HomeNew JerseyMonmouth CountyFreehold
Freehold, New Jersey: commercial real estate data.
Freehold is a Census borough of 12,507 people across 1.93 square miles of land, in Monmouth County. Median household income is $85,707, 53.8 percent of occupied homes are owned, and the SBA record carries 105 7(a) approvals to borrowers here worth $53.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Freehold
What Freehold is
- Census place typeborough
- Land area1.93 sq mi
- Water area0 sq mi
- Population per square mile of land6,473
- County holding the largest share of its areaMonmouth County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Freehold
How many people live in Freehold
- Population12,507
- Median age35.5
- Population under 183,505
- Share under 1828.0 percent
- Population 65 and over1,751
- Share 65 and over14.0 percent
- Households4,201
- Family households2,875
- Share of households that are families68.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Freehold
Income and work in Freehold
- Median household income$85,707 plus or minus $17,460
- Per capita income$35,668
- Civilian labor force6,430
- Employed5,903
- Unemployed527 plus or minus 237
- Unemployment rate8.2 percent plus or minus 3.6
- Adults 25 and over7,786
- Adults 25 and over with a high school diploma or higher83.6 percent
- Adults 25 and over with a bachelor degree or higher29.5 percent
- Adults 25 and over with a graduate degree9.4 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Freehold
Housing in Freehold
- Housing units4,379
- Occupied units4,201
- Vacant units178 plus or minus 100
- Vacancy rate4.1 percent plus or minus 2.3
- Owner occupied2,262
- Renter occupied1,939
- Ownership rate53.8 percent
- Median owner-occupied home value$416,800
- Median gross rent, monthly$1,832
- Annual rent as a share of median income25.7 percent plus or minus 5.5
- Single family units2,786
- Share single family63.6 percent
- Units in buildings of two or more1,560 plus or minus 344
- Share in buildings of two or more35.6 percent plus or minus 7.4
- Mobile homes14 plus or minus 20
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Freehold
How Freehold gets to work
- Workers 16 and over who commute5,314
- Commuting under 15 minutes2,033
- Share commuting under 15 minutes38.3 percent
- Commuting 30 minutes or more1,596 plus or minus 323
- Share commuting 30 minutes or more30.0 percent
- Drove alone58.5 percent
- Carpooled16.4 percent plus or minus 4.9
- Public transport4.1 percent plus or minus 1.9
- Walked5.0 percent plus or minus 3.8
- Worked from home9.2 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Freehold
SBA loans in Freehold (7(a))
- Approvals105
- Gross approval$53,134,200
- Average approval$506,040
- Median approval$220,000
- Ninetieth percentile approval$1,210,000
- Largest approval$4,500,000
- Jobs supported1,254
- Jobs per approval11.9
- Loans with a final outcome20
- Paid in full20
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more9.5 percent
- Share to franchises13.3 percent
- Distinct lenders36
- Distinct industries by NAICS63
Counted by borrower city: approvals to borrowers whose address is in Freehold, in any county, FY2020 to FY2026. Only 20 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Freehold
SBA loans in Freehold (504)
- Approvals9
- Gross approval$18,571,000
- Average approval$2,063,444
- Median approval$1,231,000
- Largest approval$5,000,000
- Jobs supported180
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Freehold, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Freehold
Flood risk in Freehold
- NFIP communityTownship of Freehold
- NFIP community number340297
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/25/09
The Township of Freehold participates in the National Flood Insurance Program as community 340297 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Monmouth County, not Freehold
Monmouth County context, not Freehold figures
- Establishments in Monmouth County19,883
- Covered employment, Monmouth County274,000
- Average annual pay, Monmouth County$70,560
- Housing units permitted, Monmouth County2,782
Every figure in this section is published for Monmouth County as a whole and is not a measurement of Freehold.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Freehold questions, answered from the record.
How many people live in Freehold, New Jersey?
12,507, in 4,201 households. Freehold borough covers 1.93 square miles of land, which is 6,473 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Freehold in?
Monmouth County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Freehold?
$85,707. The median owner-occupied home is valued at $416,800. Median gross rent is $1,832 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Freehold businesses?
105 7(a) approvals totaling $53.1 m since FY2020, across 36 lenders, median approval $220,000, plus 9 504 approvals worth $18.6 m since FY2010. These count approvals to borrowers whose address is in Freehold, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Freehold borrowers get paid back?
No rate is published for Freehold. Only 20 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Freehold in the National Flood Insurance Program?
Yes. Freehold appears in the FEMA Community Status Book as Freehold, township of, community 340297, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Freehold figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monmouth County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Freehold.
Is zoning published for Freehold?
No. Nothing on this page presents parcel level zoning.