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HomeNebraskaMorrill CountyBayard city

Bayard city, Nebraska: commercial real estate data.

Bayard city is a Census city of 1,531 people across 0.70 square miles of land, in Morrill County. Median household income is $68,333, 85.9 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $790,300.

66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Bayard

What Bayard is

  • Census place typecity
  • Land area0.7 sq mi
  • Water area0 sq mi
  • Population per square mile of land2,202
  • County holding the largest share of its areaMorrill County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bayard

How many people live in Bayard

  • Population1,531
  • Median age38.8
  • Population under 18337 plus or minus 80
  • Share under 1822.0 percent
  • Population 65 and over266 plus or minus 72
  • Share 65 and over17.4 percent plus or minus 3.8
  • Households594
  • Family households399 plus or minus 85
  • Share of households that are families67.2 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bayard

Income and work in Bayard

  • Median household income$68,333 plus or minus $29,087
  • Per capita income$30,015
  • Civilian labor force851
  • Employed831
  • Unemployed20 plus or minus 20
  • Unemployment rate2.4 percent plus or minus 2.3
  • Adults 25 and over995
  • Adults 25 and over with a high school diploma or higher90.9 percent plus or minus 21.0
  • Adults 25 and over with a bachelor degree or higher23.9 percent plus or minus 7.9
  • Adults 25 and over with a graduate degree5.1 percent plus or minus 4.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bayard

Housing in Bayard

  • Housing units665
  • Occupied units594
  • Vacant units71 plus or minus 40
  • Vacancy rate10.7 percent plus or minus 5.8
  • Owner occupied510
  • Renter occupied84 plus or minus 40
  • Ownership rate85.9 percent
  • Median owner-occupied home value$109,800
  • Median gross rent, monthly$722
  • Annual rent as a share of median income12.7 percent plus or minus 5.6
  • Single family units614
  • Share single family92.3 percent plus or minus 19.1
  • Units in buildings of two or more36 plus or minus 24
  • Share in buildings of two or more5.4 percent plus or minus 3.5
  • Mobile homes15 plus or minus 23
  • Median year structure built1950

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bayard

How Bayard gets to work

  • Workers 16 and over who commute710
  • Commuting under 15 minutes250 plus or minus 88
  • Share commuting under 15 minutes35.2 percent plus or minus 10.4
  • Commuting 30 minutes or more200 plus or minus 70
  • Share commuting 30 minutes or more28.2 percent plus or minus 8.3
  • Drove alone88.9 percent plus or minus 25.1
  • Carpooled1.6 percent plus or minus 1.4
  • Public transport0.0 percent
  • Walked1.8 percent plus or minus 1.5
  • Worked from home7.7 percent plus or minus 5.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bayard

SBA loans in Bayard (7(a))

  • Approvals5
  • Gross approval$790,300
  • Average approval$158,060
  • Median approval$130,000
  • Ninetieth percentile approval$309,300
  • Largest approval$309,300
  • Jobs supported29
  • Jobs per approval5.8
  • Loans with a final outcome3
  • Paid in full3
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS2

A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Morrill County, not Bayard

Morrill County context, not Bayard figures

These are Morrill County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Bayard measurements.

  • Establishments in Morrill County122
  • Employment at those establishments, Morrill County826
  • Covered employment, Morrill County1,550
  • Average annual pay, Morrill County$48,331
  • Average weekly wage, Morrill County$929
  • Housing units permitted, Morrill County0
  • Of those, single family, Morrill County0
  • County product, 2024, Morrill County$472,874,000
  • County product change over the prior year, Morrill County3.5 percent
  • Average income of an arriving household, Morrill County$49,490

Every figure in this section is published for Morrill County as a whole and is not a measurement of Bayard. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Bayard questions, answered from the record.

How many people live in Bayard, Nebraska?

1,531, in 594 households. Bayard city covers 0.70 square miles of land, which is 2,202 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Bayard in?

Morrill County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Bayard?

$68,333. The median owner-occupied home is valued at $109,800. Median gross rent is $722 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Bayard businesses?

5 7(a) approvals totalling $790,300, across 2 lenders, median approval $130,000. These count approvals to borrowers whose address is in Bayard, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Bayard borrowers get paid back?

No rate is published for Bayard. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Bayard figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Morrill County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bayard.

Is zoning published for Bayard?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.