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HomeNebraskaRed Willow CountyMcCook

McCook, Nebraska: commercial real estate data.

McCook is a Census city of 7,314 people across 5.46 square miles of land, in Red Willow County. Median household income is $56,917, 66.3 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $2.7 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

McCook

What McCook is

  • Census place typecity
  • Land area5.46 sq mi
  • Water area0 sq mi
  • Population per square mile of land1,340
  • County holding the largest share of its areaRed Willow County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

McCook

How many people live in McCook

  • Population7,314
  • Median age41.2
  • Population under 181,585
  • Share under 1821.7 percent
  • Population 65 and over1,518
  • Share 65 and over20.8 percent
  • Households3,269
  • Family households1,832
  • Share of households that are families56.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

McCook

Income and work in McCook

  • Median household income$56,917 plus or minus $14,598
  • Per capita income$36,351
  • Civilian labor force3,753
  • Employed3,699
  • Unemployed54 plus or minus 51
  • Unemployment rate1.4 percent plus or minus 1.4
  • Adults 25 and over5,039
  • Adults 25 and over with a high school diploma or higher92.0 percent
  • Adults 25 and over with a bachelor degree or higher25.5 percent
  • Adults 25 and over with a graduate degree6.5 percent plus or minus 2.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

McCook

Housing in McCook

  • Housing units3,730
  • Occupied units3,269
  • Vacant units461 plus or minus 198
  • Vacancy rate12.4 percent plus or minus 5.3
  • Owner occupied2,168
  • Renter occupied1,101 plus or minus 242
  • Ownership rate66.3 percent
  • Median owner-occupied home value$154,300
  • Median gross rent, monthly$823
  • Annual rent as a share of median income17.4 percent plus or minus 4.9
  • Single family units2,941
  • Share single family78.8 percent
  • Units in buildings of two or more667 plus or minus 252
  • Share in buildings of two or more17.9 percent plus or minus 6.7
  • Mobile homes122 plus or minus 98
  • Median year structure built1957

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

McCook

How McCook gets to work

  • Workers 16 and over who commute3,372
  • Commuting under 15 minutes2,873
  • Share commuting under 15 minutes85.2 percent
  • Commuting 30 minutes or more228 plus or minus 116
  • Share commuting 30 minutes or more6.8 percent plus or minus 3.4
  • Drove alone85.1 percent
  • Carpooled3.2 percent plus or minus 1.9
  • Public transport0.8 percent plus or minus 1.2
  • Walked4.2 percent plus or minus 2.5
  • Worked from home5.8 percent plus or minus 3.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

McCook

SBA loans in McCook (7(a))

  • Approvals13
  • Gross approval$2,731,100
  • Average approval$210,085
  • Median approval$153,200
  • Largest approval$500,000
  • Jobs supported136
  • Jobs per approval10.5
  • Loans with a final outcome3
  • Paid in full3
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more7.7 percent
  • Share to franchises7.7 percent
  • Distinct lenders8
  • Distinct industries by NAICS11

Counted by borrower city: approvals to borrowers whose address is in McCook, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

McCook

SBA loans in McCook (504)

  • Approvals3
  • Gross approval$2,982,000
  • Average approval$994,000
  • Median approval$1,144,000
  • Largest approval$1,397,000
  • Jobs supported28
  • Loans with a final outcome1
  • Charged off0
  • Median term240 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in McCook, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

McCook

Flood risk in McCook

  • NFIP communityCity of McCook
  • NFIP community number310181
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date02/04/09

The City of McCook participates in the National Flood Insurance Program as community 310181 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Red Willow County, not McCook

Red Willow County context, not McCook figures

  • Establishments in Red Willow County400
  • Covered employment, Red Willow County4,964
  • Average annual pay, Red Willow County$47,527
  • Housing units permitted, Red Willow County17

Every figure in this section is published for Red Willow County as a whole and is not a measurement of McCook.

All Red Willow County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

McCook questions, answered from the record.

How many people live in McCook, Nebraska?

7,314, in 3,269 households. McCook city covers 5.46 square miles of land, which is 1,340 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is McCook in?

Red Willow County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in McCook?

$56,917. The median owner-occupied home is valued at $154,300. Median gross rent is $823 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to McCook businesses?

13 7(a) approvals totaling $2.7 m since FY2020, across 8 lenders, median approval $153,200, plus 3 504 approvals worth $3.0 m since FY2010. These count approvals to borrowers whose address is in McCook, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to McCook borrowers get paid back?

No rate is published for McCook. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is McCook in the National Flood Insurance Program?

Yes. McCook appears in the FEMA Community Status Book as McCook, city of, community 310181, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page McCook figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Red Willow County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of McCook.

Is zoning published for McCook?

No. Nothing on this page presents parcel level zoning.