HomeNebraskaDawson CountyCozad
Cozad, Nebraska: commercial real estate data.
Cozad is a Census city of 3,937 people across 2.62 square miles of land, in Dawson County. Median household income is $54,471, 64.8 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $867,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cozad
What Cozad is
- Census place typecity
- Land area2.62 sq mi
- Water area0 sq mi
- Population per square mile of land1,505
- County holding the largest share of its areaDawson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cozad
How many people live in Cozad
- Population3,937
- Median age41.6 plus or minus 10.1
- Population under 18867 plus or minus 209
- Share under 1822.0 percent plus or minus 5.3
- Population 65 and over1,015
- Share 65 and over25.8 percent
- Households1,793
- Family households862
- Share of households that are families48.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cozad
Income and work in Cozad
- Median household income$54,471 plus or minus $18,689
- Per capita income$65,449 plus or minus $36,684
- Civilian labor force2,185
- Employed2,156
- Unemployed29 plus or minus 28
- Unemployment rate1.3 percent plus or minus 1.3
- Adults 25 and over2,727
- Adults 25 and over with a high school diploma or higher86.4 percent
- Adults 25 and over with a bachelor degree or higher12.8 percent plus or minus 4.4
- Adults 25 and over with a graduate degree2.5 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cozad
Housing in Cozad
- Housing units1,909
- Occupied units1,793
- Vacant units116 plus or minus 67
- Vacancy rate6.1 percent plus or minus 3.5
- Owner occupied1,161
- Renter occupied632 plus or minus 134
- Ownership rate64.8 percent
- Median owner-occupied home value$121,600
- Median gross rent, monthly$851
- Annual rent as a share of median income18.7 percent plus or minus 6.5
- Single family units1,401
- Share single family73.4 percent
- Units in buildings of two or more276 plus or minus 107
- Share in buildings of two or more14.5 percent plus or minus 5.6
- Mobile homes232 plus or minus 109
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cozad
How Cozad gets to work
- Workers 16 and over who commute2,046
- Commuting under 15 minutes892 plus or minus 198
- Share commuting under 15 minutes43.6 percent
- Commuting 30 minutes or more205 plus or minus 97
- Share commuting 30 minutes or more10.0 percent plus or minus 4.6
- Drove alone80.8 percent
- Carpooled13.4 percent plus or minus 6.4
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home4.3 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cozad
SBA loans in Cozad (7(a))
- Approvals6
- Gross approval$867,500
- Average approval$144,583
- Median approval$150,000
- Largest approval$150,000
- Jobs supported46
- Jobs per approval7.7
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Cozad, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cozad
SBA loans in Cozad (504)
- Approvals1
- Gross approval$60,000
- Average approval$60,000
- Median approval$60,000
- Largest approval$60,000
- Jobs supported1
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Cozad, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cozad
Flood risk in Cozad
- NFIP communityCity of Cozad
- NFIP community number310059
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/03/11(M)
The City of Cozad participates in the National Flood Insurance Program as community 310059 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Dawson County, not Cozad
Dawson County context, not Cozad figures
- Establishments in Dawson County672
- Covered employment, Dawson County11,864
- Average annual pay, Dawson County$50,639
- Housing units permitted, Dawson County30
Every figure in this section is published for Dawson County as a whole and is not a measurement of Cozad.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cozad questions, answered from the record.
How many people live in Cozad, Nebraska?
3,937, in 1,793 households. Cozad city covers 2.62 square miles of land, which is 1,505 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cozad in?
Dawson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cozad?
$54,471. The median owner-occupied home is valued at $121,600. Median gross rent is $851 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cozad businesses?
6 7(a) approvals totaling $867,500 since FY2020, across 6 lenders, median approval $150,000, plus 1 504 approvals worth $60,000 since FY2010. These count approvals to borrowers whose address is in Cozad, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cozad borrowers get paid back?
No rate is published for Cozad. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cozad in the National Flood Insurance Program?
Yes. Cozad appears in the FEMA Community Status Book as Cozad, city of, community 310059, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cozad figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Dawson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cozad.
Is zoning published for Cozad?
No. Nothing on this page presents parcel level zoning.
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