HomeNew JerseyMonmouth CountySea Girt borough
Sea Girt borough, New Jersey: commercial real estate data.
Sea Girt borough is a Census borough of 1,980 people across 1.06 square miles of land, in Monmouth County. Median household income is $213,750, 87.3 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $3.4 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Sea Girt
What Sea Girt is
- Census place typeborough
- Land area1.06 sq mi
- Water area0.4 sq mi
- Population per square mile of land1,867
- County holding the largest share of its areaMonmouth County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sea Girt
How many people live in Sea Girt
- Population1,980
- Median age57.2
- Population under 18263 plus or minus 69
- Share under 1813.3 percent plus or minus 3.0
- Population 65 and over596
- Share 65 and over30.1 percent
- Households828
- Family households618
- Share of households that are families74.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sea Girt
Income and work in Sea Girt
- Median household income$213,750 plus or minus $53,445
- Per capita income$152,050
- Civilian labor force938
- Employed896
- Unemployed42 plus or minus 36
- Unemployment rate4.5 percent plus or minus 3.7
- Adults 25 and over1,538
- Adults 25 and over with a high school diploma or higher99.0 percent
- Adults 25 and over with a bachelor degree or higher77.0 percent
- Adults 25 and over with a graduate degree28.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sea Girt
Housing in Sea Girt
- Housing units1,161
- Occupied units828
- Vacant units333 plus or minus 75
- Vacancy rate28.7 percent plus or minus 6.0
- Owner occupied723
- Renter occupied105 plus or minus 59
- Ownership rate87.3 percent
- Median owner-occupied home value$2,000,001
- Median gross rent, monthly$3,455
- Annual rent as a share of median income19.4 percent plus or minus 5.5
- Single family units1,129
- Share single family97.2 percent
- Units in buildings of two or more32 plus or minus 27
- Share in buildings of two or more2.8 percent plus or minus 2.3
- Mobile homes0
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sea Girt
How Sea Girt gets to work
- Workers 16 and over who commute669 plus or minus 171
- Commuting under 15 minutes317 plus or minus 166
- Share commuting under 15 minutes47.4 percent plus or minus 21.7
- Commuting 30 minutes or more221 plus or minus 70
- Share commuting 30 minutes or more33.0 percent
- Drove alone64.4 percent
- Carpooled4.5 percent plus or minus 3.6
- Public transport3.2 percent plus or minus 2.1
- Walked0.3 percent plus or minus 0.4
- Worked from home25.1 percent plus or minus 6.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sea Girt
SBA loans in Sea Girt (7(a))
- Approvals3
- Gross approval$3,438,200
- Average approval$1,146,067
- Median approval$741,000
- Ninetieth percentile approval$2,630,000
- Largest approval$2,630,000
- Jobs supported24
- Jobs per approval8.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises33.3 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sea Girt
SBA loans in Sea Girt (504)
- Approvals1
- Gross approval$660,000
- Average approval$660,000
- Median approval$660,000
- Largest approval$660,000
- Jobs supported7
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Monmouth County, not Sea Girt
Monmouth County context, not Sea Girt figures
These are Monmouth County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Sea Girt measurements.
- Establishments in Monmouth County19,883
- Employment at those establishments, Monmouth County257,734
- Covered employment, Monmouth County274,000
- Average annual pay, Monmouth County$70,560
- Average weekly wage, Monmouth County$1,357
- Housing units permitted, Monmouth County2,782
- Of those, single family, Monmouth County2,151
- County product, 2024, Monmouth County$52,693,317,000
- County product change over the prior year, Monmouth County5.3 percent
- Average income of an arriving household, Monmouth County$138,672
Every figure in this section is published for Monmouth County as a whole and is not a measurement of Sea Girt. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Sea Girt questions, answered from the record.
How many people live in Sea Girt, New Jersey?
1,980, in 828 households. Sea Girt borough covers 1.06 square miles of land, which is 1,867 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sea Girt in?
Monmouth County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sea Girt?
$213,750. The median owner-occupied home is valued at $2,000,001. Median gross rent is $3,455 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sea Girt businesses?
3 7(a) approvals totalling $3.4 m, across 3 lenders, median approval $741,000, plus 1 504 approvals worth $660,000. These count approvals to borrowers whose address is in Sea Girt, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sea Girt borrowers get paid back?
No rate is published for Sea Girt. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Sea Girt figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monmouth County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sea Girt.
Is zoning published for Sea Girt?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.