HomeNew JerseyHudson CountyJersey City
Jersey City, New Jersey: commercial real estate data.
Jersey City is a Census city of 294,078 people across 14.75 square miles of land, in Hudson County. Median household income is $97,710, 27.9 percent of occupied homes are owned, and the SBA record carries 325 7(a) approvals to borrowers here worth $112.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Jersey City
What Jersey City is
- Census place typecity
- Land area14.75 sq mi
- Water area6.28 sq mi
- Population per square mile of land19,940
- County holding the largest share of its areaHudson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jersey City
How many people live in Jersey City
- Population294,078
- Median age34.7
- Population under 1857,917
- Share under 1819.7 percent
- Population 65 and over34,667
- Share 65 and over11.8 percent
- Households125,223
- Family households68,328
- Share of households that are families54.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jersey City
Income and work in Jersey City
- Median household income$97,710
- Per capita income$60,429
- Civilian labor force170,262
- Employed160,835
- Unemployed9,427
- Unemployment rate5.5 percent
- Adults 25 and over214,365
- Adults 25 and over with a high school diploma or higher90.8 percent
- Adults 25 and over with a bachelor degree or higher54.8 percent
- Adults 25 and over with a graduate degree24.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jersey City
Housing in Jersey City
- Housing units135,231
- Occupied units125,223
- Vacant units10,008
- Vacancy rate7.4 percent
- Owner occupied34,967
- Renter occupied90,256
- Ownership rate27.9 percent
- Median owner-occupied home value$566,900
- Median gross rent, monthly$2,007
- Annual rent as a share of median income24.6 percent
- Single family units19,491
- Share single family14.4 percent
- Units in buildings of two or more115,602
- Share in buildings of two or more85.5 percent
- Mobile homes83 plus or minus 78
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jersey City
How Jersey City gets to work
- Workers 16 and over who commute118,367
- Commuting under 15 minutes11,643
- Share commuting under 15 minutes9.8 percent
- Commuting 30 minutes or more76,035
- Share commuting 30 minutes or more64.2 percent
- Drove alone26.1 percent
- Carpooled4.2 percent
- Public transport36.1 percent
- Walked5.5 percent
- Worked from home24.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jersey City
SBA loans in Jersey City (7(a))
- Approvals325
- Gross approval$112,172,800
- Average approval$345,147
- Median approval$150,000
- Ninetieth percentile approval$800,000
- Largest approval$5,000,000
- Jobs supported2,520
- Jobs per approval7.8
- Loans with a final outcome41
- Paid in full32
- Charged off9
- Charge-off rate over resolved loans22.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more6.2 percent
- Share to franchises9.2 percent
- Distinct lenders59
- Distinct industries by NAICS152
Counted by borrower city: approvals to borrowers whose address is in Jersey City, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jersey City
SBA loans in Jersey City (504)
- Approvals26
- Gross approval$35,687,000
- Average approval$1,372,577
- Median approval$729,500
- Largest approval$5,000,000
- Jobs supported372
- Loans with a final outcome7
- Charged off1
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Jersey City, in any county, FY2010 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jersey City
Flood risk in Jersey City
- NFIP communityCity of Jersey City
- NFIP community number340223
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/16/06
The City of Jersey City participates in the National Flood Insurance Program as community 340223 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Hudson County, not Jersey City
Hudson County context, not Jersey City figures
- Establishments in Hudson County14,119
- Covered employment, Hudson County273,729
- Average annual pay, Hudson County$94,901
- Housing units permitted, Hudson County5,136
Every figure in this section is published for Hudson County as a whole and is not a measurement of Jersey City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Jersey City questions, answered from the record.
How many people live in Jersey City, New Jersey?
294,078, in 125,223 households. Jersey City city covers 14.75 square miles of land, which is 19,940 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Jersey City in?
Hudson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Jersey City?
$97,710. The median owner-occupied home is valued at $566,900. Median gross rent is $2,007 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Jersey City businesses?
325 7(a) approvals totaling $112.2 m since FY2020, across 59 lenders, median approval $150,000, plus 26 504 approvals worth $35.7 m since FY2010. These count approvals to borrowers whose address is in Jersey City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Jersey City borrowers get paid back?
Of the 41 loans that have reached a final outcome, 32 were paid in full and 9 charged off, a charge off rate of 22.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Jersey City in the National Flood Insurance Program?
Yes. Jersey City appears in the FEMA Community Status Book as Jersey City, city of, community 340223, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Jersey City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hudson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Jersey City.
Is zoning published for Jersey City?
No. Nothing on this page presents parcel level zoning.
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