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Shoshone County, Idaho: commercial real estate data.

Shoshone County, Idaho had an estimated 14,074 residents on July 1, 2024, up 6.8 percent since the 2020 census base of 13,173, across 2,630 square miles. County output reached $954.9 m in 2024, 360 establishments operate here, and the SBA record carries 19 7(a) approvals worth $7.2 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Shoshone County

How many people live in Shoshone County

  • Population, American Community Survey 2020-202413,785
  • Households5,763
  • Average household size2.39
  • Median household income$55,527
  • Median age44.8
  • Median gross rent$943 per month
  • Median owner-occupied home value$267,400
  • Home value to household income4.8 times
  • Annual rent as a share of median income20.4 percent
  • Adults 25 and over with a bachelor degree or higher12.7 percent
  • Adults 25 and over with a graduate degree4.2 percent
  • Adults 25 and over9,986
  • Population under 182,857
  • Share under 1820.7 percent
  • Population 65 and over3,214
  • Share 65 and over23.3 percent
  • Working age population, 18 to 647,714
  • Civilian labor force6,257
  • Unemployment rate5.3 percent
  • Labor force participation, adults 18 and over57.3 percent
  • Rank by population among Idaho counties24th of 44
  • Rank by population among US county-equivalents, Puerto Rico included2242nd of 3,222

Shoshone County is the 24th largest of 44 Idaho counties by population. A median home costs 4.8 times median household income, which is seriously unaffordable by national standards. Residents 65 and over outnumber those under 18, at 23.3 percent against 20.7 percent, which points demand at health care, services and single story product rather than schools.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Shoshone County

Is Shoshone County's population growing?

  • Population, July 1, 202414,074
  • Census 2020 base population13,173
  • Population change since the 2020 census base6.84 percent
  • Population change, 2023 to 20242
  • Births, 2024164
  • Deaths, 2024219
  • Natural change, 2024-55
  • Net domestic migration, 202448
  • Net international migration, 202411
  • Total net migration, 202459
  • Cumulative net domestic migration, 2021 to 20241,134
  • Rank by growth among US county-equivalents316th of 3,144

The county has grown 6.84 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Shoshone County

Where are people moving to Shoshone County from?

  • Tax returns filed by households arriving434
  • People arriving, from those returns792
  • Tax returns filed by households leaving327
  • Net household movement107
  • Adjusted gross income arriving$30.8 m
  • Net adjusted gross income movement$14.3 m
  • Average income of an arriving household$70,880
  • Average income of a leaving household$50,468
  • Largest single originKootenai County (148 households)
  • Largest single destinationKootenai County (104 households)
Largest origins of households moving into Shoshone County
OriginHouseholdsPeopleAdjusted gross income
Kootenai County148286$11.0 m
Spokane County3961$2.0 m

Households arriving report $20,412 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Kootenai County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Shoshone County

What is the Shoshone County economy?

  • County GDP, 2024$954.9 m
  • County GDP, 2023$920.5 m
  • GDP change, 2023 to 20243.7 percent
  • GDP change over five years61.5 percent
  • Rank by GDP among the Idaho areas BEA publishes22nd of 44
  • Rank by GDP among the US county areas BEA publishes1879th of 3,127
  • GDP per resident$69,273

Output grew 3.7 percent in the latest year and 61.5 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Shoshone County

Employment by industry in Shoshone County

  • Covered employment, annual average4,834
  • Establishments reporting502
  • Average annual pay$53,791
  • Average weekly wage$1,034
  • Retail trade, employment784
  • Retail trade, average annual pay$49,169
  • Health care and social assistance, employment502
  • Health care and social assistance, average annual pay$36,455
  • Construction, employment211
  • Construction, average annual pay$68,113
  • Professional, scientific and technical services, employment182
  • Professional, scientific and technical services, average annual pay$56,208
  • Manufacturing, employment174
  • Wholesale trade, employment121
Private sector employment and pay by industry, Shoshone County
SectorEmploymentEstablishmentsAverage annual pay
Retail trade78464$49,169
Health care and social assistance50237$36,455
Construction21160$68,113
Professional, scientific and technical services18240$56,208
Manufacturing17416$43,449
Wholesale trade12114$51,697
Real estate and rental and leasing9118$36,884
Other services, except public administration7624$41,758

Retail trade is the largest private sector at 784 jobs, 16.2 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Shoshone County

How many businesses are in Shoshone County?

  • Establishments, all industries360
  • Employment at those establishments4,406
  • Annual payroll$216.6 m
  • Establishments per 1,000 residents26.1

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Shoshone County

Building permits in Shoshone County

  • Housing units authorized by permit, 202446
  • Declared construction value permitted$6.6 m
  • Single family units authorized33
  • Multifamily units authorized13
  • Multifamily share of units28.3 percent
  • Average declared value per unit$143,422
  • Units authorized per 1,000 households8.0

Single-family homes are 71.7 percent of units authorized, so the pipeline is predominantly single-family.

US Census Bureau, Building Permits Survey, 2024 annual.

Shoshone County

SBA loans in Shoshone County (7(a) and 504)

  • 7(a) approvals recorded19
  • 7(a) gross approval dollars$7.2 m
  • Average 7(a) approval$381,105
  • Median 7(a) approval$35,000
  • Largest single approval$4,725,000
  • Jobs reported supported, 7(a)124
  • Jobs per approval6.5
  • Distinct 7(a) lenders active8
  • Distinct industries receiving approvals16
  • Median 7(a) term84 months
  • Share of loans on real estate terms, 240 months or longer15.8 percent
  • Loans on real estate terms3
  • Loans on working capital terms, 120 months or shorter16
  • Franchise loans0
  • Franchise share of approvals0.0 percent
  • Most active lenderU.S. Bank, National Association (9)
  • 504 approvals recorded4
  • 504 gross approval dollars$1.2 m
  • Average 504 approval$304,000
  • Median 504 approval$304,500
  • Distinct CDCs active2
  • 504 jobs per approval2.3
  • 504 jobs per million dollars approved7.4
  • Most active CDCNorthwest Business Development Association (3)
  • Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$8.5 m

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Shoshone County

SBA loan default and charge-off rates in Shoshone County

Do SBA loans in Shoshone County get paid back?

  • Loans with a final outcome recorded3
  • Paid in full3
  • Charged off0
  • Status: Paid in full3
  • Status: Cancelled3
  • Status: Exempt from disclosure13

Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Shoshone County

SBA lending by place in Shoshone County

  • Borrower cities with recorded lending5
  • Pinehurst, approvals10
  • Wallace, approvals3
  • Kellogg, approvals3
  • Silverton, approvals2
  • Osburn, approvals1
SBA 7(a) approvals by borrower city, loans with a project in Shoshone County, FY2020 to FY2026
Borrower cityApprovalsGross approval dollars
Pinehurst10$389,000
Wallace3$1,489,500
Kellogg3$110,000
Silverton2$527,500
Osburn1$4,725,000

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Shoshone County

How large is Shoshone County?

  • Land area2,630 sq mi
  • Rank by land area among Idaho counties8th of 44
  • Width, east to west63.3 mi
  • Height, north to south78.4 mi
  • Geographies sharing a boundary7
  • Residents per square mile of land5
  • Establishments per square mile0.14

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Shoshone County

Flood risk in Shoshone County

  • Participation of the county's own NFIP community Shoshone County, unincorporated areasParticipating, community 160114
  • Community Rating System class of the county's own communityClass 10
  • Communities in the county in the NFIP Community Status Book8
  • Of those, participating in the NFIP8
  • NFIP participation rate100.0 percent
  • Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 10
  • Communities carrying a CRS class2
  • Radon levels in Shoshone County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1

The county's own community in the status book, unincorporated Shoshone County (community 160114), participates in the National Flood Insurance Program and carries Community Rating System class 10, a flood insurance premium discount for policies written there. The EPA places Shoshone County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 10, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Shoshone County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Shoshone County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-202413,785
  • Households5,763
  • Average household size2.39
  • Median household income$55,527
  • Median age44.8

How a feasibility study works →

Common questions

Shoshone County questions, answered from the record.

How many people live in Shoshone County, Idaho?

The Census Bureau estimates 14,074 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 13,785, in 5,763 households, ranking 24th of 44 Idaho counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Shoshone County's population growing?

The population has grown 6.84 percent since the 2020 census base of 13,173, to 14,074 on July 1, 2024. In 2024 there were 164 births against 219 deaths, with net migration of 59. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Shoshone County?

$55,527. The median owner-occupied home is valued at $267,400, which is 4.8 times income, and median gross rent is $943 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Shoshone County?

360 establishments, employing 4,406 people with an annual payroll of $216.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Shoshone County?

Retail trade is the largest private sector at 784 jobs, 16.2 percent of covered employment. Covered employment averages 4,834 jobs at an average annual pay of $53,791, or $1,034 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Shoshone County?

19 7(a) approvals totaling $7.2 m since FY2020, across 8 lenders, with a median approval of $35,000, plus 4 504 approvals worth $1.2 m since FY2010. These are approvals recorded in the release, not loans disbursed.

How many building permits were issued in Shoshone County?

46 housing units were authorized by permit in 2024, with a declared construction value of $6.6 m. Multifamily was 28.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Shoshone County?

Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Shoshone County come from?

The largest single origin is Kootenai County, with 148 households. Arriving households report an average income of $70,880 against $50,468 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Shoshone County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Shoshone County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Shoshone County

Cities and places in Shoshone.

8 Census places lie wholly or partly in Shoshone County. All 8 carry enough published place level data for a page of their own and are linked.

Census places in Shoshone County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Shoshone County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
Kelloggcity2,3073Wholly in this county
Pinehurstcity2,12010Wholly in this county
Osburncity1,6201Wholly in this county
Wallacecity1,0273Wholly in this county
Mullancity890None recordedWholly in this county
Smeltervillecity668None recordedWholly in this county
SilvertonCDP6522Wholly in this county
Wardnercity281None recordedWholly in this county