HomeNew JerseyMonmouth CountyMonmouth Beach
Monmouth Beach, New Jersey: commercial real estate data.
Monmouth Beach is a Census borough of 3,207 people across 1.04 square miles of land, in Monmouth County. Median household income is $150,188, 84.4 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $220,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Monmouth Beach
What Monmouth Beach is
- Census place typeborough
- Land area1.04 sq mi
- Water area1.03 sq mi
- Population per square mile of land3,078
- County holding the largest share of its areaMonmouth County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monmouth Beach
How many people live in Monmouth Beach
- Population3,207
- Median age58.5
- Population under 18311 plus or minus 95
- Share under 189.7 percent plus or minus 3.0
- Population 65 and over1,000 plus or minus 212
- Share 65 and over31.2 percent plus or minus 6.6
- Households1,553
- Family households894
- Share of households that are families57.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monmouth Beach
Income and work in Monmouth Beach
- Median household income$150,188 plus or minus $43,950
- Per capita income$124,673
- Civilian labor force1,812
- Employed1,726
- Unemployed86 plus or minus 60
- Unemployment rate4.7 percent plus or minus 3.3
- Adults 25 and over2,675
- Adults 25 and over with a high school diploma or higher97.6 percent
- Adults 25 and over with a bachelor degree or higher67.6 percent
- Adults 25 and over with a graduate degree28.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monmouth Beach
Housing in Monmouth Beach
- Housing units1,856
- Occupied units1,553
- Vacant units303 plus or minus 95
- Vacancy rate16.3 percent plus or minus 4.9
- Owner occupied1,310
- Renter occupied243 plus or minus 136
- Ownership rate84.4 percent
- Median owner-occupied home value$995,000
- Median gross rent, monthly$2,257
- Annual rent as a share of median income18.0 percent plus or minus 5.3
- Single family units1,068
- Share single family57.5 percent
- Units in buildings of two or more788
- Share in buildings of two or more42.5 percent
- Mobile homes0
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monmouth Beach
How Monmouth Beach gets to work
- Workers 16 and over who commute1,194
- Commuting under 15 minutes224 plus or minus 100
- Share commuting under 15 minutes18.8 percent plus or minus 7.9
- Commuting 30 minutes or more589 plus or minus 176
- Share commuting 30 minutes or more49.3 percent plus or minus 12.7
- Drove alone53.7 percent
- Carpooled6.4 percent plus or minus 5.4
- Public transport8.3 percent plus or minus 6.8
- Walked0.7 percent plus or minus 1.2
- Worked from home27.2 percent plus or minus 7.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monmouth Beach
SBA loans in Monmouth Beach (7(a))
- Approvals1
- Gross approval$220,000
- Average approval$220,000
- Median approval$220,000
- Largest approval$220,000
- Jobs supported0
- Jobs per approval0.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Monmouth Beach, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Monmouth Beach
SBA loans in Monmouth Beach (504)
- Approvals1
- Gross approval$275,000
- Average approval$275,000
- Median approval$275,000
- Largest approval$275,000
- Jobs supported1
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Monmouth Beach, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Monmouth Beach
Flood risk in Monmouth Beach
- NFIP communityBorough of Monmouth Beach
- NFIP community number340315
- Participating in the NFIPYes
- Community Rating System classClass 8
- Currently effective map date06/15/22
The Borough of Monmouth Beach participates in the National Flood Insurance Program as community 340315 and carries Community Rating System class 8, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Monmouth County, not Monmouth Beach
Monmouth County context, not Monmouth Beach figures
- Establishments in Monmouth County19,883
- Covered employment, Monmouth County274,000
- Average annual pay, Monmouth County$70,560
- Housing units permitted, Monmouth County2,782
Every figure in this section is published for Monmouth County as a whole and is not a measurement of Monmouth Beach.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Monmouth Beach questions, answered from the record.
How many people live in Monmouth Beach, New Jersey?
3,207, in 1,553 households. Monmouth Beach borough covers 1.04 square miles of land, which is 3,078 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Monmouth Beach in?
Monmouth County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Monmouth Beach?
$150,188. The median owner-occupied home is valued at $995,000. Median gross rent is $2,257 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Monmouth Beach businesses?
1 7(a) approvals totaling $220,000 since FY2020, across 1 lenders, median approval $220,000, plus 1 504 approvals worth $275,000 since FY2010. These count approvals to borrowers whose address is in Monmouth Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Monmouth Beach borrowers get paid back?
No rate is published for Monmouth Beach. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Monmouth Beach in the National Flood Insurance Program?
Yes. Monmouth Beach appears in the FEMA Community Status Book as Monmouth Beach, borough of, community 340315, carrying Community Rating System class 8, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Monmouth Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monmouth County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Monmouth Beach.
Is zoning published for Monmouth Beach?
No. Nothing on this page presents parcel level zoning.