HomeNew MexicoCurry County
Curry County, New Mexico: commercial real estate data.
Curry County, New Mexico had an estimated 47,156 residents on July 1, 2024, down 2.6 percent since the 2020 census base of 48,431, across 1,405 square miles. County output reached $4.32 bn in 2024, 1,018 establishments operate here, and the SBA record carries 57 7(a) approvals worth $36.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Curry County
How many people live in Curry County
- Population, American Community Survey 2020-202447,638
- Households18,595
- Average household size2.56
- Median household income$57,309
- Median age31.9
- Median gross rent$1,024 per month
- Median owner-occupied home value$171,200
- Home value to household income3.0 times
- Annual rent as a share of median income21.4 percent
- Adults 25 and over with a bachelor degree or higher23.3 percent
- Adults 25 and over with a graduate degree9.8 percent
- Adults 25 and over29,647
- Population under 1812,637
- Share under 1826.5 percent
- Population 65 and over6,185
- Share 65 and over13.0 percent
- Working age population, 18 to 6428,816
- Civilian labor force19,523
- Unemployment rate8.2 percent
- Labor force participation, adults 18 and over55.8 percent
- Rank by population among New Mexico counties12th of 33
- Rank by population among US county-equivalents, Puerto Rico included1049th of 3,222
Curry County is the 12th largest of 33 New Mexico counties by population. A median home costs 3.0 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 26.5 percent against 13.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Curry County
Is Curry County's population growing?
- Population, July 1, 202447,156
- Census 2020 base population48,431
- Population change since the 2020 census base-2.63 percent
- Population change, 2023 to 2024-165
- Births, 2024640
- Deaths, 2024492
- Natural change, 2024148
- Net domestic migration, 2024-545
- Net international migration, 2024234
- Total net migration, 2024-311
- Cumulative net domestic migration, 2021 to 2024-2,564
- Rank by growth among US county-equivalents2667th of 3,144
The county has lost 2.63 percent of its population since the 2020 census base. More people left than moved in during 2024 and births over deaths did not make up the difference, so the population fell.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Curry County
Where are people moving to Curry County from?
- Tax returns filed by households arriving1,876
- People arriving, from those returns3,569
- Tax returns filed by households leaving2,074
- Net household movement-198
- Adjusted gross income arriving$92.3 m
- Net adjusted gross income movement$-19.8 m
- Average income of an arriving household$49,195
- Average income of a leaving household$54,025
- Largest single originForeign - APO/FPO ZIPs (176 households)
- Largest single destinationRoosevelt County (148 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Foreign - APO/FPO ZIPs | 176 | 331 | $9.2 m |
| Roosevelt County | 143 | 286 | $5.6 m |
| Okaloosa County | 96 | 182 | $6.8 m |
| Bernalillo County | 94 | 150 | $4.6 m |
| Santa Rosa County | 43 | 105 | $3.3 m |
| Lubbock County | 37 | 64 | $1.5 m |
| Clark County | 36 | 69 | $2.1 m |
| Maricopa County | 26 | 53 | $898,000 |
Households arriving report $4,830 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Foreign - APO/FPO ZIPs, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Curry County
What is the Curry County economy?
- County GDP, 2024$4.32 bn
- County GDP, 2023$4.15 bn
- GDP change, 2023 to 20244.2 percent
- GDP change over five years29.6 percent
- Rank by GDP among the New Mexico areas BEA publishes8th of 33
- Rank by GDP among the US county areas BEA publishes771st of 3,127
- GDP per resident$90,626
Output grew 4.2 percent in the latest year and 29.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Curry County
Employment by industry in Curry County
- Covered employment, annual average18,303
- Establishments reporting1,362
- Average annual pay$46,746
- Average weekly wage$899
- Health care and social assistance, employment3,446
- Health care and social assistance, average annual pay$46,912
- Retail trade, employment2,345
- Retail trade, average annual pay$33,914
- Accommodation and food services, employment1,993
- Accommodation and food services, average annual pay$21,137
- Construction, employment1,060
- Construction, average annual pay$50,685
- Manufacturing, employment781
- Transportation and warehousing, employment656
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 3,446 | 198 | $46,912 |
| Retail trade | 2,345 | 173 | $33,914 |
| Accommodation and food services | 1,993 | 97 | $21,137 |
| Construction | 1,060 | 120 | $50,685 |
| Manufacturing | 781 | 36 | $61,916 |
| Transportation and warehousing | 656 | 50 | $60,127 |
| Professional, scientific and technical services | 487 | 125 | $70,478 |
| Administrative and support and waste management services | 476 | 74 | $44,713 |
Health care and social assistance is the largest private sector at 3,446 jobs, 18.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Curry County
How many businesses are in Curry County?
- Establishments, all industries1,018
- Employment at those establishments12,666
- Annual payroll$495.2 m
- Establishments per 1,000 residents21.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Curry County
Building permits in Curry County
- Housing units authorized by permit, 2024169
- Declared construction value permitted$41.6 m
- Single family units authorized41
- Multifamily units authorized128
- Multifamily share of units75.7 percent
- Average declared value per unit$246,388
- Units authorized per 1,000 households9.1
Multifamily is 75.7 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Curry County
SBA loans in Curry County (7(a) and 504)
- 7(a) approvals recorded57
- 7(a) gross approval dollars$36.4 m
- Average 7(a) approval$639,082
- Median 7(a) approval$142,700
- 10th percentile approval$18,400
- 90th percentile approval$2,060,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)633
- Jobs per approval11.1
- Distinct 7(a) lenders active10
- Distinct industries receiving approvals38
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer26.3 percent
- Loans on real estate terms15
- Loans on working capital terms, 120 months or shorter35
- Franchise loans3
- Franchise share of approvals5.3 percent
- Leading industry by approval countFull-Service Restaurants (4)
- Most active lenderThe Bank of Clovis (19)
- 504 approvals recorded8
- 504 gross approval dollars$4.7 m
- Average 504 approval$591,625
- Median 504 approval$287,500
- Distinct CDCs active3
- 504 jobs per approval12.8
- 504 jobs per million dollars approved21.6
- Most active CDCCapital Certified Development Corporation (5)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$41.2 m
The average approval of $639,082 sits well above the median of $142,700, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 26.3 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Curry County
SBA loan default and charge-off rates in Curry County
Do SBA loans in Curry County get paid back?
- Loans with a final outcome recorded10
- Paid in full10
- Charged off0
- Status: Paid in full10
- Status: Exempt from disclosure34
- Status: Cancelled13
Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Curry County
SBA lending by place in Curry County
- Borrower cities with recorded lending3
- Clovis, approvals55
- Melrose, approvals1
- Texico, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Clovis | 55 | $34,765,200 |
| Melrose | 1 | $1,062,500 |
| Texico | 1 | $600,000 |
Clovis accounts for 55 approvals against 1 in Melrose. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Curry County
How large is Curry County?
- Land area1,405 sq mi
- Rank by land area among New Mexico counties30th of 33
- Width, east to west39.7 mi
- Height, north to south45 mi
- Geographies sharing a boundary5
- Residents per square mile of land34
- Establishments per square mile0.72
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Curry County
Flood risk in Curry County
- Participation of the county's own NFIP community Curry County, unincorporated areasParticipating, community 350127
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP3
- NFIP participation rate75.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
- Communities carrying a CRS class1
- Radon levels in Curry County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Curry County (community 350127), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Curry County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 8, which carries a flood insurance premium discount for policies written in that community. 75.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Curry County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Curry County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202447,638
- Households18,595
- Average household size2.56
- Median household income$57,309
- Median age31.9
Common questions
Curry County questions, answered from the record.
How many people live in Curry County, New Mexico?
The Census Bureau estimates 47,156 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 47,638, in 18,595 households, ranking 12th of 33 New Mexico counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Curry County's population growing?
The population has fallen 2.63 percent since the 2020 census base of 48,431, to 47,156 on July 1, 2024. In 2024 there were 640 births against 492 deaths, with net migration of -311. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Curry County?
$57,309. The median owner-occupied home is valued at $171,200, which is 3.0 times income, and median gross rent is $1,024 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Curry County?
1,018 establishments, employing 12,666 people with an annual payroll of $495.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Curry County?
Health care and social assistance is the largest private sector at 3,446 jobs, 18.8 percent of covered employment. Covered employment averages 18,303 jobs at an average annual pay of $46,746, or $899 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Curry County?
57 7(a) approvals totaling $36.4 m since FY2020, across 10 lenders, with a median approval of $142,700, plus 8 504 approvals worth $4.7 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Curry County?
169 housing units were authorized by permit in 2024, with a declared construction value of $41.6 m. Multifamily was 75.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Curry County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Curry County come from?
The largest single origin is Foreign - APO/FPO ZIPs, with 176 households. Arriving households report an average income of $49,195 against $54,025 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Curry County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Curry County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Curry County
Cities and places in Curry.
5 Census places lie wholly or partly in Curry County. All 5 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Clovis | city | 37,942 | 55 | Wholly in this county |
| Cannon AFB | CDP | 2,405 | None recorded | Wholly in this county |
| Texico | city | 967 | 1 | Wholly in this county |
| Melrose | village | 447 | 1 | Wholly in this county |
| Grady | village | 99 | None recorded | Wholly in this county |