Thomas County, Nebraska: commercial real estate data.
Thomas County, Nebraska had an estimated 634 residents on July 1, 2024, down 5.7 percent since the 2020 census base of 672, across 713 square miles. County output reached $50.1 m in 2024, 23 establishments operate here, and the SBA record carries 1 7(a) approvals worth $40,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Thomas County
How many people live in Thomas County
- Population, American Community Survey 2020-2024564
- Households304
- Average household size1.86
- Median household income$65,000
- Median age53.3
- Median gross rent$638 per month
- Median owner-occupied home value$109,200
- Home value to household income1.7 times
- Annual rent as a share of median income11.8 percent
- Adults 25 and over with a bachelor degree or higher28.7 percent
- Adults 25 and over with a graduate degree6.0 percent
- Adults 25 and over481
- Population under 1863
- Share under 1811.2 percent
- Population 65 and over220
- Share 65 and over39.0 percent
- Working age population, 18 to 64281
- Civilian labor force333
- Unemployment rate2.1 percent
- Labor force participation, adults 18 and over66.5 percent
- Rank by population among Nebraska counties90th of 93
- Rank by population among US county-equivalents, Puerto Rico included3213th of 3,222
Thomas County is the 90th largest of 93 Nebraska counties by population. A median home costs 1.7 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 39.0 percent against 11.2 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Thomas County
Is Thomas County's population growing?
- Population, July 1, 2024634
- Census 2020 base population672
- Population change since the 2020 census base-5.65 percent
- Population change, 2023 to 2024-41
- Births, 20245
- Deaths, 202417
- Natural change, 2024-12
- Net domestic migration, 2024-29
- Net international migration, 20240
- Total net migration, 2024-29
- Cumulative net domestic migration, 2021 to 2024-19
- Rank by growth among US county-equivalents3027th of 3,144
The county has lost 5.65 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Thomas County
Where are people moving to Thomas County from?
- Tax returns filed by households arriving21
- People arriving, from those returns42
- Adjusted gross income arriving$607,000
- Average income of an arriving household$28,905
| Origin | Households | People | Adjusted gross income |
|---|
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Thomas County
What is the Thomas County economy?
- County GDP, 2024$50.1 m
- County GDP, 2023$43.7 m
- GDP change, 2023 to 202414.9 percent
- GDP change over five years44.9 percent
- Rank by GDP among the Nebraska areas BEA publishes87th of 93
- Rank by GDP among the US county areas BEA publishes3096th of 3,127
- GDP per resident$88,904
Output grew 14.9 percent in the latest year and 44.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Thomas County
Employment by industry in Thomas County
- Covered employment, annual average236
- Establishments reporting42
- Average annual pay$41,235
- Average weekly wage$793
- Retail trade, employment37
- Retail trade, average annual pay$38,567
- Accommodation and food services, employment30
- Accommodation and food services, average annual pay$20,516
- Agriculture, forestry, fishing and hunting, employment23
- Agriculture, forestry, fishing and hunting, average annual pay$46,129
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 37 | 4 | $38,567 |
| Accommodation and food services | 30 | 3 | $20,516 |
| Agriculture, forestry, fishing and hunting | 23 | 8 | $46,129 |
Retail trade is the largest private sector at 37 jobs, 15.7 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Thomas County
How many businesses are in Thomas County?
- Establishments, all industries23
- Employment at those establishments151
- Annual payroll$8.6 m
- Establishments per 1,000 residents40.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Thomas County
Building permits in Thomas County
- Housing units authorized by permit, 20241
- Declared construction value permitted$320,650
- Single family units authorized1
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$320,650
- Units authorized per 1,000 households3.3
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Thomas County
SBA loans in Thomas County (7(a) and 504)
- 7(a) approvals recorded1
- 7(a) gross approval dollars$40,000
- Average 7(a) approval$40,000
- Median 7(a) approval$40,000
- Largest single approval$40,000
- Jobs reported supported, 7(a)2
- Jobs per approval2.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term13 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Thomas County
SBA loan default and charge-off rates in Thomas County
Do SBA loans in Thomas County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Thomas County
How large is Thomas County?
- Land area713 sq mi
- Rank by land area among Nebraska counties37th of 93
- Width, east to west29.9 mi
- Height, north to south24.1 mi
- Geographies sharing a boundary5
- Residents per square mile of land1
- Establishments per square mile0.03
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Thomas County
Flood risk in Thomas County
- Communities in the county in the NFIP Community Status Book1
- Of those, participating in the NFIP0
- NFIP participation rate0.0 percent
- Communities carrying a CRS class0
- Radon levels in Thomas County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The EPA places Thomas County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 0.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Thomas County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Thomas County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024564
- Households304
- Average household size1.86
- Median household income$65,000
- Median age53.3
Common questions
Thomas County questions, answered from the record.
How many people live in Thomas County, Nebraska?
The Census Bureau estimates 634 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 564, in 304 households, ranking 90th of 93 Nebraska counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Thomas County's population growing?
The population has fallen 5.65 percent since the 2020 census base of 672, to 634 on July 1, 2024. In 2024 there were 5 births against 17 deaths, with net migration of -29. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Thomas County?
$65,000. The median owner-occupied home is valued at $109,200, which is 1.7 times income, and median gross rent is $638 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Thomas County?
23 establishments, employing 151 people with an annual payroll of $8.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Thomas County?
Retail trade is the largest private sector at 37 jobs, 15.7 percent of covered employment. Covered employment averages 236 jobs at an average annual pay of $41,235, or $793 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Thomas County?
1 7(a) approvals totaling $40,000 since FY2020, across 1 lenders, with a median approval of $40,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Thomas County?
1 housing units were authorized by permit in 2024, with a declared construction value of $320,650. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Thomas County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Are traffic counts available for Thomas County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Thomas County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Thomas County
Cities and places in Thomas.
3 Census places lie wholly or partly in Thomas County. All 3 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Thedford | village | 225 | 1 | Wholly in this county |
| Seneca | CDP | 45 | None recorded | Wholly in this county |
| Halsey | village | 13 | None recorded | 86.6 percent here, 13.4 percent Blaine County |
Nearby