HomeNew JerseyMonmouth CountyHighlands
Highlands, New Jersey: commercial real estate data.
Highlands is a Census borough of 4,518 people across 0.74 square miles of land, in Monmouth County. Median household income is $91,913, 61.0 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $778,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Highlands
What Highlands is
- Census place typeborough
- Land area0.74 sq mi
- Water area0.65 sq mi
- Population per square mile of land6,104
- County holding the largest share of its areaMonmouth County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Highlands
How many people live in Highlands
- Population4,518
- Median age46.8
- Population under 18598 plus or minus 209
- Share under 1813.2 percent plus or minus 4.6
- Population 65 and over1,092 plus or minus 301
- Share 65 and over24.2 percent plus or minus 6.7
- Households2,447
- Family households1,192
- Share of households that are families48.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Highlands
Income and work in Highlands
- Median household income$91,913
- Per capita income$69,009
- Civilian labor force2,280
- Employed2,110
- Unemployed170 plus or minus 109
- Unemployment rate7.5 percent plus or minus 4.7
- Adults 25 and over3,708
- Adults 25 and over with a high school diploma or higher95.3 percent
- Adults 25 and over with a bachelor degree or higher51.5 percent
- Adults 25 and over with a graduate degree21.3 percent plus or minus 6.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Highlands
Housing in Highlands
- Housing units2,808
- Occupied units2,447
- Vacant units361 plus or minus 145
- Vacancy rate12.9 percent plus or minus 5.1
- Owner occupied1,492
- Renter occupied955
- Ownership rate61.0 percent
- Median owner-occupied home value$455,000 plus or minus $106,841
- Median gross rent, monthly$1,658
- Annual rent as a share of median income21.6 percent
- Single family units1,278
- Share single family45.5 percent
- Units in buildings of two or more1,513 plus or minus 378
- Share in buildings of two or more53.9 percent plus or minus 12.8
- Mobile homes17 plus or minus 28
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Highlands
How Highlands gets to work
- Workers 16 and over who commute1,728
- Commuting under 15 minutes312 plus or minus 226
- Share commuting under 15 minutes18.1 percent plus or minus 12.7
- Commuting 30 minutes or more846 plus or minus 203
- Share commuting 30 minutes or more49.0 percent
- Drove alone62.3 percent
- Carpooled4.6 percent plus or minus 3.1
- Public transport8.3 percent plus or minus 3.8
- Walked3.3 percent plus or minus 2.8
- Worked from home18.5 percent plus or minus 6.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Highlands
SBA loans in Highlands (7(a))
- Approvals4
- Gross approval$778,000
- Average approval$194,500
- Median approval$187,500
- Largest approval$383,000
- Jobs supported26
- Jobs per approval6.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Highlands, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Highlands
Flood risk in Highlands
- NFIP communityBorough of Highlands
- NFIP community number345297
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/15/22
The Borough of Highlands participates in the National Flood Insurance Program as community 345297 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Monmouth County, not Highlands
Monmouth County context, not Highlands figures
- Establishments in Monmouth County19,883
- Covered employment, Monmouth County274,000
- Average annual pay, Monmouth County$70,560
- Housing units permitted, Monmouth County2,782
Every figure in this section is published for Monmouth County as a whole and is not a measurement of Highlands.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Highlands questions, answered from the record.
How many people live in Highlands, New Jersey?
4,518, in 2,447 households. Highlands borough covers 0.74 square miles of land, which is 6,104 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Highlands in?
Monmouth County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Highlands?
$91,913. The median owner-occupied home is valued at $455,000. Median gross rent is $1,658 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Highlands businesses?
4 7(a) approvals totaling $778,000 since FY2020, across 3 lenders, median approval $187,500. These count approvals to borrowers whose address is in Highlands, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Highlands borrowers get paid back?
No rate is published for Highlands. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Highlands in the National Flood Insurance Program?
Yes. Highlands appears in the FEMA Community Status Book as Highlands, borough of, community 345297, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Highlands figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monmouth County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Highlands.
Is zoning published for Highlands?
No. Nothing on this page presents parcel level zoning.