HomeNew JerseyMorris CountyMountain Lakes
Mountain Lakes, New Jersey: commercial real estate data.
Mountain Lakes is a Census borough of 4,585 people across 2.64 square miles of land, in Morris County. Median household income is $250,001, 96.1 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $6.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Mountain Lakes
What Mountain Lakes is
- Census place typeborough
- Land area2.64 sq mi
- Water area0.26 sq mi
- Population per square mile of land1,734
- County holding the largest share of its areaMorris County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mountain Lakes
How many people live in Mountain Lakes
- Population4,585
- Median age43.4
- Population under 181,501
- Share under 1832.7 percent
- Population 65 and over604 plus or minus 131
- Share 65 and over13.2 percent plus or minus 2.9
- Households1,443
- Family households1,269
- Share of households that are families87.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mountain Lakes
Income and work in Mountain Lakes
- Median household income$250,001
- Per capita income$116,093
- Civilian labor force2,313
- Employed2,257
- Unemployed56 plus or minus 42
- Unemployment rate2.4 percent plus or minus 1.8
- Adults 25 and over2,852
- Adults 25 and over with a high school diploma or higher99.0 percent
- Adults 25 and over with a bachelor degree or higher85.9 percent
- Adults 25 and over with a graduate degree45.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mountain Lakes
Housing in Mountain Lakes
- Housing units1,492
- Occupied units1,443
- Vacant units49 plus or minus 46
- Vacancy rate3.3 percent plus or minus 3.1
- Owner occupied1,387
- Renter occupied56 plus or minus 34
- Ownership rate96.1 percent
- Median owner-occupied home value$917,000
- Median gross rent, monthly$3,501
- Annual rent as a share of median income16.8 percent
- Single family units1,483
- Share single family99.4 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes9 plus or minus 14
- Median year structure built1949
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mountain Lakes
How Mountain Lakes gets to work
- Workers 16 and over who commute1,548
- Commuting under 15 minutes457 plus or minus 174
- Share commuting under 15 minutes29.5 percent plus or minus 10.7
- Commuting 30 minutes or more762 plus or minus 176
- Share commuting 30 minutes or more49.2 percent
- Drove alone56.7 percent
- Carpooled4.2 percent plus or minus 2.4
- Public transport5.8 percent plus or minus 3.2
- Walked1.3 percent plus or minus 1.4
- Worked from home30.8 percent plus or minus 7.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mountain Lakes
SBA loans in Mountain Lakes (7(a))
- Approvals9
- Gross approval$6,553,300
- Average approval$728,144
- Median approval$200,000
- Largest approval$3,901,000
- Jobs supported20
- Jobs per approval2.2
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Mountain Lakes, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mountain Lakes
SBA loans in Mountain Lakes (504)
- Approvals1
- Gross approval$1,164,000
- Average approval$1,164,000
- Median approval$1,164,000
- Largest approval$1,164,000
- Jobs supported27
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Mountain Lakes, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Morris County, not Mountain Lakes
Morris County context, not Mountain Lakes figures
- Establishments in Morris County16,518
- Covered employment, Morris County298,824
- Average annual pay, Morris County$101,208
- Housing units permitted, Morris County2,055
Every figure in this section is published for Morris County as a whole and is not a measurement of Mountain Lakes.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Mountain Lakes questions, answered from the record.
How many people live in Mountain Lakes, New Jersey?
4,585, in 1,443 households. Mountain Lakes borough covers 2.64 square miles of land, which is 1,734 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mountain Lakes in?
Morris County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mountain Lakes?
$250,001. The median owner-occupied home is valued at $917,000. Median gross rent is $3,501 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mountain Lakes businesses?
9 7(a) approvals totaling $6.6 m since FY2020, across 5 lenders, median approval $200,000, plus 1 504 approvals worth $1.2 m since FY2010. These count approvals to borrowers whose address is in Mountain Lakes, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mountain Lakes borrowers get paid back?
No rate is published for Mountain Lakes. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Mountain Lakes figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Morris County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mountain Lakes.
Is zoning published for Mountain Lakes?
No. Nothing on this page presents parcel level zoning.