural change, 2024-14
- Net domestic migration, 202475
- Net international migration, 2024-1
- Total net migration, 202474
- Cumulative net domestic migration, 2021 to 2024719
- Rank by growth among US county-equivalents66th of 3,144
The county has grown 14.65 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Mineral County
Where are people moving to Mineral County from?
- Tax returns filed by households arriving215
- People arriving, from those returns400
- Tax returns filed by households leaving146
- Net household movement69
- Adjusted gross income arriving$16.7 m
- Net adjusted gross income movement$10.3 m
- Average income of an arriving household$77,558
- Average income of a leaving household$43,733
- Largest single originMissoula County (68 households)
- Largest single destinationMissoula County (41 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Missoula County | 68 | 125 | $3.5 m |
Households arriving report $33,825 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Missoula County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Mineral County
What is the Mineral County economy?
- County GDP, 2024$163.6 m
- County GDP, 2023$151.3 m
- GDP change, 2023 to 20248.2 percent
- GDP change over five years51.7 percent
- Rank by GDP among the Montana areas BEA publishes43rd of 56
- Rank by GDP among the US county areas BEA publishes2954th of 3,127
- GDP per resident$32,993
Output grew 8.2 percent in the latest year and 51.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Mineral County
Employment by industry in Mineral County
- Covered employment, annual average1,226
- Establishments reporting206
- Average annual pay$43,527
- Average weekly wage$837
- Retail trade, employment285
- Retail trade, average annual pay$34,418
- Accommodation and food services, employment180
- Accommodation and food services, average annual pay$20,410
- Construction, employment65
- Construction, average annual pay$50,792
- Manufacturing, employment38
- Manufacturing, average annual pay$45,119
- Professional, scientific and technical services, employment31
- Arts, entertainment and recreation, employment29
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 285 | 19 | $34,418 |
| Accommodation and food services | 180 | 22 | $20,410 |
| Construction | 65 | 29 | $50,792 |
| Manufacturing | 38 | 5 | $45,119 |
| Professional, scientific and technical services | 31 | 25 | $116,285 |
| Arts, entertainment and recreation | 29 | 8 | $19,519 |
| Agriculture, forestry, fishing and hunting | 26 | 6 | $44,540 |
| Transportation and warehousing | 19 | 10 | $41,808 |
Retail trade is the largest private sector at 285 jobs, 23.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Mineral County
How many businesses are in Mineral County?
- Establishments, all industries144
- Employment at those establishments809
- Annual payroll$30.2 m
- Establishments per 1,000 residents29.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Mineral County
Building permits in Mineral County
- Housing units authorized by permit, 20244
- Declared construction value permitted$1.5 m
- Single family units authorized4
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$381,992
- Units authorized per 1,000 households1.9
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Mineral County
SBA loans in Mineral County (7(a) and 504)
- 7(a) approvals recorded4
- 7(a) gross approval dollars$566,500
- Average 7(a) approval$141,625
- Median 7(a) approval$147,000
- Largest single approval$250,000
- Jobs reported supported, 7(a)124
- Jobs per approval31.0
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals4
- Median 7(a) term102 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter4
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mineral County
SBA loan default and charge-off rates in Mineral County
Do SBA loans in Mineral County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure3
- Status: Paid in full1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mineral County
SBA lending by place in Mineral County
- Borrower cities with recorded lending3
- St. Regis, approvals2
- Superior, approvals1
- Alberton, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| St. Regis | 2 | $500,000 |
| Superior | 1 | $44,000 |
| Alberton | 1 | $22,500 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mineral County
How large is Mineral County?
- Land area1,219 sq mi
- Rank by land area among Montana counties50th of 56
- Width, east to west58.5 mi
- Height, north to south53.4 mi
- Geographies sharing a boundary4
- Residents per square mile of land4
- Establishments per square mile0.12
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Mineral County
Flood risk in Mineral County
- Participation of the county's own NFIP community Mineral County, unincorporated areasParticipating, community 300159
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Mineral County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Mineral County (community 300159), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Mineral County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Mineral County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Mineral County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20244,959
- Households2,150
- Average household size2.31
- Median household income$63,450
- Median age50.0
Common questions
Mineral County questions, answered from the record.
How many people live in Mineral County, Montana?
The Census Bureau estimates 5,195 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 4,959, in 2,150 households, ranking 37th of 56 Montana counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Mineral County's population growing?
The population has grown 14.65 percent since the 2020 census base of 4,531, to 5,195 on July 1, 2024. In 2024 there were 41 births against 55 deaths, with net migration of 74. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Mineral County?
$63,450. The median owner-occupied home is valued at $364,300, which is 5.7 times income, and median gross rent is $801 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Mineral County?
144 establishments, employing 809 people with an annual payroll of $30.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Mineral County?
Retail trade is the largest private sector at 285 jobs, 23.2 percent of covered employment. Covered employment averages 1,226 jobs at an average annual pay of $43,527, or $837 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Mineral County?
4 7(a) approvals totaling $566,500 since FY2020, across 4 lenders, with a median approval of $147,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Mineral County?
4 housing units were authorized by permit in 2024, with a declared construction value of $1.5 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Mineral County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Mineral County come from?
The largest single origin is Missoula County, with 68 households. Arriving households report an average income of $77,558 against $43,733 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Mineral County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Mineral County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Mineral County
Cities and places in Mineral.
8 Census places lie wholly or partly in Mineral County. All 8 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Superior | town | 896 | 1 | Wholly in this county |
| Riverbend | CDP | 592 | None recorded | Wholly in this county |
| Alberton | town | 573 | 1 | Wholly in this county |
| St. Regis | CDP | 406 | 2 | Wholly in this county |
| Cyr | CDP | 108 | None recorded | Wholly in this county |
| De Borgia | CDP | 40 | None recorded | Wholly in this county |
| Haugan | CDP | 26 | None recorded | Wholly in this county |
| Saltese | CDP | 17 | None recorded | Wholly in this county |
Nearby