Garden County, Nebraska: commercial real estate data.
Garden County, Nebraska had an estimated 1,804 residents on July 1, 2024, down 3.7 percent since the 2020 census base of 1,874, across 1,704 square miles. County output reached $106.6 m in 2024, 46 establishments operate here, and the SBA record carries 1 7(a) approvals worth $40,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Garden County
How many people live in Garden County
- Population, American Community Survey 2020-20241,761
- Households858
- Average household size2.05
- Median household income$41,882
- Median age49.9
- Median gross rent$700 per month
- Median owner-occupied home value$110,400
- Home value to household income2.6 times
- Annual rent as a share of median income20.1 percent
- Adults 25 and over with a bachelor degree or higher21.1 percent
- Adults 25 and over with a graduate degree6.8 percent
- Adults 25 and over1,291
- Population under 18360
- Share under 1820.4 percent
- Population 65 and over522
- Share 65 and over29.6 percent
- Working age population, 18 to 64879
- Civilian labor force775
- Unemployment rate5.4 percent
- Labor force participation, adults 18 and over55.3 percent
- Rank by population among Nebraska counties76th of 93
- Rank by population among US county-equivalents, Puerto Rico included3138th of 3,222
Garden County is the 76th largest of 93 Nebraska counties by population. A median home costs 2.6 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 29.6 percent against 20.4 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Garden County
Is Garden County's population growing?
- Population, July 1, 20241,804
- Census 2020 base population1,874
- Population change since the 2020 census base-3.74 percent
- Population change, 2023 to 20240
- Births, 202417
- Deaths, 202424
- Natural change, 2024-7
- Net domestic migration, 20248
- Net international migration, 20240
- Total net migration, 20248
- Cumulative net domestic migration, 2021 to 2024-24
- Rank by growth among US county-equivalents2858th of 3,144
The county has lost 3.74 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Garden County
Where are people moving to Garden County from?
- Tax returns filed by households arriving56
- People arriving, from those returns94
- Tax returns filed by households leaving37
- Net household movement19
- Adjusted gross income arriving$2.5 m
- Net adjusted gross income movement$891,000
- Average income of an arriving household$44,000
- Average income of a leaving household$42,514
| Origin | Households | People | Adjusted gross income |
|---|
Households arriving report $1,486 more average income than households leaving, so the migration is raising local spending power rather than just moving it around.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Garden County
What is the Garden County economy?
- County GDP, 2024$106.6 m
- County GDP, 2023$105.6 m
- GDP change, 2023 to 20240.9 percent
- GDP change over five years35.5 percent
- Rank by GDP among the Nebraska areas BEA publishes79th of 93
- Rank by GDP among the US county areas BEA publishes3047th of 3,127
- GDP per resident$60,521
Output grew 0.9 percent in the latest year and 35.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Garden County
Employment by industry in Garden County
- Covered employment, annual average496
- Establishments reporting72
- Average annual pay$43,761
- Average weekly wage$842
- Agriculture, forestry, fishing and hunting, employment81
- Agriculture, forestry, fishing and hunting, average annual pay$54,195
- Retail trade, employment72
- Retail trade, average annual pay$23,170
- Other services, except public administration, employment12
- Other services, except public administration, average annual pay$31,974
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Agriculture, forestry, fishing and hunting | 81 | 9 | $54,195 |
| Retail trade | 72 | 10 | $23,170 |
| Other services, except public administration | 12 | 4 | $31,974 |
Agriculture, forestry, fishing and hunting is the largest private sector at 81 jobs, 16.3 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Garden County
How many businesses are in Garden County?
- Establishments, all industries46
- Employment at those establishments155
- Annual payroll$6.2 m
- Establishments per 1,000 residents26.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Garden County
Building permits in Garden County
- Housing units authorized by permit, 20247
- Declared construction value permitted$854,490
- Single family units authorized0
- Multifamily units authorized7
- Multifamily share of units100.0 percent
- Average declared value per unit$122,070
- Units authorized per 1,000 households8.2
Multifamily is 100.0 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Garden County
SBA loans in Garden County (7(a) and 504)
- 7(a) approvals recorded1
- 7(a) gross approval dollars$40,000
- Average 7(a) approval$40,000
- Median 7(a) approval$40,000
- Largest single approval$40,000
- Jobs reported supported, 7(a)2
- Jobs per approval2.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Garden County
SBA loan default and charge-off rates in Garden County
Do SBA loans in Garden County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure1
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Garden County
How large is Garden County?
- Land area1,704 sq mi
- Rank by land area among Nebraska counties7th of 93
- Width, east to west35.8 mi
- Height, north to south54.4 mi
- Geographies sharing a boundary7
- Residents per square mile of land1
- Establishments per square mile0.03
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Garden County
Flood risk in Garden County
- Participation of the county's own NFIP community Garden County, unincorporated areasParticipating, community 310096
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Garden County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Garden County (community 310096), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Garden County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Garden County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Garden County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20241,761
- Households858
- Average household size2.05
- Median household income$41,882
- Median age49.9
Common questions
Garden County questions, answered from the record.
How many people live in Garden County, Nebraska?
The Census Bureau estimates 1,804 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 1,761, in 858 households, ranking 76th of 93 Nebraska counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Garden County's population growing?
The population has fallen 3.74 percent since the 2020 census base of 1,874, to 1,804 on July 1, 2024. In 2024 there were 17 births against 24 deaths, with net migration of 8. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Garden County?
$41,882. The median owner-occupied home is valued at $110,400, which is 2.6 times income, and median gross rent is $700 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Garden County?
46 establishments, employing 155 people with an annual payroll of $6.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Garden County?
Agriculture, forestry, fishing and hunting is the largest private sector at 81 jobs, 16.3 percent of covered employment. Covered employment averages 496 jobs at an average annual pay of $43,761, or $842 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Garden County?
1 7(a) approvals totaling $40,000 since FY2020, across 1 lenders, with a median approval of $40,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Garden County?
7 housing units were authorized by permit in 2024, with a declared construction value of $854,490. Multifamily was 100.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Garden County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Are traffic counts available for Garden County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Garden County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Garden County
Cities and places in Garden.
3 Census places lie wholly or partly in Garden County. All 3 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Oshkosh | city | 807 | 1 | Wholly in this county |
| Lewellen | village | 207 | None recorded | Wholly in this county |
| Lisco | CDP | 18 | None recorded | Wholly in this county |
Nearby