HomeNew JerseyHudson CountyKearny
Kearny, New Jersey: commercial real estate data.
Kearny is a Census town of 40,614 people across 8.84 square miles of land, in Hudson County. Median household income is $79,154, 42.9 percent of occupied homes are owned, and the SBA record carries 57 7(a) approvals to borrowers here worth $23.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Kearny
What Kearny is
- Census place typetown
- Land area8.84 sq mi
- Water area1.43 sq mi
- Population per square mile of land4,592
- County holding the largest share of its areaHudson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kearny
How many people live in Kearny
- Population40,614
- Median age40.0
- Population under 188,021
- Share under 1819.7 percent
- Population 65 and over5,534
- Share 65 and over13.6 percent
- Households14,751
- Family households10,724
- Share of households that are families72.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kearny
Income and work in Kearny
- Median household income$79,154
- Per capita income$36,305
- Civilian labor force22,209
- Employed20,737
- Unemployed1,472
- Unemployment rate6.6 percent
- Adults 25 and over29,217
- Adults 25 and over with a high school diploma or higher84.8 percent
- Adults 25 and over with a bachelor degree or higher30.6 percent
- Adults 25 and over with a graduate degree9.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kearny
Housing in Kearny
- Housing units15,367
- Occupied units14,751
- Vacant units616 plus or minus 165
- Vacancy rate4.0 percent plus or minus 1.1
- Owner occupied6,333
- Renter occupied8,418
- Ownership rate42.9 percent
- Median owner-occupied home value$459,400
- Median gross rent, monthly$1,720
- Annual rent as a share of median income26.1 percent
- Single family units5,471
- Share single family35.6 percent
- Units in buildings of two or more9,885
- Share in buildings of two or more64.3 percent
- Mobile homes6 plus or minus 11
- Median year structure built1951
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kearny
How Kearny gets to work
- Workers 16 and over who commute19,233
- Commuting under 15 minutes3,155
- Share commuting under 15 minutes16.4 percent
- Commuting 30 minutes or more9,792
- Share commuting 30 minutes or more50.9 percent
- Drove alone62.8 percent
- Carpooled11.0 percent
- Public transport12.6 percent plus or minus 2.8
- Walked6.1 percent plus or minus 1.9
- Worked from home5.9 percent plus or minus 1.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kearny
SBA loans in Kearny (7(a))
- Approvals57
- Gross approval$22,971,600
- Average approval$403,011
- Median approval$120,000
- Ninetieth percentile approval$1,139,600
- Largest approval$2,310,000
- Jobs supported553
- Jobs per approval9.7
- Loans with a final outcome9
- Paid in full4
- Charged off5
- Median term120 months
- Share on real estate terms of 20 years or more19.3 percent
- Share to franchises5.3 percent
- Distinct lenders23
- Distinct industries by NAICS36
Counted by borrower city: approvals to borrowers whose address is in Kearny, in any county, FY2020 to FY2026. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kearny
SBA loans in Kearny (504)
- Approvals6
- Gross approval$9,766,000
- Average approval$1,627,667
- Median approval$1,286,500
- Largest approval$3,597,000
- Jobs supported73
- Loans with a final outcome2
- Charged off0
- Median term270 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Kearny, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kearny
Flood risk in Kearny
- NFIP communityTown of Kearny
- NFIP community number340224
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/16/06
The Town of Kearny participates in the National Flood Insurance Program as community 340224 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Hudson County, not Kearny
Hudson County context, not Kearny figures
- Establishments in Hudson County14,119
- Covered employment, Hudson County273,729
- Average annual pay, Hudson County$94,901
- Housing units permitted, Hudson County5,136
Every figure in this section is published for Hudson County as a whole and is not a measurement of Kearny.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Kearny questions, answered from the record.
How many people live in Kearny, New Jersey?
40,614, in 14,751 households. Kearny town covers 8.84 square miles of land, which is 4,592 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kearny in?
Hudson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Kearny?
$79,154. The median owner-occupied home is valued at $459,400. Median gross rent is $1,720 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kearny businesses?
57 7(a) approvals totaling $23.0 m since FY2020, across 23 lenders, median approval $120,000, plus 6 504 approvals worth $9.8 m since FY2010. These count approvals to borrowers whose address is in Kearny, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kearny borrowers get paid back?
No rate is published for Kearny. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Kearny in the National Flood Insurance Program?
Yes. Kearny appears in the FEMA Community Status Book as Kearny, town of, community 340224, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Kearny figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hudson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kearny.
Is zoning published for Kearny?
No. Nothing on this page presents parcel level zoning.
Nearby