HomeNew HampshireMerrimack CountyConcord
Concord, New Hampshire: commercial real estate data.
Concord is a Census city of 44,375 people across 63.96 square miles of land, in Merrimack County. Median household income is $84,902, 56.8 percent of occupied homes are owned, and the SBA record carries 116 7(a) approvals to borrowers here worth $28.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Concord
What Concord is
- Census place typecity
- Land area63.96 sq mi
- Water area3.23 sq mi
- Population per square mile of land694
- County holding the largest share of its areaMerrimack County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concord
How many people live in Concord
- Population44,375
- Median age40.7
- Population under 187,645
- Share under 1817.2 percent
- Population 65 and over8,296
- Share 65 and over18.7 percent
- Households18,346
- Family households10,914
- Share of households that are families59.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concord
Income and work in Concord
- Median household income$84,902
- Per capita income$47,090
- Civilian labor force23,723
- Employed22,756
- Unemployed967 plus or minus 223
- Unemployment rate4.1 percent plus or minus 0.9
- Adults 25 and over33,229
- Adults 25 and over with a high school diploma or higher93.7 percent
- Adults 25 and over with a bachelor degree or higher42.3 percent
- Adults 25 and over with a graduate degree18.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concord
Housing in Concord
- Housing units19,259
- Occupied units18,346
- Vacant units913 plus or minus 240
- Vacancy rate4.7 percent plus or minus 1.2
- Owner occupied10,429
- Renter occupied7,917
- Ownership rate56.8 percent
- Median owner-occupied home value$350,900
- Median gross rent, monthly$1,441
- Annual rent as a share of median income20.4 percent
- Single family units9,040
- Share single family46.9 percent
- Units in buildings of two or more9,182
- Share in buildings of two or more47.7 percent
- Mobile homes1,006 plus or minus 245
- Median year structure built1969
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concord
How Concord gets to work
- Workers 16 and over who commute19,285
- Commuting under 15 minutes6,541
- Share commuting under 15 minutes33.9 percent
- Commuting 30 minutes or more5,796
- Share commuting 30 minutes or more30.1 percent
- Drove alone71.1 percent
- Carpooled8.1 percent plus or minus 1.6
- Public transport0.4 percent plus or minus 0.3
- Walked4.8 percent plus or minus 1.2
- Worked from home14.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concord
SBA loans in Concord (7(a))
- Approvals116
- Gross approval$28,079,400
- Average approval$242,064
- Median approval$55,500
- Ninetieth percentile approval$511,000
- Largest approval$4,660,000
- Jobs supported691
- Jobs per approval6.0
- Loans with a final outcome29
- Paid in full28
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more2.6 percent
- Share to franchises7.8 percent
- Distinct lenders24
- Distinct industries by NAICS68
Counted by borrower city: approvals to borrowers whose address is in Concord, in any county, FY2020 to FY2026. Only 29 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Concord
SBA loans in Concord (504)
- Approvals50
- Gross approval$16,972,000
- Average approval$339,440
- Median approval$242,500
- Largest approval$1,594,000
- Jobs supported442
- Loans with a final outcome15
- Charged off1
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Concord, in any county, FY2010 to FY2026. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Concord
Flood risk in Concord
- NFIP communityCity of Concord
- NFIP community number330110
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/23/26
The City of Concord participates in the National Flood Insurance Program as community 330110 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Merrimack County, not Concord
Merrimack County context, not Concord figures
- Establishments in Merrimack County4,213
- Covered employment, Merrimack County77,147
- Average annual pay, Merrimack County$68,857
- Housing units permitted, Merrimack County355
Every figure in this section is published for Merrimack County as a whole and is not a measurement of Concord.
All Merrimack County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Concord questions, answered from the record.
How many people live in Concord, New Hampshire?
44,375, in 18,346 households. Concord city covers 63.96 square miles of land, which is 694 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Concord in?
Merrimack County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Concord?
$84,902. The median owner-occupied home is valued at $350,900. Median gross rent is $1,441 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Concord businesses?
116 7(a) approvals totaling $28.1 m since FY2020, across 24 lenders, median approval $55,500, plus 50 504 approvals worth $17.0 m since FY2010. These count approvals to borrowers whose address is in Concord, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Concord borrowers get paid back?
No rate is published for Concord. Only 29 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Concord in the National Flood Insurance Program?
Yes. Concord appears in the FEMA Community Status Book as Concord, city of, community 330110, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Concord figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Merrimack County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Concord.
Is zoning published for Concord?
No. Nothing on this page presents parcel level zoning.