HomeNew JerseyEssex CountyNorth Caldwell
North Caldwell, New Jersey: commercial real estate data.
North Caldwell is a Census borough of 6,656 people across 3.07 square miles of land, in Essex County. Median household income is $208,245, 97.9 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $2.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
North Caldwell
What North Caldwell is
- Census place typeborough
- Land area3.07 sq mi
- Water area0.01 sq mi
- Population per square mile of land2,170
- County holding the largest share of its areaEssex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Caldwell
How many people live in North Caldwell
- Population6,656
- Median age43.6
- Population under 181,606 plus or minus 369
- Share under 1824.1 percent plus or minus 5.5
- Population 65 and over1,308 plus or minus 404
- Share 65 and over19.7 percent plus or minus 6.1
- Households2,194
- Family households2,004
- Share of households that are families91.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Caldwell
Income and work in North Caldwell
- Median household income$208,245 plus or minus $53,210
- Per capita income$94,255
- Civilian labor force3,653
- Employed3,433
- Unemployed220 plus or minus 168
- Unemployment rate6.0 percent plus or minus 4.6
- Adults 25 and over4,617
- Adults 25 and over with a high school diploma or higher96.5 percent
- Adults 25 and over with a bachelor degree or higher80.6 percent
- Adults 25 and over with a graduate degree49.5 percent plus or minus 10.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Caldwell
Housing in North Caldwell
- Housing units2,293
- Occupied units2,194
- Vacant units99 plus or minus 83
- Vacancy rate4.3 percent plus or minus 3.6
- Owner occupied2,148
- Renter occupied46 plus or minus 43
- Ownership rate97.9 percent
- Median owner-occupied home value$904,500
- Median gross rent, monthly$3,329
- Annual rent as a share of median income19.2 percent plus or minus 5.2
- Single family units2,102
- Share single family91.7 percent
- Units in buildings of two or more191 plus or minus 105
- Share in buildings of two or more8.3 percent plus or minus 4.5
- Mobile homes0
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Caldwell
How North Caldwell gets to work
- Workers 16 and over who commute2,341
- Commuting under 15 minutes653 plus or minus 250
- Share commuting under 15 minutes27.9 percent plus or minus 9.7
- Commuting 30 minutes or more1,310 plus or minus 375
- Share commuting 30 minutes or more56.0 percent plus or minus 13.3
- Drove alone57.4 percent
- Carpooled5.0 percent plus or minus 3.1
- Public transport7.0 percent plus or minus 4.1
- Walked0.0 percent
- Worked from home30.6 percent plus or minus 9.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Caldwell
SBA loans in North Caldwell (7(a))
- Approvals1
- Gross approval$2,500,000
- Average approval$2,500,000
- Median approval$2,500,000
- Largest approval$2,500,000
- Jobs supported12
- Jobs per approval12.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in North Caldwell, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
North Caldwell
SBA loans in North Caldwell (504)
- Approvals1
- Gross approval$479,000
- Average approval$479,000
- Median approval$479,000
- Largest approval$479,000
- Jobs supported19
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in North Caldwell, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
North Caldwell
Flood risk in North Caldwell
- NFIP communityBorough of North Caldwell
- NFIP community number340190
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/03/20
The Borough of North Caldwell participates in the National Flood Insurance Program as community 340190 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Essex County, not North Caldwell
Essex County context, not North Caldwell figures
- Establishments in Essex County19,392
- Covered employment, Essex County349,076
- Average annual pay, Essex County$88,369
- Housing units permitted, Essex County3,827
Every figure in this section is published for Essex County as a whole and is not a measurement of North Caldwell.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
North Caldwell questions, answered from the record.
How many people live in North Caldwell, New Jersey?
6,656, in 2,194 households. North Caldwell borough covers 3.07 square miles of land, which is 2,170 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is North Caldwell in?
Essex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in North Caldwell?
$208,245. The median owner-occupied home is valued at $904,500. Median gross rent is $3,329 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to North Caldwell businesses?
1 7(a) approvals totaling $2.5 m since FY2020, across 1 lenders, median approval $2,500,000, plus 1 504 approvals worth $479,000 since FY2010. These count approvals to borrowers whose address is in North Caldwell, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to North Caldwell borrowers get paid back?
No rate is published for North Caldwell. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is North Caldwell in the National Flood Insurance Program?
Yes. North Caldwell appears in the FEMA Community Status Book as North Caldwell, borough of, community 340190, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page North Caldwell figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Essex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of North Caldwell.
Is zoning published for North Caldwell?
No. Nothing on this page presents parcel level zoning.