HomeNew JerseyEssex CountyCaldwell
Caldwell, New Jersey: commercial real estate data.
Caldwell is a Census borough of 9,003 people across 1.18 square miles of land, in Essex County. Median household income is $96,824, 41.9 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $4.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Caldwell
What Caldwell is
- Census place typeborough
- Land area1.18 sq mi
- Water area0 sq mi
- Population per square mile of land7,642
- County holding the largest share of its areaEssex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Caldwell
How many people live in Caldwell
- Population9,003
- Median age37.2
- Population under 181,803 plus or minus 373
- Share under 1820.0 percent plus or minus 4.1
- Population 65 and over1,683
- Share 65 and over18.7 percent
- Households3,799
- Family households2,114
- Share of households that are families55.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Caldwell
Income and work in Caldwell
- Median household income$96,824 plus or minus $19,947
- Per capita income$59,805
- Civilian labor force5,106
- Employed4,883
- Unemployed223 plus or minus 106
- Unemployment rate4.4 percent plus or minus 2.1
- Adults 25 and over6,439
- Adults 25 and over with a high school diploma or higher92.5 percent
- Adults 25 and over with a bachelor degree or higher56.9 percent
- Adults 25 and over with a graduate degree25.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Caldwell
Housing in Caldwell
- Housing units3,926
- Occupied units3,799
- Vacant units127 plus or minus 100
- Vacancy rate3.2 percent plus or minus 2.5
- Owner occupied1,591
- Renter occupied2,208
- Ownership rate41.9 percent
- Median owner-occupied home value$575,400
- Median gross rent, monthly$1,976
- Annual rent as a share of median income24.5 percent plus or minus 5.6
- Single family units1,439
- Share single family36.7 percent
- Units in buildings of two or more2,487
- Share in buildings of two or more63.3 percent
- Mobile homes0
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Caldwell
How Caldwell gets to work
- Workers 16 and over who commute3,837
- Commuting under 15 minutes960 plus or minus 258
- Share commuting under 15 minutes25.0 percent plus or minus 6.3
- Commuting 30 minutes or more1,515
- Share commuting 30 minutes or more39.5 percent
- Drove alone59.9 percent
- Carpooled6.4 percent plus or minus 3.8
- Public transport6.7 percent plus or minus 3.8
- Walked2.7 percent plus or minus 1.9
- Worked from home19.8 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Caldwell
SBA loans in Caldwell (7(a))
- Approvals11
- Gross approval$4,908,700
- Average approval$446,245
- Median approval$65,000
- Largest approval$2,538,000
- Jobs supported67
- Jobs per approval6.1
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more9.1 percent
- Share to franchises9.1 percent
- Distinct lenders8
- Distinct industries by NAICS10
Counted by borrower city: approvals to borrowers whose address is in Caldwell, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Caldwell
Flood risk in Caldwell
- NFIP communityBorough of Caldwell
- NFIP community number340584
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/03/20
The Borough of Caldwell participates in the National Flood Insurance Program as community 340584 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Essex County, not Caldwell
Essex County context, not Caldwell figures
- Establishments in Essex County19,392
- Covered employment, Essex County349,076
- Average annual pay, Essex County$88,369
- Housing units permitted, Essex County3,827
Every figure in this section is published for Essex County as a whole and is not a measurement of Caldwell.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Caldwell questions, answered from the record.
How many people live in Caldwell, New Jersey?
9,003, in 3,799 households. Caldwell borough covers 1.18 square miles of land, which is 7,642 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Caldwell in?
Essex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Caldwell?
$96,824. The median owner-occupied home is valued at $575,400. Median gross rent is $1,976 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Caldwell businesses?
11 7(a) approvals totaling $4.9 m since FY2020, across 8 lenders, median approval $65,000. These count approvals to borrowers whose address is in Caldwell, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Caldwell borrowers get paid back?
No rate is published for Caldwell. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Caldwell in the National Flood Insurance Program?
Yes. Caldwell appears in the FEMA Community Status Book as Caldwell, borough of, community 340584, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Caldwell figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Essex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Caldwell.
Is zoning published for Caldwell?
No. Nothing on this page presents parcel level zoning.