HomeNew JerseyMorris CountyStirling CDP
Stirling CDP, New Jersey: commercial real estate data.
Stirling CDP is a Census CDP of 2,599 people across 2.34 square miles of land, in Morris County. Median household income is $180,875, 83.6 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $2.7 m.
76 sourced place values · tier FULL · 8 sections
Stirling
What Stirling is
- Census place typeCDP
- Land area2.34 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,112 plus or minus 263
- County holding the largest share of its areaMorris County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stirling
How many people live in Stirling
- Population2,599 plus or minus 616
- Median age34.7
- Population under 18737 plus or minus 257
- Share under 1828.4 percent plus or minus 7.2
- Population 65 and over334 plus or minus 132
- Share 65 and over12.9 percent plus or minus 4.1
- Households803 plus or minus 178
- Family households618 plus or minus 155
- Share of households that are families77.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stirling
Income and work in Stirling
- Median household income$180,875 plus or minus $71,018
- Per capita income$77,363 plus or minus $20,330
- Civilian labor force1,476 plus or minus 375
- Employed1,432 plus or minus 363
- Unemployed44 plus or minus 50
- Unemployment rate3.0 percent plus or minus 3.3
- Adults 25 and over1,598 plus or minus 367
- Adults 25 and over with a high school diploma or higher97.6 percent
- Adults 25 and over with a bachelor degree or higher62.0 percent plus or minus 13.0
- Adults 25 and over with a graduate degree20.3 percent plus or minus 6.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stirling
Housing in Stirling
- Housing units803 plus or minus 178
- Occupied units803 plus or minus 178
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied671 plus or minus 155
- Renter occupied132 plus or minus 77
- Ownership rate83.6 percent
- Median owner-occupied home value$695,300
- Median gross rent, monthly$1,427 plus or minus $462
- Annual rent as a share of median income9.5 percent plus or minus 4.8
- Single family units678 plus or minus 157
- Share single family84.4 percent
- Units in buildings of two or more125 plus or minus 82
- Share in buildings of two or more15.6 percent plus or minus 9.6
- Mobile homes0
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stirling
How Stirling gets to work
- Workers 16 and over who commute1,020 plus or minus 316
- Commuting under 15 minutes203 plus or minus 110
- Share commuting under 15 minutes19.9 percent plus or minus 8.8
- Commuting 30 minutes or more429 plus or minus 167
- Share commuting 30 minutes or more42.1 percent plus or minus 9.9
- Drove alone63.8 percent
- Carpooled2.9 percent plus or minus 2.8
- Public transport5.4 percent plus or minus 4.4
- Walked1.1 percent plus or minus 1.9
- Worked from home26.8 percent plus or minus 10.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stirling
SBA 7(a) lending to Stirling borrowers
- Approvals4
- Gross approval$2,671,500
- Average approval$667,875
- Median approval$800,000
- Ninetieth percentile approval$990,000
- Largest approval$990,000
- Jobs supported17
- Jobs per approval4.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term123 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Stirling
SBA 504 lending to Stirling borrowers
- Approvals1
- Gross approval$332,000
- Average approval$332,000
- Median approval$332,000
- Largest approval$332,000
- Jobs supported6
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Morris County, not Stirling
Morris County context, not Stirling figures
These are Morris County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Stirling measurements.
- Establishments in Morris County16,518
- Employment at those establishments, Morris County301,249
- Covered employment, Morris County298,824
- Average annual pay, Morris County$101,208
- Average weekly wage, Morris County$1,946
- Housing units permitted, Morris County2,055
- Of those, single family, Morris County864
- County product, 2024, Morris County$74,395,289,000
- County product change over the prior year, Morris County4.3 percent
- Average income of an arriving household, Morris County$142,777
Every figure in this section is published for Morris County as a whole and is not a measurement of Stirling. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Stirling questions, answered from the record.
How many people live in Stirling, New Jersey?
2,599, in 803 households. Stirling CDP covers 2.34 square miles of land, which is 1,112 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Stirling in?
Morris County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Stirling?
$180,875. The median owner-occupied home is valued at $695,300. Median gross rent is $1,427 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Stirling businesses?
4 7(a) approvals totalling $2.7 m, across 4 lenders, median approval $800,000, plus 1 504 approvals worth $332,000. These count approvals to borrowers whose address is in Stirling, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Stirling borrowers get paid back?
No rate is published for Stirling. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Stirling figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Morris County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Stirling.
Is zoning published for Stirling?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.