HomeNew JerseyMonmouth CountySea Bright
Sea Bright, New Jersey: commercial real estate data.
Sea Bright is a Census borough of 1,718 people across 0.72 square miles of land, in Monmouth County. Median household income is $143,241, 69.9 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $625,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Sea Bright
What Sea Bright is
- Census place typeborough
- Land area0.72 sq mi
- Water area0.57 sq mi
- Population per square mile of land2,387
- County holding the largest share of its areaMonmouth County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sea Bright
How many people live in Sea Bright
- Population1,718
- Median age55.2
- Population under 18158 plus or minus 97
- Share under 189.2 percent plus or minus 5.4
- Population 65 and over482 plus or minus 140
- Share 65 and over28.1 percent plus or minus 6.7
- Households942
- Family households369 plus or minus 76
- Share of households that are families39.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sea Bright
Income and work in Sea Bright
- Median household income$143,241 plus or minus $29,773
- Per capita income$115,190
- Civilian labor force1,027
- Employed965
- Unemployed62 plus or minus 41
- Unemployment rate6.0 percent plus or minus 3.8
- Adults 25 and over1,527
- Adults 25 and over with a high school diploma or higher99.5 percent
- Adults 25 and over with a bachelor degree or higher61.9 percent
- Adults 25 and over with a graduate degree22.1 percent plus or minus 6.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sea Bright
Housing in Sea Bright
- Housing units1,158
- Occupied units942
- Vacant units216 plus or minus 96
- Vacancy rate18.7 percent plus or minus 8.0
- Owner occupied658 plus or minus 133
- Renter occupied284 plus or minus 81
- Ownership rate69.9 percent
- Median owner-occupied home value$821,100
- Median gross rent, monthly$2,481
- Annual rent as a share of median income20.8 percent plus or minus 5.3
- Single family units556
- Share single family48.0 percent
- Units in buildings of two or more602 plus or minus 174
- Share in buildings of two or more52.0 percent plus or minus 13.8
- Mobile homes0
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sea Bright
How Sea Bright gets to work
- Workers 16 and over who commute731 plus or minus 158
- Commuting under 15 minutes158 plus or minus 66
- Share commuting under 15 minutes21.6 percent plus or minus 7.7
- Commuting 30 minutes or more397 plus or minus 125
- Share commuting 30 minutes or more54.3 percent plus or minus 12.5
- Drove alone60.8 percent
- Carpooled8.7 percent plus or minus 8.6
- Public transport7.4 percent plus or minus 4.4
- Walked3.8 percent plus or minus 4.3
- Worked from home17.6 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sea Bright
SBA loans in Sea Bright (7(a))
- Approvals1
- Gross approval$625,000
- Average approval$625,000
- Median approval$625,000
- Largest approval$625,000
- Jobs supported1
- Jobs per approval1.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term126 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Sea Bright, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sea Bright
SBA loans in Sea Bright (504)
- Approvals1
- Gross approval$406,000
- Average approval$406,000
- Median approval$406,000
- Largest approval$406,000
- Jobs supported2
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Sea Bright, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sea Bright
Flood risk in Sea Bright
- NFIP communityBorough of Sea Bright
- NFIP community number345317
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date06/15/22
The Borough of Sea Bright participates in the National Flood Insurance Program as community 345317 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Monmouth County, not Sea Bright
Monmouth County context, not Sea Bright figures
- Establishments in Monmouth County19,883
- Covered employment, Monmouth County274,000
- Average annual pay, Monmouth County$70,560
- Housing units permitted, Monmouth County2,782
Every figure in this section is published for Monmouth County as a whole and is not a measurement of Sea Bright.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Sea Bright questions, answered from the record.
How many people live in Sea Bright, New Jersey?
1,718, in 942 households. Sea Bright borough covers 0.72 square miles of land, which is 2,387 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sea Bright in?
Monmouth County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sea Bright?
$143,241. The median owner-occupied home is valued at $821,100. Median gross rent is $2,481 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sea Bright businesses?
1 7(a) approvals totaling $625,000 since FY2020, across 1 lenders, median approval $625,000, plus 1 504 approvals worth $406,000 since FY2010. These count approvals to borrowers whose address is in Sea Bright, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sea Bright borrowers get paid back?
No rate is published for Sea Bright. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Sea Bright in the National Flood Insurance Program?
Yes. Sea Bright appears in the FEMA Community Status Book as Sea Bright, borough of, community 345317, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sea Bright figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monmouth County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sea Bright.
Is zoning published for Sea Bright?
No. Nothing on this page presents parcel level zoning.