HomeNew JerseyMonmouth CountyBradley Beach borough
Bradley Beach borough, New Jersey: commercial real estate data.
Bradley Beach borough is a Census borough of 4,158 people across 0.61 square miles of land, in Monmouth County. Median household income is $97,005, 48.5 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $3.0 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Bradley Beach
What Bradley Beach is
- Census place typeborough
- Land area0.61 sq mi
- Water area0.02 sq mi
- Population per square mile of land6,811
- County holding the largest share of its areaMonmouth County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bradley Beach
How many people live in Bradley Beach
- Population4,158
- Median age48.6 plus or minus 13.6
- Population under 18259 plus or minus 126
- Share under 186.2 percent plus or minus 3.0
- Population 65 and over1,062 plus or minus 236
- Share 65 and over25.5 percent plus or minus 5.7
- Households2,233
- Family households1,092
- Share of households that are families48.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bradley Beach
Income and work in Bradley Beach
- Median household income$97,005 plus or minus $35,418
- Per capita income$68,511
- Civilian labor force2,698
- Employed2,626
- Unemployed72 plus or minus 59
- Unemployment rate2.7 percent plus or minus 2.2
- Adults 25 and over3,661
- Adults 25 and over with a high school diploma or higher95.2 percent
- Adults 25 and over with a bachelor degree or higher64.8 percent plus or minus 13.3
- Adults 25 and over with a graduate degree30.3 percent plus or minus 11.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bradley Beach
Housing in Bradley Beach
- Housing units3,202
- Occupied units2,233
- Vacant units969 plus or minus 220
- Vacancy rate30.3 percent plus or minus 6.4
- Owner occupied1,083
- Renter occupied1,150 plus or minus 241
- Ownership rate48.5 percent
- Median owner-occupied home value$932,800
- Median gross rent, monthly$1,790
- Annual rent as a share of median income22.1 percent plus or minus 8.2
- Single family units1,853
- Share single family57.9 percent
- Units in buildings of two or more1,349 plus or minus 316
- Share in buildings of two or more42.1 percent plus or minus 9.2
- Mobile homes0
- Median year structure built1962
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bradley Beach
How Bradley Beach gets to work
- Workers 16 and over who commute1,974
- Commuting under 15 minutes478 plus or minus 154
- Share commuting under 15 minutes24.2 percent plus or minus 7.3
- Commuting 30 minutes or more615 plus or minus 162
- Share commuting 30 minutes or more31.2 percent plus or minus 7.4
- Drove alone57.8 percent
- Carpooled4.8 percent plus or minus 3.5
- Public transport4.3 percent plus or minus 3.1
- Walked5.4 percent plus or minus 3.6
- Worked from home24.8 percent plus or minus 9.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bradley Beach
SBA loans in Bradley Beach (7(a))
- Approvals8
- Gross approval$2,959,000
- Average approval$369,875
- Median approval$150,000
- Ninetieth percentile approval$1,420,000
- Largest approval$1,420,000
- Jobs supported27
- Jobs per approval3.4
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more12.5 percent
- Share to franchises12.5 percent
- Distinct lenders5
- Distinct industries by NAICS6
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bradley Beach
SBA loans in Bradley Beach (504)
- Approvals1
- Gross approval$473,000
- Average approval$473,000
- Median approval$473,000
- Largest approval$473,000
- Jobs supported2
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Monmouth County, not Bradley Beach
Monmouth County context, not Bradley Beach figures
These are Monmouth County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Bradley Beach measurements.
- Establishments in Monmouth County19,883
- Employment at those establishments, Monmouth County257,734
- Covered employment, Monmouth County274,000
- Average annual pay, Monmouth County$70,560
- Average weekly wage, Monmouth County$1,357
- Housing units permitted, Monmouth County2,782
- Of those, single family, Monmouth County2,151
- County product, 2024, Monmouth County$52,693,317,000
- County product change over the prior year, Monmouth County5.3 percent
- Average income of an arriving household, Monmouth County$138,672
Every figure in this section is published for Monmouth County as a whole and is not a measurement of Bradley Beach. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Bradley Beach questions, answered from the record.
How many people live in Bradley Beach, New Jersey?
4,158, in 2,233 households. Bradley Beach borough covers 0.61 square miles of land, which is 6,811 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bradley Beach in?
Monmouth County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bradley Beach?
$97,005. The median owner-occupied home is valued at $932,800. Median gross rent is $1,790 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bradley Beach businesses?
8 7(a) approvals totalling $3.0 m, across 5 lenders, median approval $150,000, plus 1 504 approvals worth $473,000. These count approvals to borrowers whose address is in Bradley Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bradley Beach borrowers get paid back?
No rate is published for Bradley Beach. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Bradley Beach figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monmouth County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bradley Beach.
Is zoning published for Bradley Beach?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.