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Oxford, New Jersey: commercial real estate data.

Oxford is a Census CDP of 1,122 people across 0.69 square miles of land, in Warren County. Median household income is $77,989, 85.0 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $1.7 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Oxford

What Oxford is

  • Census place typeCDP
  • Land area0.69 sq mi
  • Water area0.01 sq mi
  • Population per square mile of land1,626 plus or minus 420
  • County holding the largest share of its areaWarren County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Oxford

How many people live in Oxford

  • Population1,122 plus or minus 290
  • Median age43.2
  • Population under 18200 plus or minus 73
  • Share under 1817.8 percent plus or minus 4.6
  • Population 65 and over184 plus or minus 72
  • Share 65 and over16.4 percent plus or minus 4.8
  • Households421
  • Family households234 plus or minus 66
  • Share of households that are families55.6 percent plus or minus 12.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Oxford

Income and work in Oxford

  • Median household income$77,989 plus or minus $20,562
  • Per capita income$50,382
  • Civilian labor force646 plus or minus 198
  • Employed605 plus or minus 187
  • Unemployed41 plus or minus 40
  • Unemployment rate6.3 percent plus or minus 5.9
  • Adults 25 and over877 plus or minus 218
  • Adults 25 and over with a high school diploma or higher93.5 percent plus or minus 31.6
  • Adults 25 and over with a bachelor degree or higher18.1 percent plus or minus 8.2
  • Adults 25 and over with a graduate degree3.2 percent plus or minus 2.5

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Oxford

Housing in Oxford

  • Housing units421
  • Occupied units421
  • Vacant units0
  • Vacancy rate0.0 percent
  • Owner occupied358
  • Renter occupied63 plus or minus 39
  • Ownership rate85.0 percent
  • Median owner-occupied home value$188,600
  • Single family units310 plus or minus 71
  • Share single family73.6 percent
  • Units in buildings of two or more49 plus or minus 41
  • Share in buildings of two or more11.6 percent plus or minus 9.5
  • Mobile homes62 plus or minus 26
  • Median year structure built1943

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Oxford

How Oxford gets to work

  • Workers 16 and over who commute557 plus or minus 180
  • Commuting under 15 minutes54 plus or minus 35
  • Share commuting under 15 minutes9.7 percent plus or minus 5.5
  • Commuting 30 minutes or more337 plus or minus 129
  • Share commuting 30 minutes or more60.5 percent plus or minus 12.3
  • Drove alone81.2 percent
  • Carpooled6.8 percent plus or minus 5.4
  • Public transport1.2 percent plus or minus 1.8
  • Walked2.1 percent plus or minus 3.1
  • Worked from home7.9 percent plus or minus 5.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Oxford

SBA loans in Oxford (7(a))

  • Approvals5
  • Gross approval$1,710,000
  • Average approval$342,000
  • Median approval$100,000
  • Largest approval$1,110,000
  • Jobs supported63
  • Jobs per approval12.6
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more20.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders3
  • Distinct industries by NAICS4

Counted by borrower city: approvals to borrowers whose address is in Oxford, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Oxford

Flood risk in Oxford

  • NFIP communityTownship of Oxford
  • NFIP community number340492
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date09/29/11(M)

The Township of Oxford participates in the National Flood Insurance Program as community 340492 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Warren County, not Oxford

Warren County context, not Oxford figures

  • Establishments in Warren County2,286
  • Covered employment, Warren County33,264
  • Average annual pay, Warren County$64,742
  • Housing units permitted, Warren County720

Every figure in this section is published for Warren County as a whole and is not a measurement of Oxford.

All Warren County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Oxford questions, answered from the record.

How many people live in Oxford, New Jersey?

1,122, in 421 households. Oxford CDP covers 0.69 square miles of land, which is 1,626 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Oxford in?

Warren County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Oxford?

$77,989. The median owner-occupied home is valued at $188,600. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Oxford businesses?

5 7(a) approvals totaling $1.7 m since FY2020, across 3 lenders, median approval $100,000. These count approvals to borrowers whose address is in Oxford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Oxford borrowers get paid back?

No rate is published for Oxford. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Oxford in the National Flood Insurance Program?

Yes. Oxford appears in the FEMA Community Status Book as Oxford, township of, community 340492, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Oxford figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Warren County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oxford.

Is zoning published for Oxford?

No. Nothing on this page presents parcel level zoning.