HomeNew JerseyWarren CountyPhillipsburg
Phillipsburg, New Jersey: commercial real estate data.
Phillipsburg is a Census town of 15,299 people across 3.19 square miles of land, in Warren County. Median household income is $68,324, 57.6 percent of occupied homes are owned, and the SBA record carries 31 7(a) approvals to borrowers here worth $12.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Phillipsburg
What Phillipsburg is
- Census place typetown
- Land area3.19 sq mi
- Water area0.12 sq mi
- Population per square mile of land4,795
- County holding the largest share of its areaWarren County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phillipsburg
How many people live in Phillipsburg
- Population15,299
- Median age39.6
- Population under 183,139
- Share under 1820.5 percent
- Population 65 and over2,277
- Share 65 and over14.9 percent
- Households6,556
- Family households3,803
- Share of households that are families58.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phillipsburg
Income and work in Phillipsburg
- Median household income$68,324
- Per capita income$37,628
- Civilian labor force8,445
- Employed7,826
- Unemployed619 plus or minus 224
- Unemployment rate7.3 percent plus or minus 2.6
- Adults 25 and over10,795
- Adults 25 and over with a high school diploma or higher89.9 percent
- Adults 25 and over with a bachelor degree or higher24.6 percent
- Adults 25 and over with a graduate degree9.8 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phillipsburg
Housing in Phillipsburg
- Housing units6,873
- Occupied units6,556
- Vacant units317 plus or minus 162
- Vacancy rate4.6 percent plus or minus 2.3
- Owner occupied3,777
- Renter occupied2,779
- Ownership rate57.6 percent
- Median owner-occupied home value$193,200
- Median gross rent, monthly$1,167
- Annual rent as a share of median income20.5 percent
- Single family units5,000
- Share single family72.7 percent
- Units in buildings of two or more1,867
- Share in buildings of two or more27.2 percent
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phillipsburg
How Phillipsburg gets to work
- Workers 16 and over who commute7,316
- Commuting under 15 minutes2,544
- Share commuting under 15 minutes34.8 percent
- Commuting 30 minutes or more2,777
- Share commuting 30 minutes or more38.0 percent
- Drove alone78.0 percent
- Carpooled8.3 percent plus or minus 2.3
- Public transport2.3 percent plus or minus 1.9
- Walked3.1 percent plus or minus 1.5
- Worked from home4.5 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phillipsburg
SBA loans in Phillipsburg (7(a))
- Approvals31
- Gross approval$12,130,200
- Average approval$391,297
- Median approval$100,000
- Ninetieth percentile approval$1,178,000
- Largest approval$1,870,000
- Jobs supported258
- Jobs per approval8.3
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more19.4 percent
- Share to franchises9.7 percent
- Distinct lenders18
- Distinct industries by NAICS21
Counted by borrower city: approvals to borrowers whose address is in Phillipsburg, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Phillipsburg
SBA loans in Phillipsburg (504)
- Approvals1
- Gross approval$1,219,000
- Average approval$1,219,000
- Median approval$1,219,000
- Largest approval$1,219,000
- Jobs supported7
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Phillipsburg, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Phillipsburg
Flood risk in Phillipsburg
- NFIP communityTown of Phillipsburg
- NFIP community number340493
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/29/11
The Town of Phillipsburg participates in the National Flood Insurance Program as community 340493 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Warren County, not Phillipsburg
Warren County context, not Phillipsburg figures
- Establishments in Warren County2,286
- Covered employment, Warren County33,264
- Average annual pay, Warren County$64,742
- Housing units permitted, Warren County720
Every figure in this section is published for Warren County as a whole and is not a measurement of Phillipsburg.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Phillipsburg questions, answered from the record.
How many people live in Phillipsburg, New Jersey?
15,299, in 6,556 households. Phillipsburg town covers 3.19 square miles of land, which is 4,795 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Phillipsburg in?
Warren County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Phillipsburg?
$68,324. The median owner-occupied home is valued at $193,200. Median gross rent is $1,167 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Phillipsburg businesses?
31 7(a) approvals totaling $12.1 m since FY2020, across 18 lenders, median approval $100,000, plus 1 504 approvals worth $1.2 m since FY2010. These count approvals to borrowers whose address is in Phillipsburg, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Phillipsburg borrowers get paid back?
No rate is published for Phillipsburg. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Phillipsburg in the National Flood Insurance Program?
Yes. Phillipsburg appears in the FEMA Community Status Book as Phillipsburg, town of, community 340493, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Phillipsburg figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Warren County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Phillipsburg.
Is zoning published for Phillipsburg?
No. Nothing on this page presents parcel level zoning.