HomeNew JerseyMonmouth CountyLincroft
Lincroft, New Jersey: commercial real estate data.
Lincroft is a Census CDP of 6,939 people across 5.58 square miles of land, in Monmouth County. Median household income is $189,000, 88.5 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $6.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lincroft
What Lincroft is
- Census place typeCDP
- Land area5.58 sq mi
- Water area0.21 sq mi
- Population per square mile of land1,243
- County holding the largest share of its areaMonmouth County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincroft
How many people live in Lincroft
- Population6,939
- Median age42.9
- Population under 181,871 plus or minus 395
- Share under 1827.0 percent
- Population 65 and over1,109 plus or minus 239
- Share 65 and over16.0 percent
- Households2,498
- Family households1,914
- Share of households that are families76.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincroft
Income and work in Lincroft
- Median household income$189,000
- Per capita income$81,491
- Civilian labor force3,192
- Employed3,025
- Unemployed167 plus or minus 102
- Unemployment rate5.2 percent plus or minus 3.1
- Adults 25 and over4,710
- Adults 25 and over with a high school diploma or higher97.8 percent
- Adults 25 and over with a bachelor degree or higher65.2 percent
- Adults 25 and over with a graduate degree24.7 percent plus or minus 5.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincroft
Housing in Lincroft
- Housing units2,498
- Occupied units2,498
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied2,211
- Renter occupied287 plus or minus 101
- Ownership rate88.5 percent
- Median owner-occupied home value$807,300
- Median gross rent, monthly$685 plus or minus $522
- Annual rent as a share of median income4.3 percent plus or minus 3.4
- Single family units2,233
- Share single family89.4 percent
- Units in buildings of two or more265 plus or minus 106
- Share in buildings of two or more10.6 percent plus or minus 4.2
- Mobile homes0
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincroft
How Lincroft gets to work
- Workers 16 and over who commute2,294
- Commuting under 15 minutes684 plus or minus 250
- Share commuting under 15 minutes29.8 percent plus or minus 9.8
- Commuting 30 minutes or more1,150 plus or minus 295
- Share commuting 30 minutes or more50.1 percent plus or minus 10.1
- Drove alone61.5 percent
- Carpooled4.3 percent plus or minus 4.0
- Public transport8.1 percent plus or minus 4.4
- Walked0.5 percent plus or minus 0.6
- Worked from home22.7 percent plus or minus 8.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincroft
SBA loans in Lincroft (7(a))
- Approvals14
- Gross approval$6,852,100
- Average approval$489,436
- Median approval$200,000
- Largest approval$2,275,000
- Jobs supported89
- Jobs per approval6.4
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises7.1 percent
- Distinct lenders11
- Distinct industries by NAICS10
Counted by borrower city: approvals to borrowers whose address is in Lincroft, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lincroft
SBA loans in Lincroft (504)
- Approvals1
- Gross approval$297,000
- Average approval$297,000
- Median approval$297,000
- Largest approval$297,000
- Jobs supported6
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Lincroft, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Monmouth County, not Lincroft
Monmouth County context, not Lincroft figures
- Establishments in Monmouth County19,883
- Covered employment, Monmouth County274,000
- Average annual pay, Monmouth County$70,560
- Housing units permitted, Monmouth County2,782
Every figure in this section is published for Monmouth County as a whole and is not a measurement of Lincroft.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lincroft questions, answered from the record.
How many people live in Lincroft, New Jersey?
6,939, in 2,498 households. Lincroft CDP covers 5.58 square miles of land, which is 1,243 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lincroft in?
Monmouth County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lincroft?
$189,000. The median owner-occupied home is valued at $807,300. Median gross rent is $685 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lincroft businesses?
14 7(a) approvals totaling $6.9 m since FY2020, across 11 lenders, median approval $200,000, plus 1 504 approvals worth $297,000 since FY2010. These count approvals to borrowers whose address is in Lincroft, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lincroft borrowers get paid back?
No rate is published for Lincroft. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Lincroft figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monmouth County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lincroft.
Is zoning published for Lincroft?
No. Nothing on this page presents parcel level zoning.