HomeNew JerseyMiddlesex CountyMiddlesex
Middlesex, New Jersey: commercial real estate data.
Middlesex is a Census borough of 14,645 people across 3.49 square miles of land, in Middlesex County. Median household income is $105,000, 73.9 percent of occupied homes are owned, and the SBA record carries 22 7(a) approvals to borrowers here worth $9.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Middlesex
What Middlesex is
- Census place typeborough
- Land area3.49 sq mi
- Water area0.02 sq mi
- Population per square mile of land4,198
- County holding the largest share of its areaMiddlesex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middlesex
How many people live in Middlesex
- Population14,645
- Median age44.3
- Population under 183,059 plus or minus 615
- Share under 1820.9 percent plus or minus 4.2
- Population 65 and over2,876
- Share 65 and over19.6 percent
- Households5,718
- Family households4,167
- Share of households that are families72.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middlesex
Income and work in Middlesex
- Median household income$105,000
- Per capita income$51,617
- Civilian labor force7,974
- Employed7,689
- Unemployed285 plus or minus 199
- Unemployment rate3.6 percent plus or minus 2.5
- Adults 25 and over10,844
- Adults 25 and over with a high school diploma or higher90.7 percent
- Adults 25 and over with a bachelor degree or higher36.9 percent
- Adults 25 and over with a graduate degree11.8 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middlesex
Housing in Middlesex
- Housing units5,799
- Occupied units5,718
- Vacant units81 plus or minus 106
- Vacancy rate1.4 percent plus or minus 1.8
- Owner occupied4,227
- Renter occupied1,491
- Ownership rate73.9 percent
- Median owner-occupied home value$446,400
- Median gross rent, monthly$1,416
- Annual rent as a share of median income16.2 percent
- Single family units4,415
- Share single family76.1 percent
- Units in buildings of two or more1,384 plus or minus 356
- Share in buildings of two or more23.9 percent plus or minus 5.9
- Mobile homes0
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middlesex
How Middlesex gets to work
- Workers 16 and over who commute6,952
- Commuting under 15 minutes1,657 plus or minus 386
- Share commuting under 15 minutes23.8 percent plus or minus 5.2
- Commuting 30 minutes or more2,554
- Share commuting 30 minutes or more36.7 percent
- Drove alone77.8 percent
- Carpooled6.8 percent plus or minus 2.1
- Public transport1.8 percent plus or minus 1.3
- Walked0.3 percent plus or minus 0.4
- Worked from home9.4 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middlesex
SBA loans in Middlesex (7(a))
- Approvals22
- Gross approval$9,731,000
- Average approval$442,318
- Median approval$350,000
- Ninetieth percentile approval$902,300
- Largest approval$1,955,000
- Jobs supported146
- Jobs per approval6.6
- Loans with a final outcome2
- Paid in full1
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more22.7 percent
- Share to franchises0.0 percent
- Distinct lenders14
- Distinct industries by NAICS18
Counted by borrower city: approvals to borrowers whose address is in Middlesex, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Middlesex
SBA loans in Middlesex (504)
- Approvals6
- Gross approval$7,697,000
- Average approval$1,282,833
- Median approval$1,143,500
- Largest approval$3,060,000
- Jobs supported71
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Middlesex, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Middlesex
Flood risk in Middlesex
- NFIP communityBorough of Middlesex
- NFIP community number345305
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/06/10
The Borough of Middlesex participates in the National Flood Insurance Program as community 345305 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Middlesex County, not Middlesex
Middlesex County context, not Middlesex figures
- Establishments in Middlesex County22,314
- Covered employment, Middlesex County430,555
- Average annual pay, Middlesex County$82,400
- Housing units permitted, Middlesex County1,792
Every figure in this section is published for Middlesex County as a whole and is not a measurement of Middlesex.
All Middlesex County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Middlesex questions, answered from the record.
How many people live in Middlesex, New Jersey?
14,645, in 5,718 households. Middlesex borough covers 3.49 square miles of land, which is 4,198 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Middlesex in?
Middlesex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Middlesex?
$105,000. The median owner-occupied home is valued at $446,400. Median gross rent is $1,416 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Middlesex businesses?
22 7(a) approvals totaling $9.7 m since FY2020, across 14 lenders, median approval $350,000, plus 6 504 approvals worth $7.7 m since FY2010. These count approvals to borrowers whose address is in Middlesex, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Middlesex borrowers get paid back?
No rate is published for Middlesex. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Middlesex in the National Flood Insurance Program?
Yes. Middlesex appears in the FEMA Community Status Book as Middlesex, borough of, community 345305, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Middlesex figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Middlesex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Middlesex.
Is zoning published for Middlesex?
No. Nothing on this page presents parcel level zoning.