HomeNew JerseyMonmouth CountyMonmouth Beach borough
Monmouth Beach borough, New Jersey: commercial real estate data.
Monmouth Beach borough is a Census borough of 3,207 people across 1.04 square miles of land, in Monmouth County. Median household income is $150,188, 84.4 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $220,000.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Monmouth Beach
What Monmouth Beach is
- Census place typeborough
- Land area1.04 sq mi
- Water area1.03 sq mi
- Population per square mile of land3,078
- County holding the largest share of its areaMonmouth County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monmouth Beach
How many people live in Monmouth Beach
- Population3,207
- Median age58.5
- Population under 18311 plus or minus 95
- Share under 189.7 percent plus or minus 3.0
- Population 65 and over1,000 plus or minus 212
- Share 65 and over31.2 percent plus or minus 6.6
- Households1,553
- Family households894
- Share of households that are families57.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monmouth Beach
Income and work in Monmouth Beach
- Median household income$150,188 plus or minus $43,950
- Per capita income$124,673
- Civilian labor force1,812
- Employed1,726
- Unemployed86 plus or minus 60
- Unemployment rate4.7 percent plus or minus 3.3
- Adults 25 and over2,675
- Adults 25 and over with a high school diploma or higher97.6 percent
- Adults 25 and over with a bachelor degree or higher67.6 percent
- Adults 25 and over with a graduate degree28.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monmouth Beach
Housing in Monmouth Beach
- Housing units1,856
- Occupied units1,553
- Vacant units303 plus or minus 95
- Vacancy rate16.3 percent plus or minus 4.9
- Owner occupied1,310
- Renter occupied243 plus or minus 136
- Ownership rate84.4 percent
- Median owner-occupied home value$995,000
- Median gross rent, monthly$2,257
- Annual rent as a share of median income18.0 percent plus or minus 5.3
- Single family units1,068
- Share single family57.5 percent
- Units in buildings of two or more788
- Share in buildings of two or more42.5 percent
- Mobile homes0
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monmouth Beach
How Monmouth Beach gets to work
- Workers 16 and over who commute1,194
- Commuting under 15 minutes224 plus or minus 100
- Share commuting under 15 minutes18.8 percent plus or minus 7.9
- Commuting 30 minutes or more589 plus or minus 176
- Share commuting 30 minutes or more49.3 percent plus or minus 12.7
- Drove alone53.7 percent
- Carpooled6.4 percent plus or minus 5.4
- Public transport8.3 percent plus or minus 6.8
- Walked0.7 percent plus or minus 1.2
- Worked from home27.2 percent plus or minus 7.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monmouth Beach
SBA loans in Monmouth Beach (7(a))
- Approvals1
- Gross approval$220,000
- Average approval$220,000
- Median approval$220,000
- Ninetieth percentile approval$220,000
- Largest approval$220,000
- Jobs supported0
- Jobs per approval0.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Monmouth Beach
SBA loans in Monmouth Beach (504)
- Approvals1
- Gross approval$275,000
- Average approval$275,000
- Median approval$275,000
- Largest approval$275,000
- Jobs supported1
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Monmouth County, not Monmouth Beach
Monmouth County context, not Monmouth Beach figures
These are Monmouth County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Monmouth Beach measurements.
- Establishments in Monmouth County19,883
- Employment at those establishments, Monmouth County257,734
- Covered employment, Monmouth County274,000
- Average annual pay, Monmouth County$70,560
- Average weekly wage, Monmouth County$1,357
- Housing units permitted, Monmouth County2,782
- Of those, single family, Monmouth County2,151
- County product, 2024, Monmouth County$52,693,317,000
- County product change over the prior year, Monmouth County5.3 percent
- Average income of an arriving household, Monmouth County$138,672
Every figure in this section is published for Monmouth County as a whole and is not a measurement of Monmouth Beach. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Monmouth Beach questions, answered from the record.
How many people live in Monmouth Beach, New Jersey?
3,207, in 1,553 households. Monmouth Beach borough covers 1.04 square miles of land, which is 3,078 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Monmouth Beach in?
Monmouth County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Monmouth Beach?
$150,188. The median owner-occupied home is valued at $995,000. Median gross rent is $2,257 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Monmouth Beach businesses?
1 7(a) approvals totalling $220,000, across 1 lenders, median approval $220,000, plus 1 504 approvals worth $275,000. These count approvals to borrowers whose address is in Monmouth Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Monmouth Beach borrowers get paid back?
No rate is published for Monmouth Beach. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Monmouth Beach figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monmouth County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Monmouth Beach.
Is zoning published for Monmouth Beach?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.