HomeNebraskaHolt CountyO'Neill
O'Neill, Nebraska: commercial real estate data.
O'Neill is a Census city of 3,570 people across 2.34 square miles of land, in Holt County. Median household income is $56,510, 67.3 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $1.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
O'Neill
What O'Neill is
- Census place typecity
- Land area2.34 sq mi
- Water area0 sq mi
- Population per square mile of land1,526
- County holding the largest share of its areaHolt County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
O'Neill
How many people live in O'Neill
- Population3,570
- Median age41.9
- Population under 18891
- Share under 1825.0 percent
- Population 65 and over800
- Share 65 and over22.4 percent
- Households1,545
- Family households925
- Share of households that are families59.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
O'Neill
Income and work in O'Neill
- Median household income$56,510 plus or minus $17,733
- Per capita income$34,040
- Civilian labor force1,738
- Employed1,729
- Unemployed9 plus or minus 18
- Unemployment rate0.5 percent plus or minus 1.0
- Adults 25 and over2,481
- Adults 25 and over with a high school diploma or higher90.6 percent
- Adults 25 and over with a bachelor degree or higher22.7 percent plus or minus 5.2
- Adults 25 and over with a graduate degree10.8 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
O'Neill
Housing in O'Neill
- Housing units1,656
- Occupied units1,545
- Vacant units111 plus or minus 77
- Vacancy rate6.7 percent plus or minus 4.6
- Owner occupied1,040
- Renter occupied505 plus or minus 125
- Ownership rate67.3 percent
- Median owner-occupied home value$153,300 plus or minus $38,839
- Median gross rent, monthly$697
- Annual rent as a share of median income14.8 percent plus or minus 4.7
- Single family units1,324
- Share single family80.0 percent
- Units in buildings of two or more258 plus or minus 111
- Share in buildings of two or more15.6 percent plus or minus 6.6
- Mobile homes74 plus or minus 64
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
O'Neill
How O'Neill gets to work
- Workers 16 and over who commute1,687
- Commuting under 15 minutes1,276
- Share commuting under 15 minutes75.6 percent
- Commuting 30 minutes or more181 plus or minus 89
- Share commuting 30 minutes or more10.7 percent plus or minus 5.1
- Drove alone81.3 percent
- Carpooled9.3 percent plus or minus 7.7
- Public transport0.0 percent
- Walked4.8 percent plus or minus 2.7
- Worked from home2.4 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
O'Neill
SBA loans in O'Neill (7(a))
- Approvals5
- Gross approval$1,657,900
- Average approval$331,580
- Median approval$250,000
- Largest approval$486,000
- Jobs supported33
- Jobs per approval6.6
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in O'Neill, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
O'Neill
Flood risk in O'Neill
- NFIP communityCity of O'Neill
- NFIP community number310116
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/22/99
The City of O'Neill participates in the National Flood Insurance Program as community 310116 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Holt County, not O'Neill
Holt County context, not O'Neill figures
- Establishments in Holt County429
- Covered employment, Holt County4,403
- Average annual pay, Holt County$47,877
- Housing units permitted, Holt County10
Every figure in this section is published for Holt County as a whole and is not a measurement of O'Neill.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
O'Neill questions, answered from the record.
How many people live in O'Neill, Nebraska?
3,570, in 1,545 households. O'Neill city covers 2.34 square miles of land, which is 1,526 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is O'Neill in?
Holt County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in O'Neill?
$56,510. The median owner-occupied home is valued at $153,300. Median gross rent is $697 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to O'Neill businesses?
5 7(a) approvals totaling $1.7 m since FY2020, across 2 lenders, median approval $250,000. These count approvals to borrowers whose address is in O'Neill, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to O'Neill borrowers get paid back?
No rate is published for O'Neill. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is O'Neill in the National Flood Insurance Program?
Yes. O'Neill appears in the FEMA Community Status Book as O'Neill, city of, community 310116, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page O'Neill figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Holt County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of O'Neill.
Is zoning published for O'Neill?
No. Nothing on this page presents parcel level zoning.
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