HomeNew JerseyMonmouth CountyCream Ridge CDP
Cream Ridge CDP, New Jersey: commercial real estate data.
Cream Ridge CDP is a Census CDP of 727 people across 3.02 square miles of land, in Monmouth County. Median household income is $212,768, 100.0 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $9.5 m.
74 sourced place values · tier FULL · 8 sections
Cream Ridge
What Cream Ridge is
- Census place typeCDP
- Land area3.02 sq mi
- Water area0.02 sq mi
- Population per square mile of land241 plus or minus 102
- County holding the largest share of its areaMonmouth County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cream Ridge
How many people live in Cream Ridge
- Population727 plus or minus 308
- Median age51.2 plus or minus 13.7
- Population under 18170 plus or minus 99
- Share under 1823.4 percent plus or minus 9.4
- Population 65 and over212 plus or minus 106
- Share 65 and over29.2 percent plus or minus 7.9
- Households209 plus or minus 78
- Family households183 plus or minus 70
- Share of households that are families87.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cream Ridge
Income and work in Cream Ridge
- Median household income$212,768 plus or minus $59,201
- Per capita income$81,542 plus or minus $46,462
- Civilian labor force353 plus or minus 183
- Employed353 plus or minus 183
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over535 plus or minus 204
- Adults 25 and over with a high school diploma or higher97.4 percent plus or minus 48.5
- Adults 25 and over with a bachelor degree or higher61.9 percent plus or minus 12.9
- Adults 25 and over with a graduate degree28.8 percent plus or minus 14.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cream Ridge
Housing in Cream Ridge
- Housing units261 plus or minus 109
- Occupied units209 plus or minus 78
- Vacant units52 plus or minus 82
- Vacancy rate19.9 percent plus or minus 30.3
- Owner occupied209 plus or minus 78
- Renter occupied0
- Ownership rate100.0 percent
- Median owner-occupied home value$864,500
- Single family units261 plus or minus 110
- Share single family100.0 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes0
- Median year structure built2004
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cream Ridge
How Cream Ridge gets to work
- Workers 16 and over who commute273 plus or minus 140
- Commuting under 15 minutes0
- Share commuting under 15 minutes0.0 percent
- Commuting 30 minutes or more225 plus or minus 122
- Share commuting 30 minutes or more82.4 percent
- Drove alone65.7 percent plus or minus 46.9
- Carpooled11.6 percent plus or minus 11.6
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home22.7 percent plus or minus 14.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cream Ridge
SBA 7(a) lending to Cream Ridge borrowers
- Approvals7
- Gross approval$9,499,000
- Average approval$1,357,000
- Median approval$1,000,000
- Ninetieth percentile approval$2,829,000
- Largest approval$2,829,000
- Jobs supported61
- Jobs per approval8.7
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more71.4 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS6
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cream Ridge
SBA 504 lending to Cream Ridge borrowers
- Approvals1
- Gross approval$1,158,000
- Average approval$1,158,000
- Median approval$1,158,000
- Largest approval$1,158,000
- Jobs supported23
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Monmouth County, not Cream Ridge
Monmouth County context, not Cream Ridge figures
These are Monmouth County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cream Ridge measurements.
- Establishments in Monmouth County19,883
- Employment at those establishments, Monmouth County257,734
- Covered employment, Monmouth County274,000
- Average annual pay, Monmouth County$70,560
- Average weekly wage, Monmouth County$1,357
- Housing units permitted, Monmouth County2,782
- Of those, single family, Monmouth County2,151
- County product, 2024, Monmouth County$52,693,317,000
- County product change over the prior year, Monmouth County5.3 percent
- Average income of an arriving household, Monmouth County$138,672
Every figure in this section is published for Monmouth County as a whole and is not a measurement of Cream Ridge. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cream Ridge questions, answered from the record.
How many people live in Cream Ridge, New Jersey?
727, in 209 households. Cream Ridge CDP covers 3.02 square miles of land, which is 241 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cream Ridge in?
Monmouth County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cream Ridge?
$212,768. The median owner-occupied home is valued at $864,500. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cream Ridge businesses?
7 7(a) approvals totalling $9.5 m, across 5 lenders, median approval $1,000,000, plus 1 504 approvals worth $1.2 m. These count approvals to borrowers whose address is in Cream Ridge, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cream Ridge borrowers get paid back?
No rate is published for Cream Ridge. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Cream Ridge figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monmouth County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cream Ridge.
Is zoning published for Cream Ridge?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.