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Plainfield, New Jersey: commercial real estate data.

Plainfield is a Census city of 55,236 people across 5.96 square miles of land, in Union County. Median household income is $85,908, 44.8 percent of occupied homes are owned, and the SBA record carries 33 7(a) approvals to borrowers here worth $23.4 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Plainfield

What Plainfield is

  • Census place typecity
  • Land area5.96 sq mi
  • Water area0.01 sq mi
  • Population per square mile of land9,269
  • County holding the largest share of its areaUnion County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Plainfield

How many people live in Plainfield

  • Population55,236
  • Median age32.4
  • Population under 1815,968
  • Share under 1828.9 percent
  • Population 65 and over5,588
  • Share 65 and over10.1 percent
  • Households15,907
  • Family households12,081
  • Share of households that are families75.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Plainfield

Income and work in Plainfield

  • Median household income$85,908
  • Per capita income$30,960
  • Civilian labor force30,142
  • Employed27,458
  • Unemployed2,684
  • Unemployment rate8.9 percent
  • Adults 25 and over34,099
  • Adults 25 and over with a high school diploma or higher71.8 percent
  • Adults 25 and over with a bachelor degree or higher22.0 percent
  • Adults 25 and over with a graduate degree7.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Plainfield

Housing in Plainfield

  • Housing units16,712
  • Occupied units15,907
  • Vacant units805 plus or minus 211
  • Vacancy rate4.8 percent plus or minus 1.3
  • Owner occupied7,125
  • Renter occupied8,782
  • Ownership rate44.8 percent
  • Median owner-occupied home value$410,800
  • Median gross rent, monthly$1,767
  • Annual rent as a share of median income24.7 percent
  • Single family units7,825
  • Share single family46.8 percent
  • Units in buildings of two or more8,845
  • Share in buildings of two or more52.9 percent
  • Mobile homes42 plus or minus 43
  • Median year structure built1952

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Plainfield

How Plainfield gets to work

  • Workers 16 and over who commute25,019
  • Commuting under 15 minutes4,709
  • Share commuting under 15 minutes18.8 percent
  • Commuting 30 minutes or more11,869
  • Share commuting 30 minutes or more47.4 percent
  • Drove alone58.0 percent
  • Carpooled6.8 percent plus or minus 1.6
  • Public transport5.2 percent plus or minus 1.2
  • Walked1.7 percent plus or minus 0.6
  • Worked from home6.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Plainfield

SBA loans in Plainfield (7(a))

  • Approvals33
  • Gross approval$23,388,700
  • Average approval$708,748
  • Median approval$181,000
  • Ninetieth percentile approval$1,772,200
  • Largest approval$5,000,000
  • Jobs supported315
  • Jobs per approval9.5
  • Loans with a final outcome6
  • Paid in full6
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more30.3 percent
  • Share to franchises3.0 percent
  • Distinct lenders16
  • Distinct industries by NAICS27

Counted by borrower city: approvals to borrowers whose address is in Plainfield, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Plainfield

SBA loans in Plainfield (504)

  • Approvals7
  • Gross approval$2,970,000
  • Average approval$424,286
  • Median approval$371,000
  • Largest approval$1,200,000
  • Jobs supported66
  • Loans with a final outcome0
  • Charged off0
  • Median term240 months
  • Distinct CDCs3

Counted by borrower city: approvals to borrowers whose address is in Plainfield, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Plainfield

Flood risk in Plainfield

  • NFIP communityCity of Plainfield
  • NFIP community number345312
  • Participating in the NFIPYes
  • Community Rating System classClass 10
  • Currently effective map date09/20/06

The City of Plainfield participates in the National Flood Insurance Program as community 345312 and carries Community Rating System class 10, a flood insurance premium discount for policies written there.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Union County, not Plainfield

Union County context, not Plainfield figures

  • Establishments in Union County14,276
  • Covered employment, Union County229,010
  • Average annual pay, Union County$84,322
  • Housing units permitted, Union County1,696

Every figure in this section is published for Union County as a whole and is not a measurement of Plainfield.

All Union County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Plainfield questions, answered from the record.

How many people live in Plainfield, New Jersey?

55,236, in 15,907 households. Plainfield city covers 5.96 square miles of land, which is 9,269 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Plainfield in?

Union County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Plainfield?

$85,908. The median owner-occupied home is valued at $410,800. Median gross rent is $1,767 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Plainfield businesses?

33 7(a) approvals totaling $23.4 m since FY2020, across 16 lenders, median approval $181,000, plus 7 504 approvals worth $3.0 m since FY2010. These count approvals to borrowers whose address is in Plainfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Plainfield borrowers get paid back?

No rate is published for Plainfield. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Plainfield in the National Flood Insurance Program?

Yes. Plainfield appears in the FEMA Community Status Book as Plainfield, city of, community 345312, carrying Community Rating System class 10, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Plainfield figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Union County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Plainfield.

Is zoning published for Plainfield?

No. Nothing on this page presents parcel level zoning.