HomeNew JerseyMonmouth CountyRumson
Rumson, New Jersey: commercial real estate data.
Rumson is a Census borough of 7,241 people across 5.07 square miles of land, in Monmouth County. Median household income is $250,001, 92.9 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $2.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Rumson
What Rumson is
- Census place typeborough
- Land area5.07 sq mi
- Water area2.05 sq mi
- Population per square mile of land1,429
- County holding the largest share of its areaMonmouth County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rumson
How many people live in Rumson
- Population7,241
- Median age44.4
- Population under 181,814
- Share under 1825.1 percent
- Population 65 and over1,280
- Share 65 and over17.7 percent
- Households2,451
- Family households1,918
- Share of households that are families78.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rumson
Income and work in Rumson
- Median household income$250,001
- Per capita income$135,860
- Civilian labor force3,654
- Employed3,488
- Unemployed166 plus or minus 84
- Unemployment rate4.5 percent plus or minus 2.3
- Adults 25 and over4,741
- Adults 25 and over with a high school diploma or higher99.1 percent
- Adults 25 and over with a bachelor degree or higher82.1 percent
- Adults 25 and over with a graduate degree32.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rumson
Housing in Rumson
- Housing units2,513
- Occupied units2,451
- Vacant units62 plus or minus 49
- Vacancy rate2.5 percent plus or minus 1.9
- Owner occupied2,277
- Renter occupied174 plus or minus 74
- Ownership rate92.9 percent
- Median owner-occupied home value$1,679,300
- Median gross rent, monthly$3,501
- Annual rent as a share of median income16.8 percent
- Single family units2,463
- Share single family98.0 percent
- Units in buildings of two or more50 plus or minus 43
- Share in buildings of two or more2.0 percent plus or minus 1.7
- Mobile homes0
- Median year structure built1969
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rumson
How Rumson gets to work
- Workers 16 and over who commute2,280
- Commuting under 15 minutes479 plus or minus 139
- Share commuting under 15 minutes21.0 percent plus or minus 5.5
- Commuting 30 minutes or more1,211
- Share commuting 30 minutes or more53.1 percent
- Drove alone44.5 percent
- Carpooled0.7 percent plus or minus 0.9
- Public transport13.7 percent plus or minus 3.1
- Walked5.2 percent plus or minus 2.7
- Worked from home33.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rumson
SBA loans in Rumson (7(a))
- Approvals8
- Gross approval$2,809,000
- Average approval$351,125
- Median approval$125,000
- Largest approval$1,378,000
- Jobs supported41
- Jobs per approval5.1
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more12.5 percent
- Share to franchises12.5 percent
- Distinct lenders7
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Rumson, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rumson
SBA loans in Rumson (504)
- Approvals3
- Gross approval$945,000
- Average approval$315,000
- Median approval$297,000
- Largest approval$486,000
- Jobs supported6
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Rumson, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rumson
Flood risk in Rumson
- NFIP communityBorough of Rumson
- NFIP community number345316
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/15/22
The Borough of Rumson participates in the National Flood Insurance Program as community 345316 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Monmouth County, not Rumson
Monmouth County context, not Rumson figures
- Establishments in Monmouth County19,883
- Covered employment, Monmouth County274,000
- Average annual pay, Monmouth County$70,560
- Housing units permitted, Monmouth County2,782
Every figure in this section is published for Monmouth County as a whole and is not a measurement of Rumson.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Rumson questions, answered from the record.
How many people live in Rumson, New Jersey?
7,241, in 2,451 households. Rumson borough covers 5.07 square miles of land, which is 1,429 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rumson in?
Monmouth County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rumson?
$250,001. The median owner-occupied home is valued at $1,679,300. Median gross rent is $3,501 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rumson businesses?
8 7(a) approvals totaling $2.8 m since FY2020, across 7 lenders, median approval $125,000, plus 3 504 approvals worth $945,000 since FY2010. These count approvals to borrowers whose address is in Rumson, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rumson borrowers get paid back?
No rate is published for Rumson. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Rumson in the National Flood Insurance Program?
Yes. Rumson appears in the FEMA Community Status Book as Rumson, borough of, community 345316, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Rumson figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monmouth County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rumson.
Is zoning published for Rumson?
No. Nothing on this page presents parcel level zoning.