HomeNew JerseyMonmouth CountyCream Ridge
Cream Ridge, New Jersey: commercial real estate data.
Cream Ridge is a Census CDP of 727 people across 3.02 square miles of land, in Monmouth County. Median household income is $212,768, 100.0 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $9.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cream Ridge
What Cream Ridge is
- Census place typeCDP
- Land area3.02 sq mi
- Water area0.02 sq mi
- Population per square mile of land241 plus or minus 102
- County holding the largest share of its areaMonmouth County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cream Ridge
How many people live in Cream Ridge
- Population727 plus or minus 308
- Median age51.2 plus or minus 13.7
- Population under 18170 plus or minus 99
- Share under 1823.4 percent plus or minus 9.4
- Population 65 and over212 plus or minus 106
- Share 65 and over29.2 percent plus or minus 7.9
- Households209 plus or minus 78
- Family households183 plus or minus 70
- Share of households that are families87.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cream Ridge
Income and work in Cream Ridge
- Median household income$212,768 plus or minus $59,201
- Per capita income$81,542 plus or minus $46,462
- Civilian labor force353 plus or minus 183
- Employed353 plus or minus 183
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over535 plus or minus 204
- Adults 25 and over with a high school diploma or higher97.4 percent plus or minus 48.5
- Adults 25 and over with a bachelor degree or higher61.9 percent plus or minus 12.9
- Adults 25 and over with a graduate degree28.8 percent plus or minus 14.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cream Ridge
Housing in Cream Ridge
- Housing units261 plus or minus 109
- Occupied units209 plus or minus 78
- Vacant units52 plus or minus 82
- Vacancy rate19.9 percent plus or minus 30.3
- Owner occupied209 plus or minus 78
- Renter occupied0
- Ownership rate100.0 percent
- Median owner-occupied home value$864,500
- Single family units261 plus or minus 110
- Share single family100.0 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes0
- Median year structure built2004
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cream Ridge
How Cream Ridge gets to work
- Workers 16 and over who commute273 plus or minus 140
- Commuting under 15 minutes0
- Share commuting under 15 minutes0.0 percent
- Commuting 30 minutes or more225 plus or minus 122
- Share commuting 30 minutes or more82.4 percent
- Drove alone65.7 percent plus or minus 46.9
- Carpooled11.6 percent plus or minus 11.6
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home22.7 percent plus or minus 14.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cream Ridge
SBA loans in Cream Ridge (7(a))
- Approvals7
- Gross approval$9,499,000
- Average approval$1,357,000
- Median approval$1,000,000
- Largest approval$2,829,000
- Jobs supported61
- Jobs per approval8.7
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more71.4 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Cream Ridge, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cream Ridge
SBA loans in Cream Ridge (504)
- Approvals1
- Gross approval$1,158,000
- Average approval$1,158,000
- Median approval$1,158,000
- Largest approval$1,158,000
- Jobs supported23
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Cream Ridge, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Monmouth County, not Cream Ridge
Monmouth County context, not Cream Ridge figures
- Establishments in Monmouth County19,883
- Covered employment, Monmouth County274,000
- Average annual pay, Monmouth County$70,560
- Housing units permitted, Monmouth County2,782
Every figure in this section is published for Monmouth County as a whole and is not a measurement of Cream Ridge.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cream Ridge questions, answered from the record.
How many people live in Cream Ridge, New Jersey?
727, in 209 households. Cream Ridge CDP covers 3.02 square miles of land, which is 241 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cream Ridge in?
Monmouth County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cream Ridge?
$212,768. The median owner-occupied home is valued at $864,500. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cream Ridge businesses?
7 7(a) approvals totaling $9.5 m since FY2020, across 5 lenders, median approval $1,000,000, plus 1 504 approvals worth $1.2 m since FY2010. These count approvals to borrowers whose address is in Cream Ridge, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cream Ridge borrowers get paid back?
No rate is published for Cream Ridge. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Cream Ridge figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monmouth County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cream Ridge.
Is zoning published for Cream Ridge?
No. Nothing on this page presents parcel level zoning.