HomeNebraskaGage CountyCortland
Cortland, Nebraska: commercial real estate data.
Cortland is a Census village of 547 people across 0.27 square miles of land, in Gage County. Median household income is $74,583, 87.4 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $4.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cortland
What Cortland is
- Census place typevillage
- Land area0.27 sq mi
- Water area0 sq mi
- Population per square mile of land2,056 plus or minus 425
- County holding the largest share of its areaGage County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cortland
How many people live in Cortland
- Population547 plus or minus 113
- Median age38.2
- Population under 18137 plus or minus 38
- Share under 1825.0 percent
- Population 65 and over117 plus or minus 34
- Share 65 and over21.4 percent
- Households207 plus or minus 48
- Family households157 plus or minus 39
- Share of households that are families75.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cortland
Income and work in Cortland
- Median household income$74,583 plus or minus $17,821
- Per capita income$35,929
- Civilian labor force280 plus or minus 68
- Employed278 plus or minus 68
- Unemployed2 plus or minus 4
- Unemployment rate0.7 percent plus or minus 1.4
- Adults 25 and over387 plus or minus 88
- Adults 25 and over with a high school diploma or higher92.0 percent plus or minus 27.1
- Adults 25 and over with a bachelor degree or higher16.5 percent plus or minus 4.3
- Adults 25 and over with a graduate degree4.1 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cortland
Housing in Cortland
- Housing units207 plus or minus 48
- Occupied units207 plus or minus 48
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied181 plus or minus 43
- Renter occupied26 plus or minus 18
- Ownership rate87.4 percent
- Median owner-occupied home value$183,200
- Median gross rent, monthly$1,075
- Annual rent as a share of median income17.3 percent plus or minus 4.8
- Single family units200 plus or minus 46
- Share single family96.6 percent plus or minus 31.5
- Units in buildings of two or more7 plus or minus 12
- Share in buildings of two or more3.4 percent plus or minus 5.7
- Mobile homes0
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cortland
How Cortland gets to work
- Workers 16 and over who commute249 plus or minus 68
- Commuting under 15 minutes39 plus or minus 20
- Share commuting under 15 minutes15.7 percent plus or minus 6.9
- Commuting 30 minutes or more140 plus or minus 47
- Share commuting 30 minutes or more56.2 percent
- Drove alone79.0 percent
- Carpooled10.5 percent plus or minus 7.5
- Public transport0.0 percent
- Walked0.7 percent plus or minus 1.1
- Worked from home9.8 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cortland
SBA loans in Cortland (7(a))
- Approvals7
- Gross approval$4,675,000
- Average approval$667,857
- Median approval$500,000
- Largest approval$2,000,000
- Jobs supported39
- Jobs per approval5.6
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Cortland, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cortland
SBA loans in Cortland (504)
- Approvals1
- Gross approval$861,000
- Average approval$861,000
- Median approval$861,000
- Largest approval$861,000
- Jobs supported5
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Cortland, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cortland
Flood risk in Cortland
- NFIP communityVillage of Cortland
- NFIP community number310264
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/18/10(M)
The Village of Cortland participates in the National Flood Insurance Program as community 310264 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Gage County, not Cortland
Gage County context, not Cortland figures
- Establishments in Gage County637
- Covered employment, Gage County8,677
- Average annual pay, Gage County$48,917
- Housing units permitted, Gage County45
Every figure in this section is published for Gage County as a whole and is not a measurement of Cortland.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cortland questions, answered from the record.
How many people live in Cortland, Nebraska?
547, in 207 households. Cortland village covers 0.27 square miles of land, which is 2,056 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cortland in?
Gage County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cortland?
$74,583. The median owner-occupied home is valued at $183,200. Median gross rent is $1,075 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cortland businesses?
7 7(a) approvals totaling $4.7 m since FY2020, across 2 lenders, median approval $500,000, plus 1 504 approvals worth $861,000 since FY2010. These count approvals to borrowers whose address is in Cortland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cortland borrowers get paid back?
No rate is published for Cortland. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cortland in the National Flood Insurance Program?
Yes. Cortland appears in the FEMA Community Status Book as Cortland, village of, community 310264, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cortland figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gage County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cortland.
Is zoning published for Cortland?
No. Nothing on this page presents parcel level zoning.