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Seward, Nebraska: commercial real estate data.

Seward is a Census city of 7,678 people across 4.40 square miles of land, in Seward County. Median household income is $72,564, 60.6 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $3.4 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Seward

What Seward is

  • Census place typecity
  • Land area4.4 sq mi
  • Water area0.04 sq mi
  • Population per square mile of land1,747
  • County holding the largest share of its areaSeward County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Seward

How many people live in Seward

  • Population7,678
  • Median age32.0
  • Population under 181,746
  • Share under 1822.7 percent
  • Population 65 and over1,320
  • Share 65 and over17.2 percent
  • Households2,787
  • Family households1,936
  • Share of households that are families69.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Seward

Income and work in Seward

  • Median household income$72,564
  • Per capita income$32,864
  • Civilian labor force3,969
  • Employed3,902
  • Unemployed67 plus or minus 51
  • Unemployment rate1.7 percent plus or minus 1.3
  • Adults 25 and over4,342
  • Adults 25 and over with a high school diploma or higher96.5 percent
  • Adults 25 and over with a bachelor degree or higher38.6 percent
  • Adults 25 and over with a graduate degree14.9 percent plus or minus 3.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Seward

Housing in Seward

  • Housing units2,997
  • Occupied units2,787
  • Vacant units210 plus or minus 121
  • Vacancy rate7.0 percent plus or minus 4.0
  • Owner occupied1,688
  • Renter occupied1,099
  • Ownership rate60.6 percent
  • Median owner-occupied home value$244,600
  • Median gross rent, monthly$1,018
  • Annual rent as a share of median income16.8 percent
  • Single family units2,215
  • Share single family73.9 percent
  • Units in buildings of two or more758 plus or minus 205
  • Share in buildings of two or more25.3 percent plus or minus 6.8
  • Mobile homes24 plus or minus 36
  • Median year structure built1977

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Seward

How Seward gets to work

  • Workers 16 and over who commute3,605
  • Commuting under 15 minutes1,739
  • Share commuting under 15 minutes48.2 percent
  • Commuting 30 minutes or more1,188 plus or minus 253
  • Share commuting 30 minutes or more33.0 percent plus or minus 6.7
  • Drove alone75.3 percent
  • Carpooled8.3 percent plus or minus 3.3
  • Public transport0.0 percent
  • Walked7.5 percent plus or minus 2.2
  • Worked from home6.2 percent plus or minus 2.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Seward

SBA loans in Seward (7(a))

  • Approvals10
  • Gross approval$3,446,500
  • Average approval$344,650
  • Median approval$231,250
  • Largest approval$905,000
  • Jobs supported76
  • Jobs per approval7.6
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more30.0 percent
  • Share to franchises10.0 percent
  • Distinct lenders8
  • Distinct industries by NAICS9

Counted by borrower city: approvals to borrowers whose address is in Seward, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Seward

SBA loans in Seward (504)

  • Approvals2
  • Gross approval$1,109,000
  • Average approval$554,500
  • Median approval$554,500
  • Largest approval$591,000
  • Jobs supported17
  • Loans with a final outcome2
  • Charged off0
  • Median term240 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Seward, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Seward

Flood risk in Seward

  • NFIP communityCity of Seward
  • NFIP community number310210
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date05/01/20

The City of Seward participates in the National Flood Insurance Program as community 310210 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Seward County, not Seward

Seward County context, not Seward figures

  • Establishments in Seward County485
  • Covered employment, Seward County5,990
  • Average annual pay, Seward County$51,719
  • Housing units permitted, Seward County101

Every figure in this section is published for Seward County as a whole and is not a measurement of Seward.

All Seward County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Seward questions, answered from the record.

How many people live in Seward, Nebraska?

7,678, in 2,787 households. Seward city covers 4.40 square miles of land, which is 1,747 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Seward in?

Seward County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Seward?

$72,564. The median owner-occupied home is valued at $244,600. Median gross rent is $1,018 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Seward businesses?

10 7(a) approvals totaling $3.4 m since FY2020, across 8 lenders, median approval $231,250, plus 2 504 approvals worth $1.1 m since FY2010. These count approvals to borrowers whose address is in Seward, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Seward borrowers get paid back?

No rate is published for Seward. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Seward in the National Flood Insurance Program?

Yes. Seward appears in the FEMA Community Status Book as Seward, city of, community 310210, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Seward figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Seward County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Seward.

Is zoning published for Seward?

No. Nothing on this page presents parcel level zoning.