Saline County, Nebraska: commercial real estate data.
Saline County, Nebraska had an estimated 14,740 residents on July 1, 2024, down 0.1 percent since the 2020 census base of 14,762, across 574 square miles. County output reached $1.29 bn in 2024, 321 establishments operate here, and the SBA record carries 9 7(a) approvals worth $1.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Saline County
How many people live in Saline County
- Population, American Community Survey 2020-202414,650
- Households5,143
- Average household size2.85
- Median household income$79,910
- Median age37.3
- Median gross rent$914 per month
- Median owner-occupied home value$197,400
- Home value to household income2.5 times
- Annual rent as a share of median income13.7 percent
- Adults 25 and over with a bachelor degree or higher21.8 percent
- Adults 25 and over with a graduate degree5.6 percent
- Adults 25 and over9,105
- Population under 183,830
- Share under 1826.1 percent
- Population 65 and over2,262
- Share 65 and over15.4 percent
- Working age population, 18 to 648,558
- Civilian labor force7,719
- Unemployment rate2.9 percent
- Labor force participation, adults 18 and over71.3 percent
- Rank by population among Nebraska counties20th of 93
- Rank by population among US county-equivalents, Puerto Rico included2178th of 3,222
Saline County is the 20th largest of 93 Nebraska counties by population. A median home costs 2.5 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 26.1 percent against 15.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Saline County
Is Saline County's population growing?
- Population, July 1, 202414,740
- Census 2020 base population14,762
- Population change since the 2020 census base-0.15 percent
- Population change, 2023 to 202489
- Births, 2024173
- Deaths, 2024151
- Natural change, 202422
- Net domestic migration, 2024-39
- Net international migration, 2024106
- Total net migration, 202467
- Cumulative net domestic migration, 2021 to 2024-453
- Rank by growth among US county-equivalents1896th of 3,144
The county has lost 0.15 percent of its population since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Saline County
Where are people moving to Saline County from?
- Tax returns filed by households arriving316
- People arriving, from those returns558
- Tax returns filed by households leaving385
- Net household movement-69
- Adjusted gross income arriving$15.4 m
- Net adjusted gross income movement$-2.0 m
- Average income of an arriving household$48,851
- Average income of a leaving household$45,366
- Largest single originLancaster County (120 households)
- Largest single destinationLancaster County (158 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lancaster County | 120 | 232 | $6.2 m |
Households arriving report $3,485 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Lancaster County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Saline County
What is the Saline County economy?
- County GDP, 2024$1.29 bn
- County GDP, 2023$1.27 bn
- GDP change, 2023 to 20241.7 percent
- GDP change over five years20.1 percent
- Rank by GDP among the Nebraska areas BEA publishes17th of 93
- Rank by GDP among the US county areas BEA publishes1635th of 3,127
- GDP per resident$88,293
Output grew 1.7 percent in the latest year and 20.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Saline County
Employment by industry in Saline County
- Covered employment, annual average6,653
- Establishments reporting386
- Average annual pay$54,910
- Average weekly wage$1,056
- Manufacturing, employment2,545
- Manufacturing, average annual pay$68,912
- Retail trade, employment543
- Retail trade, average annual pay$35,971
- Accommodation and food services, employment285
- Accommodation and food services, average annual pay$17,325
- Transportation and warehousing, employment182
- Transportation and warehousing, average annual pay$53,144
- Administrative and support and waste management services, employment175
- Wholesale trade, employment158
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 2,545 | 17 | $68,912 |
| Retail trade | 543 | 50 | $35,971 |
| Accommodation and food services | 285 | 30 | $17,325 |
| Transportation and warehousing | 182 | 18 | $53,144 |
| Administrative and support and waste management services | 175 | 12 | $50,584 |
| Wholesale trade | 158 | 24 | $91,713 |
| Finance and insurance | 154 | 26 | $61,079 |
| Construction | 142 | 40 | $48,735 |
Manufacturing is the largest private sector at 2,545 jobs, 38.3 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Saline County
How many businesses are in Saline County?
- Establishments, all industries321
- Employment at those establishments5,375
- Annual payroll$283.1 m
- Establishments per 1,000 residents21.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Saline County
Building permits in Saline County
- Housing units authorized by permit, 202437
- Declared construction value permitted$11.7 m
- Single family units authorized37
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$315,549
- Units authorized per 1,000 households7.2
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Saline County
SBA loans in Saline County (7(a) and 504)
- 7(a) approvals recorded9
- 7(a) gross approval dollars$1.8 m
- Average 7(a) approval$204,944
- Median 7(a) approval$99,000
- Largest single approval$800,000
- Jobs reported supported, 7(a)71
- Jobs per approval7.9
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals6
- Median 7(a) term84 months
- Share of loans on real estate terms, 240 months or longer11.1 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter8
- Franchise loans0
- Franchise share of approvals0.0 percent
- Most active lenderFirst State Bank Nebraska (7)
- 504 approvals recorded3
- 504 gross approval dollars$1.1 m
- Average 504 approval$350,000
- Median 504 approval$276,000
- Distinct CDCs active1
- 504 jobs per approval12.3
- 504 jobs per million dollars approved35.2
- Most active CDCNebraska Economic Development Corporation (3)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$2.9 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Saline County
SBA loan default and charge-off rates in Saline County
Do SBA loans in Saline County get paid back?
- Loans with a final outcome recorded3
- Paid in full2
- Charged off1
- Status: Exempt from disclosure5
- Status: Paid in full2
- Status: Charged off1
- Status: Cancelled1
Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Saline County
SBA lending by place in Saline County
- Borrower cities with recorded lending3
- Crete, approvals4
- Wilber, approvals3
- De Witt, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Crete | 4 | $1,579,000 |
| Wilber | 3 | $171,700 |
| De Witt | 2 | $93,800 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Saline County
How large is Saline County?
- Land area574 sq mi
- Rank by land area among Nebraska counties50th of 93
- Width, east to west24 mi
- Height, north to south24.1 mi
- Geographies sharing a boundary5
- Residents per square mile of land26
- Establishments per square mile0.56
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Saline County
Flood risk in Saline County
- Participation of the county's own NFIP community Saline County, unincorporated areasParticipating, community 310472
- Communities in the county in the NFIP Community Status Book7
- Of those, participating in the NFIP6
- NFIP participation rate85.7 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 10
- Communities carrying a CRS class1
- Radon levels in Saline County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Saline County (community 310472), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Saline County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 10, which carries a flood insurance premium discount for policies written in that community. 85.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Saline County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Saline County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202414,650
- Households5,143
- Average household size2.85
- Median household income$79,910
- Median age37.3
Common questions
Saline County questions, answered from the record.
How many people live in Saline County, Nebraska?
The Census Bureau estimates 14,740 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 14,650, in 5,143 households, ranking 20th of 93 Nebraska counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Saline County's population growing?
The population has fallen 0.15 percent since the 2020 census base of 14,762, to 14,740 on July 1, 2024. In 2024 there were 173 births against 151 deaths, with net migration of 67. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Saline County?
$79,910. The median owner-occupied home is valued at $197,400, which is 2.5 times income, and median gross rent is $914 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Saline County?
321 establishments, employing 5,375 people with an annual payroll of $283.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Saline County?
Manufacturing is the largest private sector at 2,545 jobs, 38.3 percent of covered employment. Covered employment averages 6,653 jobs at an average annual pay of $54,910, or $1,056 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Saline County?
9 7(a) approvals totaling $1.8 m since FY2020, across 2 lenders, with a median approval of $99,000, plus 3 504 approvals worth $1.1 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Saline County?
37 housing units were authorized by permit in 2024, with a declared construction value of $11.7 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Saline County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Saline County come from?
The largest single origin is Lancaster County, with 120 households. Arriving households report an average income of $48,851 against $45,366 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Saline County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Saline County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Saline County
Cities and places in Saline.
8 Census places lie wholly or partly in Saline County. All 8 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Crete | city | 7,527 | 4 | Wholly in this county |
| Wilber | city | 1,936 | 3 | Wholly in this county |
| Friend | city | 1,155 | None recorded | Wholly in this county |
| Dorchester | village | 550 | None recorded | Wholly in this county |
| De Witt | village | 437 | 2 | Wholly in this county |
| Western | village | 215 | None recorded | Wholly in this county |
| Swanton | village | 93 | None recorded | Wholly in this county |
| Tobias | village | 61 | None recorded | Wholly in this county |
Nearby