HomeNebraskaOtoe CountyNebraska City
Nebraska City, Nebraska: commercial real estate data.
Nebraska City is a Census city of 7,369 people across 4.97 square miles of land, in Otoe County. Median household income is $67,117, 74.8 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $1.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Nebraska City
What Nebraska City is
- Census place typecity
- Land area4.97 sq mi
- Water area0 sq mi
- Population per square mile of land1,482
- County holding the largest share of its areaOtoe County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nebraska City
How many people live in Nebraska City
- Population7,369
- Median age38.8
- Population under 181,906
- Share under 1825.9 percent
- Population 65 and over1,359
- Share 65 and over18.4 percent
- Households2,811
- Family households1,595
- Share of households that are families56.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nebraska City
Income and work in Nebraska City
- Median household income$67,117
- Per capita income$37,787
- Civilian labor force3,833
- Employed3,780
- Unemployed53 plus or minus 50
- Unemployment rate1.4 percent plus or minus 1.3
- Adults 25 and over4,678
- Adults 25 and over with a high school diploma or higher90.4 percent
- Adults 25 and over with a bachelor degree or higher24.6 percent plus or minus 5.5
- Adults 25 and over with a graduate degree8.1 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nebraska City
Housing in Nebraska City
- Housing units3,154
- Occupied units2,811
- Vacant units343 plus or minus 155
- Vacancy rate10.9 percent plus or minus 4.9
- Owner occupied2,103
- Renter occupied708 plus or minus 179
- Ownership rate74.8 percent
- Median owner-occupied home value$162,000
- Median gross rent, monthly$947
- Annual rent as a share of median income16.9 percent
- Single family units2,445
- Share single family77.5 percent
- Units in buildings of two or more439 plus or minus 144
- Share in buildings of two or more13.9 percent plus or minus 4.5
- Mobile homes270 plus or minus 142
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nebraska City
How Nebraska City gets to work
- Workers 16 and over who commute3,505
- Commuting under 15 minutes2,122
- Share commuting under 15 minutes60.5 percent
- Commuting 30 minutes or more939 plus or minus 206
- Share commuting 30 minutes or more26.8 percent plus or minus 5.6
- Drove alone81.6 percent
- Carpooled11.2 percent plus or minus 4.4
- Public transport0.0 percent
- Walked1.2 percent plus or minus 1.1
- Worked from home5.2 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nebraska City
SBA loans in Nebraska City (7(a))
- Approvals4
- Gross approval$1,441,400
- Average approval$360,350
- Median approval$133,600
- Largest approval$1,074,200
- Jobs supported17
- Jobs per approval4.3
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term121 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises50.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Nebraska City, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Nebraska City
SBA loans in Nebraska City (504)
- Approvals2
- Gross approval$135,000
- Average approval$67,500
- Median approval$67,500
- Largest approval$75,000
- Jobs supported3
- Loans with a final outcome0
- Charged off0
- Median term270 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Nebraska City, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Nebraska City
Flood risk in Nebraska City
- NFIP communityCity of Nebraska City
- NFIP community number310392
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/18/11
The City of Nebraska City participates in the National Flood Insurance Program as community 310392 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Otoe County, not Nebraska City
Otoe County context, not Nebraska City figures
- Establishments in Otoe County470
- Covered employment, Otoe County6,224
- Average annual pay, Otoe County$53,027
- Housing units permitted, Otoe County29
Every figure in this section is published for Otoe County as a whole and is not a measurement of Nebraska City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Nebraska City questions, answered from the record.
How many people live in Nebraska City, Nebraska?
7,369, in 2,811 households. Nebraska City city covers 4.97 square miles of land, which is 1,482 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Nebraska City in?
Otoe County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Nebraska City?
$67,117. The median owner-occupied home is valued at $162,000. Median gross rent is $947 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Nebraska City businesses?
4 7(a) approvals totaling $1.4 m since FY2020, across 4 lenders, median approval $133,600, plus 2 504 approvals worth $135,000 since FY2010. These count approvals to borrowers whose address is in Nebraska City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Nebraska City borrowers get paid back?
No rate is published for Nebraska City. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Nebraska City in the National Flood Insurance Program?
Yes. Nebraska City appears in the FEMA Community Status Book as Nebraska City, city of, community 310392, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Nebraska City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Otoe County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Nebraska City.
Is zoning published for Nebraska City?
No. Nothing on this page presents parcel level zoning.
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