HomeMontanaRavalli CountyFlorence CDP
Florence CDP, Montana: commercial real estate data.
Florence CDP is a Census CDP of 923 people across 0.77 square miles of land, in Ravalli County. Median household income is $102,222, 88.3 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.7 m.
76 sourced place values · tier FULL · 8 sections
Florence
What Florence is
- Census place typeCDP
- Land area0.77 sq mi
- Water area0 sq mi
- Population per square mile of land1,202 plus or minus 367
- County holding the largest share of its areaRavalli County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Florence
How many people live in Florence
- Population923 plus or minus 282
- Median age58.5
- Population under 18133 plus or minus 68
- Share under 1814.4 percent plus or minus 5.9
- Population 65 and over248 plus or minus 129
- Share 65 and over26.9 percent plus or minus 11.3
- Households402 plus or minus 128
- Family households282 plus or minus 113
- Share of households that are families70.1 percent plus or minus 17.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Florence
Income and work in Florence
- Median household income$102,222 plus or minus $24,384
- Per capita income$47,876 plus or minus $11,128
- Civilian labor force514 plus or minus 224
- Employed465 plus or minus 214
- Unemployed49 plus or minus 70
- Unemployment rate9.5 percent plus or minus 13.0
- Adults 25 and over736 plus or minus 249
- Adults 25 and over with a high school diploma or higher98.8 percent plus or minus 46.8
- Adults 25 and over with a bachelor degree or higher34.4 percent plus or minus 15.0
- Adults 25 and over with a graduate degree4.5 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Florence
Housing in Florence
- Housing units402 plus or minus 128
- Occupied units402 plus or minus 128
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied355 plus or minus 121
- Renter occupied47 plus or minus 34
- Ownership rate88.3 percent
- Median owner-occupied home value$486,000
- Median gross rent, monthly$631 plus or minus $410
- Annual rent as a share of median income7.4 percent plus or minus 5.1
- Single family units349 plus or minus 123
- Share single family86.8 percent
- Units in buildings of two or more18 plus or minus 23
- Share in buildings of two or more4.5 percent plus or minus 5.5
- Mobile homes35 plus or minus 27
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Florence
How Florence gets to work
- Workers 16 and over who commute357 plus or minus 177
- Commuting under 15 minutes0
- Share commuting under 15 minutes0.0 percent
- Commuting 30 minutes or more143 plus or minus 82
- Share commuting 30 minutes or more40.1 percent plus or minus 11.6
- Drove alone74.8 percent plus or minus 21.1
- Carpooled4.4 percent plus or minus 4.4
- Public transport0.0 percent
- Walked2.1 percent plus or minus 3.8
- Worked from home16.8 percent plus or minus 9.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Florence
SBA 7(a) lending to Florence borrowers
- Approvals6
- Gross approval$1,676,500
- Average approval$279,417
- Median approval$100,000
- Ninetieth percentile approval$1,350,000
- Largest approval$1,350,000
- Jobs supported17
- Jobs per approval2.8
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Florence
SBA 504 lending to Florence borrowers
- Approvals1
- Gross approval$334,000
- Average approval$334,000
- Median approval$334,000
- Largest approval$334,000
- Jobs supported2
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ravalli County, not Florence
Ravalli County context, not Florence figures
These are Ravalli County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Florence measurements.
- Establishments in Ravalli County1,715
- Employment at those establishments, Ravalli County11,260
- Covered employment, Ravalli County13,757
- Average annual pay, Ravalli County$52,992
- Average weekly wage, Ravalli County$1,019
- Housing units permitted, Ravalli County29
- Of those, single family, Ravalli County11
- County product, 2024, Ravalli County$1,925,783,000
- County product change over the prior year, Ravalli County7.3 percent
- Average income of an arriving household, Ravalli County$109,170
Every figure in this section is published for Ravalli County as a whole and is not a measurement of Florence. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Florence questions, answered from the record.
How many people live in Florence, Montana?
923, in 402 households. Florence CDP covers 0.77 square miles of land, which is 1,202 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Florence in?
Ravalli County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Florence?
$102,222. The median owner-occupied home is valued at $486,000. Median gross rent is $631 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Florence businesses?
6 7(a) approvals totalling $1.7 m, across 5 lenders, median approval $100,000, plus 1 504 approvals worth $334,000. These count approvals to borrowers whose address is in Florence, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Florence borrowers get paid back?
No rate is published for Florence. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Florence figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ravalli County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Florence.
Is zoning published for Florence?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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