HomeNew JerseyEssex CountyNorth Caldwell borough
North Caldwell borough, New Jersey: commercial real estate data.
North Caldwell borough is a Census borough of 6,656 people across 3.07 square miles of land, in Essex County. Median household income is $208,245, 97.9 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $2.5 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
North Caldwell
What North Caldwell is
- Census place typeborough
- Land area3.07 sq mi
- Water area0.01 sq mi
- Population per square mile of land2,170
- County holding the largest share of its areaEssex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Caldwell
How many people live in North Caldwell
- Population6,656
- Median age43.6
- Population under 181,606 plus or minus 369
- Share under 1824.1 percent plus or minus 5.5
- Population 65 and over1,308 plus or minus 404
- Share 65 and over19.7 percent plus or minus 6.1
- Households2,194
- Family households2,004
- Share of households that are families91.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Caldwell
Income and work in North Caldwell
- Median household income$208,245 plus or minus $53,210
- Per capita income$94,255
- Civilian labor force3,653
- Employed3,433
- Unemployed220 plus or minus 168
- Unemployment rate6.0 percent plus or minus 4.6
- Adults 25 and over4,617
- Adults 25 and over with a high school diploma or higher96.5 percent
- Adults 25 and over with a bachelor degree or higher80.6 percent
- Adults 25 and over with a graduate degree49.5 percent plus or minus 10.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Caldwell
Housing in North Caldwell
- Housing units2,293
- Occupied units2,194
- Vacant units99 plus or minus 83
- Vacancy rate4.3 percent plus or minus 3.6
- Owner occupied2,148
- Renter occupied46 plus or minus 43
- Ownership rate97.9 percent
- Median owner-occupied home value$904,500
- Median gross rent, monthly$3,329
- Annual rent as a share of median income19.2 percent plus or minus 5.2
- Single family units2,102
- Share single family91.7 percent
- Units in buildings of two or more191 plus or minus 105
- Share in buildings of two or more8.3 percent plus or minus 4.5
- Mobile homes0
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Caldwell
How North Caldwell gets to work
- Workers 16 and over who commute2,341
- Commuting under 15 minutes653 plus or minus 250
- Share commuting under 15 minutes27.9 percent plus or minus 9.7
- Commuting 30 minutes or more1,310 plus or minus 375
- Share commuting 30 minutes or more56.0 percent plus or minus 13.3
- Drove alone57.4 percent
- Carpooled5.0 percent plus or minus 3.1
- Public transport7.0 percent plus or minus 4.1
- Walked0.0 percent
- Worked from home30.6 percent plus or minus 9.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Caldwell
SBA loans in North Caldwell (7(a))
- Approvals1
- Gross approval$2,500,000
- Average approval$2,500,000
- Median approval$2,500,000
- Ninetieth percentile approval$2,500,000
- Largest approval$2,500,000
- Jobs supported12
- Jobs per approval12.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
North Caldwell
SBA loans in North Caldwell (504)
- Approvals1
- Gross approval$479,000
- Average approval$479,000
- Median approval$479,000
- Largest approval$479,000
- Jobs supported19
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Essex County, not North Caldwell
Essex County context, not North Caldwell figures
These are Essex County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as North Caldwell measurements.
- Establishments in Essex County19,392
- Employment at those establishments, Essex County295,575
- Covered employment, Essex County349,076
- Average annual pay, Essex County$88,369
- Average weekly wage, Essex County$1,699
- Housing units permitted, Essex County3,827
- Of those, single family, Essex County298
- County product, 2024, Essex County$76,179,529,000
- County product change over the prior year, Essex County6.3 percent
- Average income of an arriving household, Essex County$106,064
Every figure in this section is published for Essex County as a whole and is not a measurement of North Caldwell. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
North Caldwell questions, answered from the record.
How many people live in North Caldwell, New Jersey?
6,656, in 2,194 households. North Caldwell borough covers 3.07 square miles of land, which is 2,170 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is North Caldwell in?
Essex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in North Caldwell?
$208,245. The median owner-occupied home is valued at $904,500. Median gross rent is $3,329 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to North Caldwell businesses?
1 7(a) approvals totalling $2.5 m, across 1 lenders, median approval $2,500,000, plus 1 504 approvals worth $479,000. These count approvals to borrowers whose address is in North Caldwell, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to North Caldwell borrowers get paid back?
No rate is published for North Caldwell. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page North Caldwell figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Essex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of North Caldwell.
Is zoning published for North Caldwell?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.