HomeNew JerseyUnion CountyElizabeth
Elizabeth, New Jersey: commercial real estate data.
Elizabeth is a Census city of 137,302 people across 12.32 square miles of land, in Union County. Median household income is $66,555, 25.6 percent of occupied homes are owned, and the SBA record carries 110 7(a) approvals to borrowers here worth $45.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Elizabeth
What Elizabeth is
- Census place typecity
- Land area12.32 sq mi
- Water area1.32 sq mi
- Population per square mile of land11,146
- County holding the largest share of its areaUnion County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elizabeth
How many people live in Elizabeth
- Population137,302
- Median age35.8
- Population under 1835,193
- Share under 1825.6 percent
- Population 65 and over16,303
- Share 65 and over11.9 percent
- Households46,121
- Family households32,764
- Share of households that are families71.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elizabeth
Income and work in Elizabeth
- Median household income$66,555
- Per capita income$28,969
- Civilian labor force71,611
- Employed66,091
- Unemployed5,520
- Unemployment rate7.7 percent
- Adults 25 and over88,308
- Adults 25 and over with a high school diploma or higher74.2 percent
- Adults 25 and over with a bachelor degree or higher14.6 percent
- Adults 25 and over with a graduate degree4.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elizabeth
Housing in Elizabeth
- Housing units48,976
- Occupied units46,121
- Vacant units2,855
- Vacancy rate5.8 percent
- Owner occupied11,794
- Renter occupied34,327
- Ownership rate25.6 percent
- Median owner-occupied home value$449,300
- Median gross rent, monthly$1,523
- Annual rent as a share of median income27.5 percent
- Single family units9,485
- Share single family19.4 percent
- Units in buildings of two or more39,396
- Share in buildings of two or more80.4 percent
- Mobile homes69 plus or minus 78
- Median year structure built1957
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elizabeth
How Elizabeth gets to work
- Workers 16 and over who commute60,046
- Commuting under 15 minutes13,920
- Share commuting under 15 minutes23.2 percent
- Commuting 30 minutes or more22,387
- Share commuting 30 minutes or more37.3 percent
- Drove alone57.9 percent
- Carpooled17.1 percent
- Public transport11.0 percent
- Walked4.7 percent
- Worked from home6.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elizabeth
SBA loans in Elizabeth (7(a))
- Approvals110
- Gross approval$45,244,500
- Average approval$411,314
- Median approval$146,500
- Ninetieth percentile approval$1,184,690
- Largest approval$4,200,000
- Jobs supported1,120
- Jobs per approval10.2
- Loans with a final outcome17
- Paid in full15
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more10.9 percent
- Share to franchises3.6 percent
- Distinct lenders33
- Distinct industries by NAICS64
Counted by borrower city: approvals to borrowers whose address is in Elizabeth, in any county, FY2020 to FY2026. Only 17 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Elizabeth
SBA loans in Elizabeth (504)
- Approvals20
- Gross approval$23,224,000
- Average approval$1,161,200
- Median approval$1,125,000
- Largest approval$4,636,000
- Jobs supported201
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Elizabeth, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Elizabeth
Flood risk in Elizabeth
- NFIP communityCity of Elizabeth
- NFIP community number345523
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/20/06
The City of Elizabeth participates in the National Flood Insurance Program as community 345523 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Union County, not Elizabeth
Union County context, not Elizabeth figures
- Establishments in Union County14,276
- Covered employment, Union County229,010
- Average annual pay, Union County$84,322
- Housing units permitted, Union County1,696
Every figure in this section is published for Union County as a whole and is not a measurement of Elizabeth.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Elizabeth questions, answered from the record.
How many people live in Elizabeth, New Jersey?
137,302, in 46,121 households. Elizabeth city covers 12.32 square miles of land, which is 11,146 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Elizabeth in?
Union County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Elizabeth?
$66,555. The median owner-occupied home is valued at $449,300. Median gross rent is $1,523 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Elizabeth businesses?
110 7(a) approvals totaling $45.2 m since FY2020, across 33 lenders, median approval $146,500, plus 20 504 approvals worth $23.2 m since FY2010. These count approvals to borrowers whose address is in Elizabeth, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Elizabeth borrowers get paid back?
No rate is published for Elizabeth. Only 17 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Elizabeth in the National Flood Insurance Program?
Yes. Elizabeth appears in the FEMA Community Status Book as Elizabeth, city of, community 345523, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Elizabeth figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Union County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elizabeth.
Is zoning published for Elizabeth?
No. Nothing on this page presents parcel level zoning.