HomeNew HampshireMerrimack CountyConcord city
Concord city, New Hampshire: commercial real estate data.
Concord city is a Census city of 44,375 people across 63.96 square miles of land, in Merrimack County. Median household income is $84,902, 56.8 percent of occupied homes are owned, and the SBA record carries 116 7(a) approvals to borrowers here worth $28.1 m.
78 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Concord
What Concord is
- Census place typecity
- Land area63.96 sq mi
- Water area3.23 sq mi
- Population per square mile of land694
- County holding the largest share of its areaMerrimack County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concord
How many people live in Concord
- Population44,375
- Median age40.7
- Population under 187,645
- Share under 1817.2 percent
- Population 65 and over8,296
- Share 65 and over18.7 percent
- Households18,346
- Family households10,914
- Share of households that are families59.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concord
Income and work in Concord
- Median household income$84,902
- Per capita income$47,090
- Civilian labor force23,723
- Employed22,756
- Unemployed967 plus or minus 223
- Unemployment rate4.1 percent plus or minus 0.9
- Adults 25 and over33,229
- Adults 25 and over with a high school diploma or higher93.7 percent
- Adults 25 and over with a bachelor degree or higher42.3 percent
- Adults 25 and over with a graduate degree18.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concord
Housing in Concord
- Housing units19,259
- Occupied units18,346
- Vacant units913 plus or minus 240
- Vacancy rate4.7 percent plus or minus 1.2
- Owner occupied10,429
- Renter occupied7,917
- Ownership rate56.8 percent
- Median owner-occupied home value$350,900
- Median gross rent, monthly$1,441
- Annual rent as a share of median income20.4 percent
- Single family units9,040
- Share single family46.9 percent
- Units in buildings of two or more9,182
- Share in buildings of two or more47.7 percent
- Mobile homes1,006 plus or minus 245
- Median year structure built1969
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concord
How Concord gets to work
- Workers 16 and over who commute19,285
- Commuting under 15 minutes6,541
- Share commuting under 15 minutes33.9 percent
- Commuting 30 minutes or more5,796
- Share commuting 30 minutes or more30.1 percent
- Drove alone71.1 percent
- Carpooled8.1 percent plus or minus 1.6
- Public transport0.4 percent plus or minus 0.3
- Walked4.8 percent plus or minus 1.2
- Worked from home14.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concord
SBA loans in Concord (7(a))
- Approvals116
- Gross approval$28,079,400
- Average approval$242,064
- Median approval$56,000
- Ninetieth percentile approval$522,000
- Largest approval$4,660,000
- Jobs supported691
- Jobs per approval6.0
- Loans with a final outcome29
- Paid in full28
- Charged off1
- Charge-off rate over resolved loans3.4 percent
- Median term120 months
- Share on real estate terms of 20 years or more2.6 percent
- Share to franchises7.8 percent
- Distinct lenders24
- Distinct industries by NAICS68
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Concord
SBA loans in Concord (504)
- Approvals50
- Gross approval$16,972,000
- Average approval$339,440
- Median approval$248,000
- Largest approval$1,594,000
- Jobs supported442
- Loans with a final outcome15
- Charged off1
- Charge-off rate over resolved loans6.7 percent
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Merrimack County, not Concord
Merrimack County context, not Concord figures
These are Merrimack County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Concord measurements.
- Establishments in Merrimack County4,213
- Employment at those establishments, Merrimack County62,841
- Covered employment, Merrimack County77,147
- Average annual pay, Merrimack County$68,857
- Average weekly wage, Merrimack County$1,324
- Housing units permitted, Merrimack County355
- Of those, single family, Merrimack County288
- County product, 2024, Merrimack County$13,792,335,000
- County product change over the prior year, Merrimack County6.5 percent
- Average income of an arriving household, Merrimack County$86,915
Every figure in this section is published for Merrimack County as a whole and is not a measurement of Concord. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Concord questions, answered from the record.
How many people live in Concord, New Hampshire?
44,375, in 18,346 households. Concord city covers 63.96 square miles of land, which is 694 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Concord in?
Merrimack County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Concord?
$84,902. The median owner-occupied home is valued at $350,900. Median gross rent is $1,441 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Concord businesses?
116 7(a) approvals totalling $28.1 m, across 24 lenders, median approval $56,000, plus 50 504 approvals worth $17.0 m. These count approvals to borrowers whose address is in Concord, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Concord borrowers get paid back?
Of the 29 loans that have reached a final outcome, 28 were paid in full and 1 charged off, a charge off rate of 3.4 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Concord figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Merrimack County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Concord.
Is zoning published for Concord?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.