Boyd County, Nebraska: commercial real estate data.
Boyd County, Nebraska had an estimated 1,700 residents on July 1, 2024, down 6.1 percent since the 2020 census base of 1,811, across 540 square miles. County output reached $139.8 m in 2024, 63 establishments operate here, and the SBA record carries 1 7(a) approvals worth $65,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Boyd County
How many people live in Boyd County
- Population, American Community Survey 2020-20241,688
- Households744
- Average household size2.27
- Median household income$67,045
- Median age52.2
- Median gross rent$713 per month
- Median owner-occupied home value$104,000
- Home value to household income1.6 times
- Annual rent as a share of median income12.8 percent
- Adults 25 and over with a bachelor degree or higher22.3 percent
- Adults 25 and over with a graduate degree7.5 percent
- Adults 25 and over1,313
- Population under 18340
- Share under 1820.1 percent
- Population 65 and over539
- Share 65 and over31.9 percent
- Working age population, 18 to 64809
- Civilian labor force789
- Unemployment rate2.3 percent
- Labor force participation, adults 18 and over58.5 percent
- Rank by population among Nebraska counties79th of 93
- Rank by population among US county-equivalents, Puerto Rico included3146th of 3,222
Boyd County is the 79th largest of 93 Nebraska counties by population. A median home costs 1.6 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 31.9 percent against 20.1 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Boyd County
Is Boyd County's population growing?
- Population, July 1, 20241,700
- Census 2020 base population1,811
- Population change since the 2020 census base-6.13 percent
- Population change, 2023 to 2024-39
- Births, 20248
- Deaths, 202424
- Natural change, 2024-16
- Net domestic migration, 2024-26
- Net international migration, 20244
- Total net migration, 2024-22
- Cumulative net domestic migration, 2021 to 2024-24
- Rank by growth among US county-equivalents3055th of 3,144
The county has lost 6.13 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Boyd County
Where are people moving to Boyd County from?
- Tax returns filed by households arriving31
- People arriving, from those returns45
- Tax returns filed by households leaving21
- Net household movement10
- Adjusted gross income arriving$1.2 m
- Net adjusted gross income movement$429,000
- Average income of an arriving household$37,935
- Average income of a leaving household$35,571
| Origin | Households | People | Adjusted gross income |
|---|
Households arriving report $2,364 more average income than households leaving, so the migration is raising local spending power rather than just moving it around.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Boyd County
What is the Boyd County economy?
- County GDP, 2024$139.8 m
- County GDP, 2023$141.4 m
- GDP change, 2023 to 2024-1.1 percent
- GDP change over five years34.6 percent
- Rank by GDP among the Nebraska areas BEA publishes73rd of 93
- Rank by GDP among the US county areas BEA publishes3002nd of 3,127
- GDP per resident$82,811
Output grew -1.1 percent in the latest year and 34.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Boyd County
Employment by industry in Boyd County
- Covered employment, annual average560
- Establishments reporting92
- Average annual pay$36,958
- Average weekly wage$711
- Health care and social assistance, employment85
- Health care and social assistance, average annual pay$36,454
- Retail trade, employment54
- Retail trade, average annual pay$24,627
- Accommodation and food services, employment38
- Accommodation and food services, average annual pay$11,882
- Wholesale trade, employment31
- Wholesale trade, average annual pay$36,883
- Transportation and warehousing, employment30
- Finance and insurance, employment30
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 85 | 6 | $36,454 |
| Retail trade | 54 | 11 | $24,627 |
| Accommodation and food services | 38 | 6 | $11,882 |
| Wholesale trade | 31 | 4 | $36,883 |
| Transportation and warehousing | 30 | 9 | $47,533 |
| Finance and insurance | 30 | 7 | $56,550 |
| Manufacturing | 17 | 3 | $28,462 |
| Construction | 8 | 5 | $35,976 |
Health care and social assistance is the largest private sector at 85 jobs, 15.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Boyd County
How many businesses are in Boyd County?
- Establishments, all industries63
- Employment at those establishments433
- Annual payroll$14.6 m
- Establishments per 1,000 residents37.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Boyd County
Building permits in Boyd County
- Housing units authorized by permit, 20240
- Declared construction value permitted$0
- Single family units authorized0
- Multifamily units authorized0
No residential units were authorized by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Boyd County
SBA loans in Boyd County (7(a) and 504)
- 7(a) approvals recorded1
- 7(a) gross approval dollars$65,000
- Average 7(a) approval$65,000
- Median 7(a) approval$65,000
- Largest single approval$65,000
- Jobs reported supported, 7(a)2
- Jobs per approval2.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term240 months
- Share of loans on real estate terms, 240 months or longer100.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter0
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Boyd County
SBA loan default and charge-off rates in Boyd County
Do SBA loans in Boyd County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure1
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Boyd County
How large is Boyd County?
- Land area540 sq mi
- Rank by land area among Nebraska counties73rd of 93
- Width, east to west48.2 mi
- Height, north to south16.4 mi
- Geographies sharing a boundary5
- Residents per square mile of land3
- Establishments per square mile0.12
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Boyd County
Flood risk in Boyd County
- Participation of the county's own NFIP community Boyd County, unincorporated areasParticipating, community 310417
- Communities in the county in the NFIP Community Status Book6
- Of those, participating in the NFIP4
- NFIP participation rate66.7 percent
- Communities carrying a CRS class0
- Radon levels in Boyd County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Boyd County (community 310417), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Boyd County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 66.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Boyd County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Boyd County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20241,688
- Households744
- Average household size2.27
- Median household income$67,045
- Median age52.2
Common questions
Boyd County questions, answered from the record.
How many people live in Boyd County, Nebraska?
The Census Bureau estimates 1,700 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 1,688, in 744 households, ranking 79th of 93 Nebraska counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Boyd County's population growing?
The population has fallen 6.13 percent since the 2020 census base of 1,811, to 1,700 on July 1, 2024. In 2024 there were 8 births against 24 deaths, with net migration of -22. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Boyd County?
$67,045. The median owner-occupied home is valued at $104,000, which is 1.6 times income, and median gross rent is $713 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Boyd County?
63 establishments, employing 433 people with an annual payroll of $14.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Boyd County?
Health care and social assistance is the largest private sector at 85 jobs, 15.2 percent of covered employment. Covered employment averages 560 jobs at an average annual pay of $36,958, or $711 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Boyd County?
1 7(a) approvals totaling $65,000 since FY2020, across 1 lenders, with a median approval of $65,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Boyd County?
No residential units were authorized by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Boyd County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Are traffic counts available for Boyd County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Boyd County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Boyd County
Cities and places in Boyd.
8 Census places lie wholly or partly in Boyd County. All 8 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Spencer | village | 312 | 1 | Wholly in this county |
| Butte | village | 273 | None recorded | Wholly in this county |
| Lynch | village | 137 | None recorded | Wholly in this county |
| Naper | village | 117 | None recorded | Wholly in this county |
| Bristow | village | 55 | None recorded | Wholly in this county |
| Anoka | village | 11 | None recorded | Wholly in this county |
| Gross | village | 10 | None recorded | Wholly in this county |
| Monowi | village | 2 | None recorded | Wholly in this county |