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HomeNebraskaScotts Bluff CountyGering

Gering, Nebraska: commercial real estate data.

Gering is a Census city of 8,550 people across 5.57 square miles of land, in Scotts Bluff County. Median household income is $75,093, 72.3 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $7.8 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Gering

What Gering is

  • Census place typecity
  • Land area5.57 sq mi
  • Water area0 sq mi
  • Population per square mile of land1,534
  • County holding the largest share of its areaScotts Bluff County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Gering

How many people live in Gering

  • Population8,550
  • Median age35.8
  • Population under 182,178
  • Share under 1825.5 percent
  • Population 65 and over1,685
  • Share 65 and over19.7 percent
  • Households3,368
  • Family households2,391
  • Share of households that are families71.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Gering

Income and work in Gering

  • Median household income$75,093
  • Per capita income$38,166
  • Civilian labor force4,346
  • Employed4,322
  • Unemployed24 plus or minus 30
  • Unemployment rate0.6 percent plus or minus 0.7
  • Adults 25 and over5,807
  • Adults 25 and over with a high school diploma or higher90.4 percent
  • Adults 25 and over with a bachelor degree or higher32.6 percent
  • Adults 25 and over with a graduate degree12.0 percent plus or minus 3.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Gering

Housing in Gering

  • Housing units3,561
  • Occupied units3,368
  • Vacant units193 plus or minus 132
  • Vacancy rate5.4 percent plus or minus 3.7
  • Owner occupied2,434
  • Renter occupied934 plus or minus 227
  • Ownership rate72.3 percent
  • Median owner-occupied home value$186,500
  • Median gross rent, monthly$823
  • Annual rent as a share of median income13.2 percent
  • Single family units2,788
  • Share single family78.3 percent
  • Units in buildings of two or more710 plus or minus 233
  • Share in buildings of two or more19.9 percent plus or minus 6.4
  • Mobile homes63 plus or minus 59
  • Median year structure built1975

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Gering

How Gering gets to work

  • Workers 16 and over who commute4,064
  • Commuting under 15 minutes2,662
  • Share commuting under 15 minutes65.5 percent
  • Commuting 30 minutes or more448 plus or minus 189
  • Share commuting 30 minutes or more11.0 percent plus or minus 4.6
  • Drove alone88.8 percent
  • Carpooled5.4 percent plus or minus 4.4
  • Public transport0.2 percent plus or minus 0.4
  • Walked1.9 percent plus or minus 1.8
  • Worked from home3.0 percent plus or minus 1.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Gering

SBA loans in Gering (7(a))

  • Approvals7
  • Gross approval$7,823,000
  • Average approval$1,117,571
  • Median approval$150,000
  • Largest approval$4,845,000
  • Jobs supported66
  • Jobs per approval9.4
  • Loans with a final outcome2
  • Paid in full2
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders5
  • Distinct industries by NAICS6

Counted by borrower city: approvals to borrowers whose address is in Gering, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Gering

SBA loans in Gering (504)

  • Approvals6
  • Gross approval$3,182,000
  • Average approval$530,333
  • Median approval$319,500
  • Largest approval$1,522,000
  • Jobs supported61
  • Loans with a final outcome3
  • Charged off0
  • Median term240 months
  • Distinct CDCs2

Counted by borrower city: approvals to borrowers whose address is in Gering, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Gering

Flood risk in Gering

  • NFIP communityCity of Gering
  • NFIP community number310371
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date02/15/79

The City of Gering participates in the National Flood Insurance Program as community 310371 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Scotts Bluff County, not Gering

Scotts Bluff County context, not Gering figures

  • Establishments in Scotts Bluff County1,017
  • Covered employment, Scotts Bluff County15,975
  • Average annual pay, Scotts Bluff County$51,713
  • Housing units permitted, Scotts Bluff County44

Every figure in this section is published for Scotts Bluff County as a whole and is not a measurement of Gering.

All Scotts Bluff County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Gering questions, answered from the record.

How many people live in Gering, Nebraska?

8,550, in 3,368 households. Gering city covers 5.57 square miles of land, which is 1,534 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Gering in?

Scotts Bluff County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Gering?

$75,093. The median owner-occupied home is valued at $186,500. Median gross rent is $823 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Gering businesses?

7 7(a) approvals totaling $7.8 m since FY2020, across 5 lenders, median approval $150,000, plus 6 504 approvals worth $3.2 m since FY2010. These count approvals to borrowers whose address is in Gering, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Gering borrowers get paid back?

No rate is published for Gering. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Gering in the National Flood Insurance Program?

Yes. Gering appears in the FEMA Community Status Book as Gering, city of, community 310371, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Gering figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Scotts Bluff County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gering.

Is zoning published for Gering?

No. Nothing on this page presents parcel level zoning.