HomeNew JerseyEssex CountyCaldwell borough
Caldwell borough, New Jersey: commercial real estate data.
Caldwell borough is a Census borough of 9,003 people across 1.18 square miles of land, in Essex County. Median household income is $96,824, 41.9 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $4.9 m.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Caldwell
What Caldwell is
- Census place typeborough
- Land area1.18 sq mi
- Water area0 sq mi
- Population per square mile of land7,642
- County holding the largest share of its areaEssex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Caldwell
How many people live in Caldwell
- Population9,003
- Median age37.2
- Population under 181,803 plus or minus 373
- Share under 1820.0 percent plus or minus 4.1
- Population 65 and over1,683
- Share 65 and over18.7 percent
- Households3,799
- Family households2,114
- Share of households that are families55.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Caldwell
Income and work in Caldwell
- Median household income$96,824 plus or minus $19,947
- Per capita income$59,805
- Civilian labor force5,106
- Employed4,883
- Unemployed223 plus or minus 106
- Unemployment rate4.4 percent plus or minus 2.1
- Adults 25 and over6,439
- Adults 25 and over with a high school diploma or higher92.5 percent
- Adults 25 and over with a bachelor degree or higher56.9 percent
- Adults 25 and over with a graduate degree25.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Caldwell
Housing in Caldwell
- Housing units3,926
- Occupied units3,799
- Vacant units127 plus or minus 100
- Vacancy rate3.2 percent plus or minus 2.5
- Owner occupied1,591
- Renter occupied2,208
- Ownership rate41.9 percent
- Median owner-occupied home value$575,400
- Median gross rent, monthly$1,976
- Annual rent as a share of median income24.5 percent plus or minus 5.6
- Single family units1,439
- Share single family36.7 percent
- Units in buildings of two or more2,487
- Share in buildings of two or more63.3 percent
- Mobile homes0
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Caldwell
How Caldwell gets to work
- Workers 16 and over who commute3,837
- Commuting under 15 minutes960 plus or minus 258
- Share commuting under 15 minutes25.0 percent plus or minus 6.3
- Commuting 30 minutes or more1,515
- Share commuting 30 minutes or more39.5 percent
- Drove alone59.9 percent
- Carpooled6.4 percent plus or minus 3.8
- Public transport6.7 percent plus or minus 3.8
- Walked2.7 percent plus or minus 1.9
- Worked from home19.8 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Caldwell
SBA loans in Caldwell (7(a))
- Approvals11
- Gross approval$4,908,700
- Average approval$446,245
- Median approval$65,000
- Ninetieth percentile approval$1,364,000
- Largest approval$2,538,000
- Jobs supported67
- Jobs per approval6.1
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more9.1 percent
- Share to franchises9.1 percent
- Distinct lenders8
- Distinct industries by NAICS10
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Essex County, not Caldwell
Essex County context, not Caldwell figures
These are Essex County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Caldwell measurements.
- Establishments in Essex County19,392
- Employment at those establishments, Essex County295,575
- Covered employment, Essex County349,076
- Average annual pay, Essex County$88,369
- Average weekly wage, Essex County$1,699
- Housing units permitted, Essex County3,827
- Of those, single family, Essex County298
- County product, 2024, Essex County$76,179,529,000
- County product change over the prior year, Essex County6.3 percent
- Average income of an arriving household, Essex County$106,064
Every figure in this section is published for Essex County as a whole and is not a measurement of Caldwell. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Caldwell questions, answered from the record.
How many people live in Caldwell, New Jersey?
9,003, in 3,799 households. Caldwell borough covers 1.18 square miles of land, which is 7,642 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Caldwell in?
Essex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Caldwell?
$96,824. The median owner-occupied home is valued at $575,400. Median gross rent is $1,976 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Caldwell businesses?
11 7(a) approvals totalling $4.9 m, across 8 lenders, median approval $65,000. These count approvals to borrowers whose address is in Caldwell, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Caldwell borrowers get paid back?
No rate is published for Caldwell. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Caldwell figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Essex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Caldwell.
Is zoning published for Caldwell?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.