HomeNebraskaDawson CountyCozad city
Cozad city, Nebraska: commercial real estate data.
Cozad city is a Census city of 3,937 people across 2.62 square miles of land, in Dawson County. Median household income is $54,471, 64.8 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $867,500.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Cozad
What Cozad is
- Census place typecity
- Land area2.62 sq mi
- Water area0 sq mi
- Population per square mile of land1,505
- County holding the largest share of its areaDawson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cozad
How many people live in Cozad
- Population3,937
- Median age41.6 plus or minus 10.1
- Population under 18867 plus or minus 209
- Share under 1822.0 percent plus or minus 5.3
- Population 65 and over1,015
- Share 65 and over25.8 percent
- Households1,793
- Family households862
- Share of households that are families48.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cozad
Income and work in Cozad
- Median household income$54,471 plus or minus $18,689
- Per capita income$65,449 plus or minus $36,684
- Civilian labor force2,185
- Employed2,156
- Unemployed29 plus or minus 28
- Unemployment rate1.3 percent plus or minus 1.3
- Adults 25 and over2,727
- Adults 25 and over with a high school diploma or higher86.4 percent
- Adults 25 and over with a bachelor degree or higher12.8 percent plus or minus 4.4
- Adults 25 and over with a graduate degree2.5 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cozad
Housing in Cozad
- Housing units1,909
- Occupied units1,793
- Vacant units116 plus or minus 67
- Vacancy rate6.1 percent plus or minus 3.5
- Owner occupied1,161
- Renter occupied632 plus or minus 134
- Ownership rate64.8 percent
- Median owner-occupied home value$121,600
- Median gross rent, monthly$851
- Annual rent as a share of median income18.7 percent plus or minus 6.5
- Single family units1,401
- Share single family73.4 percent
- Units in buildings of two or more276 plus or minus 107
- Share in buildings of two or more14.5 percent plus or minus 5.6
- Mobile homes232 plus or minus 109
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cozad
How Cozad gets to work
- Workers 16 and over who commute2,046
- Commuting under 15 minutes892 plus or minus 198
- Share commuting under 15 minutes43.6 percent
- Commuting 30 minutes or more205 plus or minus 97
- Share commuting 30 minutes or more10.0 percent plus or minus 4.6
- Drove alone80.8 percent
- Carpooled13.4 percent plus or minus 6.4
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home4.3 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cozad
SBA loans in Cozad (7(a))
- Approvals6
- Gross approval$867,500
- Average approval$144,583
- Median approval$150,000
- Ninetieth percentile approval$150,000
- Largest approval$150,000
- Jobs supported46
- Jobs per approval7.7
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS4
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cozad
SBA loans in Cozad (504)
- Approvals1
- Gross approval$60,000
- Average approval$60,000
- Median approval$60,000
- Largest approval$60,000
- Jobs supported1
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Dawson County, not Cozad
Dawson County context, not Cozad figures
These are Dawson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cozad measurements.
- Establishments in Dawson County672
- Employment at those establishments, Dawson County9,577
- Covered employment, Dawson County11,864
- Average annual pay, Dawson County$50,639
- Average weekly wage, Dawson County$974
- Housing units permitted, Dawson County30
- Of those, single family, Dawson County30
- County product, 2024, Dawson County$2,217,066,000
- County product change over the prior year, Dawson County3.7 percent
- Average income of an arriving household, Dawson County$49,197
Every figure in this section is published for Dawson County as a whole and is not a measurement of Cozad. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cozad questions, answered from the record.
How many people live in Cozad, Nebraska?
3,937, in 1,793 households. Cozad city covers 2.62 square miles of land, which is 1,505 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cozad in?
Dawson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cozad?
$54,471. The median owner-occupied home is valued at $121,600. Median gross rent is $851 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cozad businesses?
6 7(a) approvals totalling $867,500, across 6 lenders, median approval $150,000, plus 1 504 approvals worth $60,000. These count approvals to borrowers whose address is in Cozad, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cozad borrowers get paid back?
No rate is published for Cozad. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Cozad figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Dawson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cozad.
Is zoning published for Cozad?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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