HomeNew JerseyMonmouth CountyUnion Beach
Union Beach, New Jersey: commercial real estate data.
Union Beach is a Census borough of 5,707 people across 1.78 square miles of land, in Monmouth County. Median household income is $119,250, 81.8 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Union Beach
What Union Beach is
- Census place typeborough
- Land area1.78 sq mi
- Water area0.1 sq mi
- Population per square mile of land3,202
- County holding the largest share of its areaMonmouth County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Union Beach
How many people live in Union Beach
- Population5,707
- Median age42.0
- Population under 181,045 plus or minus 277
- Share under 1818.3 percent plus or minus 4.8
- Population 65 and over628 plus or minus 229
- Share 65 and over11.0 percent plus or minus 4.0
- Households2,203
- Family households1,683
- Share of households that are families76.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Union Beach
Income and work in Union Beach
- Median household income$119,250
- Per capita income$53,448
- Civilian labor force3,645
- Employed3,385
- Unemployed260 plus or minus 182
- Unemployment rate7.1 percent plus or minus 4.9
- Adults 25 and over4,256
- Adults 25 and over with a high school diploma or higher95.2 percent
- Adults 25 and over with a bachelor degree or higher37.2 percent plus or minus 12.5
- Adults 25 and over with a graduate degree12.3 percent plus or minus 5.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Union Beach
Housing in Union Beach
- Housing units2,335
- Occupied units2,203
- Vacant units132 plus or minus 121
- Vacancy rate5.7 percent plus or minus 5.2
- Owner occupied1,801
- Renter occupied402 plus or minus 201
- Ownership rate81.8 percent
- Median owner-occupied home value$460,900
- Median gross rent, monthly$2,567 plus or minus $708
- Annual rent as a share of median income25.8 percent plus or minus 7.8
- Single family units2,281
- Share single family97.7 percent
- Units in buildings of two or more34 plus or minus 61
- Share in buildings of two or more1.5 percent plus or minus 2.6
- Mobile homes20 plus or minus 34
- Median year structure built1963
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Union Beach
How Union Beach gets to work
- Workers 16 and over who commute3,106
- Commuting under 15 minutes657 plus or minus 205
- Share commuting under 15 minutes21.2 percent plus or minus 5.5
- Commuting 30 minutes or more1,857 plus or minus 600
- Share commuting 30 minutes or more59.8 percent plus or minus 16.4
- Drove alone75.2 percent
- Carpooled11.3 percent plus or minus 7.4
- Public transport5.6 percent plus or minus 4.3
- Walked0.1 percent plus or minus 0.1
- Worked from home6.5 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Union Beach
SBA loans in Union Beach (7(a))
- Approvals2
- Gross approval$1,126,300
- Average approval$563,150
- Median approval$563,150
- Largest approval$831,300
- Jobs supported11
- Jobs per approval5.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Union Beach, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Union Beach
SBA loans in Union Beach (504)
- Approvals1
- Gross approval$419,000
- Average approval$419,000
- Median approval$419,000
- Largest approval$419,000
- Jobs supported0
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Union Beach, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Union Beach
Flood risk in Union Beach
- NFIP communityBorough of Union Beach
- NFIP community number340331
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date09/25/09
The Borough of Union Beach participates in the National Flood Insurance Program as community 340331 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Monmouth County, not Union Beach
Monmouth County context, not Union Beach figures
- Establishments in Monmouth County19,883
- Covered employment, Monmouth County274,000
- Average annual pay, Monmouth County$70,560
- Housing units permitted, Monmouth County2,782
Every figure in this section is published for Monmouth County as a whole and is not a measurement of Union Beach.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Union Beach questions, answered from the record.
How many people live in Union Beach, New Jersey?
5,707, in 2,203 households. Union Beach borough covers 1.78 square miles of land, which is 3,202 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Union Beach in?
Monmouth County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Union Beach?
$119,250. The median owner-occupied home is valued at $460,900. Median gross rent is $2,567 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Union Beach businesses?
2 7(a) approvals totaling $1.1 m since FY2020, across 2 lenders, median approval $563,150, plus 1 504 approvals worth $419,000 since FY2010. These count approvals to borrowers whose address is in Union Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Union Beach borrowers get paid back?
No rate is published for Union Beach. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Union Beach in the National Flood Insurance Program?
Yes. Union Beach appears in the FEMA Community Status Book as Union Beach, borough of, community 340331, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Union Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monmouth County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Union Beach.
Is zoning published for Union Beach?
No. Nothing on this page presents parcel level zoning.