HomeNew JerseyMonmouth CountyBradley Beach
Bradley Beach, New Jersey: commercial real estate data.
Bradley Beach is a Census borough of 4,158 people across 0.61 square miles of land, in Monmouth County. Median household income is $97,005, 48.5 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $3.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bradley Beach
What Bradley Beach is
- Census place typeborough
- Land area0.61 sq mi
- Water area0.02 sq mi
- Population per square mile of land6,811
- County holding the largest share of its areaMonmouth County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bradley Beach
How many people live in Bradley Beach
- Population4,158
- Median age48.6 plus or minus 13.6
- Population under 18259 plus or minus 126
- Share under 186.2 percent plus or minus 3.0
- Population 65 and over1,062 plus or minus 236
- Share 65 and over25.5 percent plus or minus 5.7
- Households2,233
- Family households1,092
- Share of households that are families48.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bradley Beach
Income and work in Bradley Beach
- Median household income$97,005 plus or minus $35,418
- Per capita income$68,511
- Civilian labor force2,698
- Employed2,626
- Unemployed72 plus or minus 59
- Unemployment rate2.7 percent plus or minus 2.2
- Adults 25 and over3,661
- Adults 25 and over with a high school diploma or higher95.2 percent
- Adults 25 and over with a bachelor degree or higher64.8 percent plus or minus 13.3
- Adults 25 and over with a graduate degree30.3 percent plus or minus 11.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bradley Beach
Housing in Bradley Beach
- Housing units3,202
- Occupied units2,233
- Vacant units969 plus or minus 220
- Vacancy rate30.3 percent plus or minus 6.4
- Owner occupied1,083
- Renter occupied1,150 plus or minus 241
- Ownership rate48.5 percent
- Median owner-occupied home value$932,800
- Median gross rent, monthly$1,790
- Annual rent as a share of median income22.1 percent plus or minus 8.2
- Single family units1,853
- Share single family57.9 percent
- Units in buildings of two or more1,349 plus or minus 316
- Share in buildings of two or more42.1 percent plus or minus 9.2
- Mobile homes0
- Median year structure built1962
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bradley Beach
How Bradley Beach gets to work
- Workers 16 and over who commute1,974
- Commuting under 15 minutes478 plus or minus 154
- Share commuting under 15 minutes24.2 percent plus or minus 7.3
- Commuting 30 minutes or more615 plus or minus 162
- Share commuting 30 minutes or more31.2 percent plus or minus 7.4
- Drove alone57.8 percent
- Carpooled4.8 percent plus or minus 3.5
- Public transport4.3 percent plus or minus 3.1
- Walked5.4 percent plus or minus 3.6
- Worked from home24.8 percent plus or minus 9.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bradley Beach
SBA loans in Bradley Beach (7(a))
- Approvals8
- Gross approval$2,959,000
- Average approval$369,875
- Median approval$150,000
- Largest approval$1,420,000
- Jobs supported27
- Jobs per approval3.4
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more12.5 percent
- Share to franchises12.5 percent
- Distinct lenders5
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Bradley Beach, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bradley Beach
SBA loans in Bradley Beach (504)
- Approvals1
- Gross approval$473,000
- Average approval$473,000
- Median approval$473,000
- Largest approval$473,000
- Jobs supported2
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Bradley Beach, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bradley Beach
Flood risk in Bradley Beach
- NFIP communityBorough of Bradley Beach
- NFIP community number340289
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date06/15/22
The Borough of Bradley Beach participates in the National Flood Insurance Program as community 340289 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Monmouth County, not Bradley Beach
Monmouth County context, not Bradley Beach figures
- Establishments in Monmouth County19,883
- Covered employment, Monmouth County274,000
- Average annual pay, Monmouth County$70,560
- Housing units permitted, Monmouth County2,782
Every figure in this section is published for Monmouth County as a whole and is not a measurement of Bradley Beach.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Bradley Beach questions, answered from the record.
How many people live in Bradley Beach, New Jersey?
4,158, in 2,233 households. Bradley Beach borough covers 0.61 square miles of land, which is 6,811 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bradley Beach in?
Monmouth County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bradley Beach?
$97,005. The median owner-occupied home is valued at $932,800. Median gross rent is $1,790 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bradley Beach businesses?
8 7(a) approvals totaling $3.0 m since FY2020, across 5 lenders, median approval $150,000, plus 1 504 approvals worth $473,000 since FY2010. These count approvals to borrowers whose address is in Bradley Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bradley Beach borrowers get paid back?
No rate is published for Bradley Beach. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Bradley Beach in the National Flood Insurance Program?
Yes. Bradley Beach appears in the FEMA Community Status Book as Bradley Beach, borough of, community 340289, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bradley Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monmouth County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bradley Beach.
Is zoning published for Bradley Beach?
No. Nothing on this page presents parcel level zoning.