HomeNew JerseyMonmouth CountyAtlantic Highlands
Atlantic Highlands, New Jersey: commercial real estate data.
Atlantic Highlands is a Census borough of 4,410 people across 1.26 square miles of land, in Monmouth County. Median household income is $126,080, 70.7 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $1.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Atlantic Highlands
What Atlantic Highlands is
- Census place typeborough
- Land area1.26 sq mi
- Water area3.3 sq mi
- Population per square mile of land3,489
- County holding the largest share of its areaMonmouth County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atlantic Highlands
How many people live in Atlantic Highlands
- Population4,410
- Median age47.9
- Population under 18873 plus or minus 267
- Share under 1819.8 percent plus or minus 6.1
- Population 65 and over1,162
- Share 65 and over26.3 percent
- Households2,060
- Family households1,135
- Share of households that are families55.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atlantic Highlands
Income and work in Atlantic Highlands
- Median household income$126,080
- Per capita income$76,516
- Civilian labor force2,285
- Employed2,196
- Unemployed89 plus or minus 70
- Unemployment rate3.9 percent plus or minus 3.0
- Adults 25 and over3,356
- Adults 25 and over with a high school diploma or higher97.8 percent
- Adults 25 and over with a bachelor degree or higher53.9 percent
- Adults 25 and over with a graduate degree20.5 percent plus or minus 6.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atlantic Highlands
Housing in Atlantic Highlands
- Housing units2,165
- Occupied units2,060
- Vacant units105 plus or minus 92
- Vacancy rate4.8 percent plus or minus 4.2
- Owner occupied1,457
- Renter occupied603 plus or minus 169
- Ownership rate70.7 percent
- Median owner-occupied home value$628,100
- Median gross rent, monthly$1,979
- Annual rent as a share of median income18.8 percent plus or minus 4.1
- Single family units1,312
- Share single family60.6 percent
- Units in buildings of two or more853 plus or minus 233
- Share in buildings of two or more39.4 percent plus or minus 10.1
- Mobile homes0
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atlantic Highlands
How Atlantic Highlands gets to work
- Workers 16 and over who commute1,625
- Commuting under 15 minutes116 plus or minus 82
- Share commuting under 15 minutes7.1 percent plus or minus 4.9
- Commuting 30 minutes or more1,063 plus or minus 247
- Share commuting 30 minutes or more65.4 percent
- Drove alone51.1 percent plus or minus 10.4
- Carpooled2.0 percent plus or minus 1.3
- Public transport18.1 percent plus or minus 7.0
- Walked0.4 percent plus or minus 0.5
- Worked from home26.0 percent plus or minus 8.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atlantic Highlands
SBA loans in Atlantic Highlands (7(a))
- Approvals9
- Gross approval$1,588,500
- Average approval$176,500
- Median approval$150,000
- Largest approval$400,000
- Jobs supported78
- Jobs per approval8.7
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more11.1 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Atlantic Highlands, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Atlantic Highlands
Flood risk in Atlantic Highlands
- NFIP communityBorough of Atlantic Highlands
- NFIP community number340286
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/15/22
The Borough of Atlantic Highlands participates in the National Flood Insurance Program as community 340286 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Monmouth County, not Atlantic Highlands
Monmouth County context, not Atlantic Highlands figures
- Establishments in Monmouth County19,883
- Covered employment, Monmouth County274,000
- Average annual pay, Monmouth County$70,560
- Housing units permitted, Monmouth County2,782
Every figure in this section is published for Monmouth County as a whole and is not a measurement of Atlantic Highlands.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Atlantic Highlands questions, answered from the record.
How many people live in Atlantic Highlands, New Jersey?
4,410, in 2,060 households. Atlantic Highlands borough covers 1.26 square miles of land, which is 3,489 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Atlantic Highlands in?
Monmouth County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Atlantic Highlands?
$126,080. The median owner-occupied home is valued at $628,100. Median gross rent is $1,979 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Atlantic Highlands businesses?
9 7(a) approvals totaling $1.6 m since FY2020, across 6 lenders, median approval $150,000. These count approvals to borrowers whose address is in Atlantic Highlands, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Atlantic Highlands borrowers get paid back?
No rate is published for Atlantic Highlands. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Atlantic Highlands in the National Flood Insurance Program?
Yes. Atlantic Highlands appears in the FEMA Community Status Book as Atlantic Highlands, borough of, community 340286, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Atlantic Highlands figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monmouth County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Atlantic Highlands.
Is zoning published for Atlantic Highlands?
No. Nothing on this page presents parcel level zoning.