Cuming County, Nebraska: commercial real estate data.
Cuming County, Nebraska had an estimated 8,952 residents on July 1, 2024, down 0.7 percent since the 2020 census base of 9,012, across 571 square miles. County output reached $1.07 bn in 2024, 332 establishments operate here, and the SBA record carries 7 7(a) approvals worth $3.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cuming County
How many people live in Cuming County
- Population, American Community Survey 2020-20248,975
- Households3,807
- Average household size2.36
- Median household income$71,104
- Median age40.9
- Median gross rent$789 per month
- Median owner-occupied home value$178,800
- Home value to household income2.5 times
- Annual rent as a share of median income13.3 percent
- Adults 25 and over with a bachelor degree or higher24.9 percent
- Adults 25 and over with a graduate degree7.0 percent
- Adults 25 and over6,045
- Population under 182,251
- Share under 1825.1 percent
- Population 65 and over1,931
- Share 65 and over21.5 percent
- Working age population, 18 to 644,793
- Civilian labor force4,808
- Unemployment rate2.2 percent
- Labor force participation, adults 18 and over71.5 percent
- Rank by population among Nebraska counties31st of 93
- Rank by population among US county-equivalents, Puerto Rico included2563rd of 3,222
Cuming County is the 31st largest of 93 Nebraska counties by population. A median home costs 2.5 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 25.1 percent against 21.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Cuming County
Is Cuming County's population growing?
- Population, July 1, 20248,952
- Census 2020 base population9,012
- Population change since the 2020 census base-0.67 percent
- Population change, 2023 to 20241
- Births, 2024136
- Deaths, 2024113
- Natural change, 202423
- Net domestic migration, 2024-31
- Net international migration, 20249
- Total net migration, 2024-22
- Cumulative net domestic migration, 2021 to 2024-171
- Rank by growth among US county-equivalents2078th of 3,144
The county has lost 0.67 percent of its population since the 2020 census base. Births exceeded deaths in 2024 by more than net migration took away, so the population grew even though more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Cuming County
Where are people moving to Cuming County from?
- Tax returns filed by households arriving142
- People arriving, from those returns247
- Tax returns filed by households leaving188
- Net household movement-46
- Adjusted gross income arriving$6.8 m
- Net adjusted gross income movement$-2.5 m
- Average income of an arriving household$48,014
- Average income of a leaving household$49,628
- Largest single originDouglas County (20 households)
- Largest single destinationDouglas County (31 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Douglas County | 20 | 26 | $945,000 |
Households arriving report $1,614 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Douglas County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Cuming County
What is the Cuming County economy?
- County GDP, 2024$1.07 bn
- County GDP, 2023$1.11 bn
- GDP change, 2023 to 2024-3.4 percent
- GDP change over five years38.2 percent
- Rank by GDP among the Nebraska areas BEA publishes22nd of 93
- Rank by GDP among the US county areas BEA publishes1790th of 3,127
- GDP per resident$119,632
Output grew -3.4 percent in the latest year and 38.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Cuming County
Employment by industry in Cuming County
- Covered employment, annual average3,779
- Establishments reporting400
- Average annual pay$51,942
- Average weekly wage$999
- Manufacturing, employment421
- Manufacturing, average annual pay$61,857
- Retail trade, employment325
- Retail trade, average annual pay$29,795
- Finance and insurance, employment225
- Finance and insurance, average annual pay$74,079
- Wholesale trade, employment216
- Wholesale trade, average annual pay$65,009
- Construction, employment206
- Accommodation and food services, employment206
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 421 | 17 | $61,857 |
| Retail trade | 325 | 37 | $29,795 |
| Finance and insurance | 225 | 23 | $74,079 |
| Wholesale trade | 216 | 22 | $65,009 |
| Construction | 206 | 35 | $52,129 |
| Accommodation and food services | 206 | 16 | $14,148 |
| Other services, except public administration | 143 | 32 | $47,669 |
| Professional, scientific and technical services | 133 | 18 | $64,823 |
Manufacturing is the largest private sector at 421 jobs, 11.1 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Cuming County
How many businesses are in Cuming County?
- Establishments, all industries332
- Employment at those establishments2,804
- Annual payroll$136.1 m
- Establishments per 1,000 residents37.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Cuming County
Building permits in Cuming County
- Housing units authorized by permit, 202415
- Declared construction value permitted$5.2 m
- Single family units authorized13
- Multifamily units authorized2
- Multifamily share of units13.3 percent
- Average declared value per unit$345,840
- Units authorized per 1,000 households3.9
Single-family homes are 86.7 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Cuming County
SBA loans in Cuming County (7(a) and 504)
- 7(a) approvals recorded7
- 7(a) gross approval dollars$3.9 m
- Average 7(a) approval$553,586
- Median 7(a) approval$118,200
- Largest single approval$1,500,000
- Jobs reported supported, 7(a)19
- Jobs per approval2.7
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals6
- Median 7(a) term180 months
- Share of loans on real estate terms, 240 months or longer42.9 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter3
- Franchise loans0
- Franchise share of approvals0.0 percent
- Most active lenderFirst Community Bank (4)
- 504 approvals recorded2
- 504 gross approval dollars$828,000
- Average 504 approval$414,000
- Median 504 approval$414,000
- Distinct CDCs active1
- 504 jobs per approval1.0
- 504 jobs per million dollars approved2.4
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$4.7 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cuming County
SBA loan default and charge-off rates in Cuming County
Do SBA loans in Cuming County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure5
- Status: Cancelled1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cuming County
SBA lending by place in Cuming County
- Borrower cities with recorded lending3
- Wisner, approvals3
- Beemer, approvals2
- Bancroft, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Wisner | 3 | $258,200 |
| Beemer | 2 | $2,900,000 |
| Bancroft | 2 | $716,900 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cuming County
How large is Cuming County?
- Land area571 sq mi
- Rank by land area among Nebraska counties57th of 93
- Width, east to west23.9 mi
- Height, north to south24.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land16
- Establishments per square mile0.58
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Cuming County
Flood risk in Cuming County
- Participation of the county's own NFIP community Cuming County, unincorporated areasParticipating, community 310427
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Cuming County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Cuming County (community 310427), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Cuming County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Cuming County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Cuming County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20248,975
- Households3,807
- Average household size2.36
- Median household income$71,104
- Median age40.9
Common questions
Cuming County questions, answered from the record.
How many people live in Cuming County, Nebraska?
The Census Bureau estimates 8,952 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 8,975, in 3,807 households, ranking 31st of 93 Nebraska counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Cuming County's population growing?
The population has fallen 0.67 percent since the 2020 census base of 9,012, to 8,952 on July 1, 2024. In 2024 there were 136 births against 113 deaths, with net migration of -22. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Cuming County?
$71,104. The median owner-occupied home is valued at $178,800, which is 2.5 times income, and median gross rent is $789 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Cuming County?
332 establishments, employing 2,804 people with an annual payroll of $136.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Cuming County?
Manufacturing is the largest private sector at 421 jobs, 11.1 percent of covered employment. Covered employment averages 3,779 jobs at an average annual pay of $51,942, or $999 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Cuming County?
7 7(a) approvals totaling $3.9 m since FY2020, across 4 lenders, with a median approval of $118,200, plus 2 504 approvals worth $828,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Cuming County?
15 housing units were authorized by permit in 2024, with a declared construction value of $5.2 m. Multifamily was 13.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Cuming County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Cuming County come from?
The largest single origin is Douglas County, with 20 households. Arriving households report an average income of $48,014 against $49,628 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Cuming County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Cuming County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Cuming County
Cities and places in Cuming.
4 Census places lie wholly or partly in Cuming County. All 4 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| West Point | city | 3,471 | None recorded | Wholly in this county |
| Wisner | city | 1,461 | 3 | Wholly in this county |
| Beemer | village | 775 | 2 | Wholly in this county |
| Bancroft | village | 593 | 2 | Wholly in this county |
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